Ventura, CA Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Ventura, CA home insurance & get cheap rates.

1) Insure Personal Belongings In Your Ventura, CA Homeowners Insurance Coverage

Example Personal Belongings Category Price
9pc Counter Height Dining Table & Stools Set Dark Brown Finish Home $1,677.00
Sony HAPS1/S 500GB Hi-Res Music Player System Speakers $999.99
AMPLIVOX SW212 MITY-VOX AC / DC + "D" Battery Powered Portable Public Address (PA SYSTEM) w/ Wireless Lapel + Handheld Microphones Receiver or Amplifier $289.95
Coaster 5-Piece Dining Set in Walnut Furniture $399.99
LG Electronics 47LB5800 47-Inch 1080p 60Hz Smart LED TV (2014 Model) Home Theater $799.99
Dell Inspiron 20-3048 AIO Desktop PC - Intel G3220T 2.6GHz 4GB 1TB DVDRW Windows 8.1 (Certified Refurbished) Personal Computer $629.99
Lexton Dining Set in Distressed Black Finish by Coaster Kitchen $959.00
LG G2, White 32GB (Verizon Wireless) Air conditioners $699.99
Southbend 400 Series Ultimate Restaurant Range 36" 6 Burner Convection Oven - 4363A Major Appliances $8,479.00
Pro-Fit 750501PKG 215/40-12 Backlash Tire with Machined Black Optimus Wheel Package and 5-Inch Lift Kit Combo for TXT Lawn & Patio $849.00

2) Home Security Systems Lowers Your Ventura, CA Home Insurance

Example Home Security Systems Price
Zmodo ZP-KE1H04-S NVR sPoE Security System with 4 HD 720P Indoor Outdoor Night Vision IP Cameras (White) $269.99
Novi Battery Powered 4-in-1 Home Security Kit: HD Camera, Motion and Smoke, Siren with Novi App $299.00
GW Security VD12CHC14 16 CH HDCVI DVR 12 x 1/2.8 Inches, 2.0 MP HDCVI Security Camera, 2.8-12 mm Manual Varifocal Lens (Color) $1,950.00
GW Security 32 Channel 960H DVR (32) x 700TVL Outdoor /Indoor Analog Security Camera System - 2.8~12mm Varifocal Zoom Lens Pre-installed 4TB Hard Drive $3,999.00
WD 8TB WD Sentinel DX4000 Small Business Network File Storage Server iSCSI NAS $1,249.99
LOREX LH03162TC10PM Eco3 Stratus Cloud 960H 2TB DVR and 10 600TVL Cameras (Black) $799.95
Nutone NM100WH Intercom Master Station (White) $838.75
PiSECTOR 3G/4G Cellular & Landline All in one Wireless Security Alarm System DIY kit with Dual Network for Simultaneous Double Protection GS08-M20 $645.82
GW Security VD4CHH1 4 CH HD-SDI DVR 4 x 1/3-Inch 2.1 Megapixel CMOS Camera 1080P, Vari-Focal 2.8 to 12 mm Manual Zoom Lens $1,550.00

3) Stop Smoking to Reduce Your Ventura, CA Home Insurance

County Percentage of smokers
Solano county including Benicia, Fairfield, Vallejo, Dixon, Solano County 14%
Napa county including Yountville, Napa, Oakville, Calistoga, Rutherford 9%
Kings county including Kings County, Stratford, Armona, Home Garden, Corcoran 13%
Madera county including Madera Ranchos, Madera, Oakhurst, Madera County, Parksdale 14%
Ventura county including Oak View, Simi Valley, Point Mugu, Oak Park, Lake Sherwood 12%
Amador county including Fiddletown, Martell, Drytown, Buckhorn, Pine Grove 21%
Riverside county including Woodcrest, Cherry Valley, Garnet, Winchester, Rancho Mirage 15%
Nevada county including Rough and Ready, North San Juan, Lake of the Pines, Floriston, Truckee 14%
Sonoma county including Bloomfield, Temelec, Sebastopol, Sonoma Coast, Kenwood 14%
Los Angeles county including Valinda, Industry, La Canada Flintridge, Lake Hughes, View Park-Windsor Hills 12%

4) Seniors Get More Home Insurance Discounts in Ventura, CA

Senior Population in Ventura, CA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Ventura 7254 10720 10735
Los Padres 114 127 36
Bell Canyon 337 204 200
Topanga 954 963 807
Ojai 742 1186 1103
Lake Sherwood 191 219 140
Stevenson Ranch 606 1067 791
Santa Ynez 455 584 475
Pine Mountain Club 151 226 337
Calabasas 1902 2350 2068
Point Mugu 221 333 171