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San Mateo County, CA Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy San Mateo County, CA home insurance & get cheap rates.

1) Insure Personal Belongings In Your San Mateo County, CA Homeowners Insurance Coverage

Example Personal Belongings Category Price
Vizio M50-C1 - 50-Inch 120Hz 4K Ultra HD M-Series LED Smart HDTV Mount/Hook-Up Bundle includes M50-C1 4K Ultra HD Smart TV, Flat Wall Mount Kit, 6 Outlet/2 USB Wall Tap and Microfiber Cleaning Cloth Television $839.99
All-Clad 401488R Stainless Steel Tri-Ply Bonded Dishwasher Safe Cookware Set, 10-Piece, Silver Kitchen $1,100.00
Coaster 5-Piece Dining Set, Faux Marble Table Top with 4 Barstools, Cherry Frame Furniture $549.00
Samsung UN55JS9000 Curved 55-Inch 4K Ultra HD Smart LED TV Home Theater $3,999.99
Sennheiser EW 365 G3-B-US condenser handheld EW system Musical Instruments $999.95
Tivoli Audio Music BT All-In-One Wireless Bluetooth System (Walnut/Beige) Receiver or Amplifier $699.99
MSI Computer GS60 GHOST GS60 GHOST PRO 3K-046;9S7-16H512-046 15.6-Inch Laptop Personal Computer $1,999.99
OnQ / Legrand AU5544WH lyriQ MultiSource, 4Zone Audio System Kit in Studio Design Home Improvement $1,299.99
Room Magic Natural 5 Piece Bedroom Set, Tropical Sea Beds $1,329.00
Currant 6 Piece Dining Set with Bench Home $3,919.99

2) Home Security Systems Lowers Your San Mateo County, CA Home Insurance

Example Home Security Systems Price
LaView LV-KD514F4V-1TB 4-Channel Security System with Face Detection, Dropbox Backup, 4x 700TVL Bullet Cameras, 1TB HDD and CUBE Plus (Silver) $429.99
SmartThings Know and Control Your Home Kit (OLD VERSION) $369.00
GW Security 6 Channel Realtime NVR Kit (1TB HD): 2 X HD-IP Camera. 1/3" Aptina 1.3 Megapixel CMOS Sensor. 2.8-12mm Manual Varifocal Megapixel Lens. *** High Definition Video Surveillance For Your Home or Business $720.00
Arlo Smart Home Security Camera System - 3 HD, 100% Wire-Free, Indoor/Outdoor Cameras with Night Vision Indoor/Outdoor Mount $469.98
SANNCE Home 16-Channel Full 960H Security DVR with 16 800TVL High-Resolution... $999.99
PACKETWORX DSA4K Network Security/Firewall Appliance $2,099.99
GW 16 Channel 960H DVR (1TB HDD) Security Camera System with (16) x 700TVL Outdoor /Indoor 2.8~12mm Varifocal Zoom Lens $1,699.00
GW Security VD8CHH10 8 CH HD-SD DVR 8 x HD-SDI 1/3-Inch 1.3 Megapixel CMOS Camera 720p 2.8 to 12 mm Lens, 78-IR LED, 180-Feet IR Distance $2,300.00
Aiphone 32-Door/Sub Add-On Exchange Unit, Part# AX-320C $1,531.00
Lorex LH028501C4WB 8-Channel 500GB Eco Blackbox 4 x 960H Wireless Indoor/Outdoor Security Camera System with Stratus Connectivity (White) $799.99

3) Stop Smoking to Reduce Your San Mateo County, CA Home Insurance

County Percentage of smokers
San Mateo county including San Mateo County, Highlands-Baywood Park, Half Moon Bay, Pacifica, Menlo Park 11%
Tehama county including Los Molinos, Proberta, Bend, Mineral, Flournoy 21%
Tuolumne county including Mono Vista, Jamestown, Tuolumne County, Twain Harte, Long Barn 19%
Yuba county including Yuba Foothills, Wheatland, Linda, Dobbins, Beale AFB 17%
Contra Costa county including San Miguel, Tara Hills, Concord, El Cerrito, Central Contra Costa 12%
Fresno county including Raisin City, West Park, Kerman, Squaw Valley, Shaver Lake 14%
Monterey county including Pine Canyon, Pajaro, Big Sur, Monterey, Toro Park 13%
Mendocino county including Cleone, Potter Valley, Fort Bragg, Anchor Bay, Albion 18%
Riverside county including Mead Valley, North Shore, Cathedral City, Lake Riverside, Beaumont 15%
Merced county including University of California Merced, Le Grand, Hilmar-Irwin, McSwain, Santa Nella 12%
Madera county including Chowchilla, Parkwood, Fairmead, Madera County, Madera 14%

4) Seniors Get More Home Insurance Discounts in San Mateo County, CA

Senior Population in San Mateo County, CA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
San Mateo County 48117 71122 67989
Pacheco 287 623 348
Shell Ridge 16 176 95
Mount Hermon 48 75 35
Woodside 355 769 823
Woodacre 130 256 89
Monte Sereno 367 480 468
Crockett 329 468 214
Stinson Beach 64 98 55
Brookdale 201 203 28
La Selva Beach 227 349 351