Tuscaloosa, AL Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Tuscaloosa, AL home insurance & get cheap rates.

1) Insure Personal Belongings In Your Tuscaloosa, AL Homeowners Insurance Coverage

Example Personal Belongings Category Price
RIDGID (EMERSON) PART NUMBER 73177 MONITOR, COLOR W/VCR CCIR 230V Home Improvement $5,346.82
Modular Cell-production Roller Apparatus W/ 2 Decks -models All-position Drive Lawn Mower $6,020.47
Cambridge - Azur 851C CD Player (Silver) Receiver or Amplifier $2,000.00
Adcraft Countertop Convection Oven, 21.75 x 23.5 x 21 inch -- 1 each. Oven $999.99
6-Piece Solid Wood Dining Set, Antique Brown Furniture $1,399.00
Water Inc WI-BG12000 Level 3 Body Glove Filtration System Home $789.95
Cres Cor Extra Roll-In Rack For Heat / Hold Oven Kitchen $3,454.00
Bakers Pride 4 Burner 24" Griddle 48" Range 48-BP-4B-G24-S20 Major Appliances $10,774.00
Shure BLX188/CVL Dual Channel Lavalier Wireless System with 2 CVL Lavalier Microphones, H8 Musical Instruments $686.00
Samsung UN55HU8700 Curved 55-Inch 4K Ultra HD 120Hz 3D Smart LED TV (2014 Model) Home Theater $3,499.99

2) Home Security Systems Lowers Your Tuscaloosa, AL Home Insurance

Example Home Security Systems Price
GW Security 16CH 1080P NVR Network IP Security Camera System - 16 x HD 960P 1.3 Megapixel 2.8~12mm Varifocal Zoom 80ft IR PoE IP Dome Camera 4TB Hard Drive 16 Ports PoE Switch - Support ONVIF P2P Quick QR Code Remote Access $2,699.00
30x zoom 2 MP Megapixel IP Network ONVIF Infrared PTZ (Pan Tilt Zoom) Auto Tracker CCTV Security Camera - High Definition 1080p TRUE HD $2,588.60
USG 1080P PoE IP CCTV Kit: 8x 1080P IP PoE 2.8-12mm Bullet Cameras With Audio 1x 24 Channel 1080P NVR 8x Ethernet Cables 1x 3TB HDD *** High Definition Video Surveillance For Your Home or Business! $2,499.99
32 Channel 960H DVR H.264 Realtime Security CCTV Digital Video Recorder w/1TB HDD $1,677.20
ANNKE Home Security 16CH 960H DVR with with 16 Indoor Outdoor 900TVL/960H Weatherproof Day/Night Hi-Resolution CCTV Surveillance Cameras System (NO HDD) $899.99
Lorex 8 Channel 720p HD Security System with 1TB HDD and 8 720p Cameras $799.99
GW Security VD4CHH10 4 CH HD-SDI DVR 4 x HD-SDI 1/3-Inch 1.3 Megapixel CMOS Camera 720P Video Output 2.8 to 12 mm Lens, 78-IR LED, 180-Feet IR Distance $1,300.00
Fellowes Powershred 225Ci 100% Jam Proof 20-Sheet Cross-Cut Paper Shredder (3825001) $1,449.98
Revo R165WB4ED4EM21-2T 16 CH 2 TB DVR Surveillance System with 4 Wireless Bullet Cameras, 4 Wired Dome Cameras and Monitor (Black) $1,249.99
USG Sony 16 Camera 1080P PoE IP CCTV Kit with AUDIO: 8x 1080P IP PoE 3.6mm Dome Cameras (4 of 8 with Audio) 6x 1080P IP PoE 2.8-12mm Bullet Cameras 2x 1080P IP PTZ 5-90mm 18x Optical Zoom Lens 1x 24 Channel 1080P NVR 4x Microphones 4x Mic PoE Kits 2x 9 Port PoE Switches 1x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,599.99

3) Stop Smoking to Reduce Your Tuscaloosa, AL Home Insurance

County Percentage of smokers
Tuscaloosa county including Holt, Coaling, Fosters, Tuscaloosa, Lake View 22%
Chilton county including Pletcher, Maplesville, Clanton, Chilton County, Verbena 20%
Madison county including New Hope, Triana, Madison Crossroads, Owens Cross Roads, New Market 18%
Walker county including Parrish, Dora, Walker County, Jasper, Kansas 28%
Russell county including Hurtsboro, Phenix City, Russell County, Crawford, Ladonia 24%
Bibb county including Brent, Bibb County, Centreville, Brent, Blocton 26%
Colbert county including Cherokee, Leighton, Muscle Shoals, Littleville, Colbert County 30%
Macon county including Franklin, Society Hill, Notasulga, Macon County, Tuskegee 14%
Coffee county including Enterprise, Elba, Jack, Kinston, Victoria 18%
Dallas county including Carlowville, Valley Grande, Selma, Safford, Orrville 21%
Washington county including Chatom, Malcolm, Fairford, Tibbie, Deer Park 20%

4) Seniors Get More Home Insurance Discounts in Tuscaloosa, AL

Senior Population in Tuscaloosa, AL compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Tuscaloosa 6621 8280 8914
Tuscaloosa 6621 8280 8914
Vance 268 654 414
Geiger 23 71 146
Blocton 434 773 894
Birmingham 30836 42104 42946
Sylvan Springs 132 240 244
Brantleyville 59 140 29
Reform 316 517 518
Walker County 4220 8602 7489
Aliceville 481 474 741