Santa Monica, CA Home Insurance - To Not Regret, Do This

You will regret buying your Santa Monica, CA home insurance without reading since you will miss out on cheap deals.

1) Insure Personal Belongings In Your Santa Monica, CA Homeowners Insurance Coverage

Example Personal Belongings Category Price
Spagna Vetro Sv198F-Sp30 Wall-Mounted Stainless Steel Range Hood, 30" Home Improvement $561.76
Cocktail Audio X30 All-In-One HiFi Audio System with Music Server/Network Streamer/CD Storage Ripper/Amplifier -- BLACK Music System $1,695.00
LG G2, Black 32GB (AT&T) Air conditioners $574.99
Samsung MD65C 65-Inch 1080p 60Hz LED TV Home Theater $4,614.00
JBL VRX918SP Powered 18-Inch Flying Subwoofer Musical Instruments $2,399.00
Kayla White Full Bedroom Set by Coaster Furniture Furniture $1,992.76
kate spade new york Mercer Drive Oval Platter Home $240.00
Klipsch KL-6504-THX(3 Speaker) In-Wall 5.1 SW-310 Onkyo TX-NR838 7.2-Channel Network- White Speakers $5,043.00
HUSQVARNA 390XP WITH 20" BAR Lawn & Patio $1,384.29
Vollrath (69523) - 27" Induction Range - Professional Series Kitchen $4,518.60

2) Home Security Systems Lowers Your Santa Monica, CA Home Insurance

Example Home Security Systems Price
GW Security VD9716LH30WD16 16-Channel 960H DVR Security Camera System with 16 x 700TVL 2.8-12 mm Varifocal Day Night Outdoor Camera $1,539.00
Lorex 16 Channel 3TB NVR Security System with 12 1080P POE Cameras 6 Bullet 6 Dome $2,999.99
GW Security VD2CHH2 4 CH HD-SDI DVR 2 x HD-SDI 1/3-Inch 2.1 Megapixel CMOS Camera, 1080P 2.8 to 12 mm Lens, 72-IR LED, 196-Feet IR Distance $1,200.00
Swingline TAA Compliant CS30-36 Strip-Cut Commercial Shredder, Jam-Stopper, 30 Sheets, 20 Users (1753280) $3,299.99
Lorex LH016805B Security Camera System with 8 Night Vision Cameras and 16 Channel ECO BlackBox (Black) $699.95
GW Security VD32CH108M36WD16 32-Channel 960H DVR Security Camera System with 700TV Outdoor Indoor Bullet Dome and 2.8-12mm Varifocal Security Camera $1,799.00
Samsung SDS-P5100 16 Channel DVR Security System $769.00
New iSmart HD 1080P 8CH POE NVR with HDMI Output CCTV Security Outdoor IR Bullet POE Camera 2TB HDD (D7008NH 2TB 8C2007DN4) $1,699.99
SiteSage for Homes M-44h Energy Monitor (formerly eMonitor 4-44) $899.00
Piper nv Security Camera with Door/Window Sensor and Smart Switch, All-in-One Security System with Video Monitoring Camera, White $349.99

3) Stop Smoking to Reduce Your Santa Monica, CA Home Insurance

County Percentage of smokers
Los Angeles county including Downey, Elizabeth Lake, Del Aire, Citrus, Palos Verdes Estates 12%
San Joaquin county including Tracy, Taft Mosswood, Peters, Stockton, Lathrop 16%
Nevada county including Penn Valley, Soda Springs, Alta Sierra, Grass Valley, Rough and Ready 14%
San Bernardino county including Big River, San Bernardino, Big Bear City, Upland, Hesperia 16%
Kern county including Buttonwillow, Maricopa, Lost Hills, McFarland, Tehachapi 16%
Yuba county including Loma Rica, Marysville, Beale AFB, Yuba Foothills, Marysville 17%
Madera county including Oakhurst, Madera County, Madera, Madera Acres, Chowchilla 14%
Alameda county including Fremont, Cherryland, Pleasanton, Ashland, Union City 11%
San Luis Obispo county including Santa Margarita, Atascadero, Oak Shores, Paso Robles, Arroyo Grande 9%
Sacramento county including Orangevale, Isleton, Carmichael, North Highlands, Lemon Hill 15%
Lassen county including Herlong, Litchfield, Lassen County, Janesville, Clear Creek 18%

4) Seniors Get More Home Insurance Discounts in Santa Monica, CA

Senior Population in Santa Monica, CA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Santa Monica 6446 9094 9796
Avalon 222 380 257
Placentia 3118 4608 4473
Charter Oak 485 862 726
Agua Dulce 323 482 215
Channel Islands Beach 329 416 135
Acton 563 818 589
Monterey Park 3770 5659 8575
Claremont 2191 3808 4165
South Pasadena 1787 2365 1962