Sonoma, CA Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Sonoma, CA home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Sonoma, CA Homeowners Insurance Coverage

Example Personal Belongings Category Price
M&K Sound S300 THX Ultra2 Certified Right Or Center Channel Monitor-Each (Black) Speakers $3,500.00
Ariens 915159 Zoom 42 725cc 20 HP 42 in. Zero Turn Riding Mower Lawn & Patio $3,629.99
Le Creuset 6-Piece Signature Enameled Cast-Iron Cookware Set, Soleil Kitchen $800.00
VIZIO M801i-A3 80-Inch 1080p Smart LED HDTV (Black) Home Theater $2,999.99
Console Table in Candlelight Cherry Finish Furniture $594.64
Southbend S-Series S60DD 60'' Gas Range, 10 Open Burner, 2 Standard Ovens | 324,000 BTU $7,019.00
Dell E5515H 55.0-Inch Screen LED-Lit Monitor Personal Computer $999.99
MAG-9000 Professional Lawn Mower Blade Sharpener Home Improvement $697.00
Tivoli Music System BT HiFi System - Black Receiver or Amplifier $699.99
Mr Steam MS-CHROMASOUND-SQ Residential Steambaths Chroma Sound Package with Chromasteam System, Music Therapy Speakers, and Audio Wizard Music System $2,350.00

2) Home Security Systems Lowers Your Sonoma, CA Home Insurance

Example Home Security Systems Price
GW Security VD2CHH3 4 CH HD-SDI DVR 2 x Professional 1/3-Inch 2.1 Megapixel CMOS Camera, Progressive Scan, 1080P Video Output Mode $1,200.00
iSmart 8 CH Channel 19.5" Monitor CCTV Security H.264 DVR System Motion Recording with CMOS 700TVL Bullet Cameras D6108DH(1TB) 瓗像� monitor $899.95
Samsung SDS-P5100 16 Channel DVR Security System $769.00
OnQ / Legrand IC1400WH 4Location Intercom Kit, White $699.99
ANRAN 2.0 Megapixel 1080P 2.8-12mm Varifocal Zoom Waterproof Outdoor/Indoor IR Night Vision POE IP Camera Security System 8ch Channel NVR with 2TB HDD pre-installed $2,050.00
ANNKE 8-Channel Smart Security DVR with 8 Ultra Resolution Outdoor Security Cameras System (NO Hard Drive) $599.99
Defender Sentinel 8CH 500GB Smart Security DVR Including 4 Ultra Hi-Res Indoor/Outdoor Cameras with 65ft Night Vision,21062 $319.99
Nest Learning Thermostat, 2nd Generation $249.00
Wired 8 inch LCD Monitor Recording Video Door Phone Intercom Doorbell Chimes Security Entry Access Control System with 4GB SD Card for 10 Apartment Families Villa $1,529.00

3) Stop Smoking to Reduce Your Sonoma, CA Home Insurance

County Percentage of smokers
Glenn county including Artois, Orland, Hamilton City, Elk Creek, Willows 15%
Merced county including Ballico, Dos Palos, Winton, McSwain, Santa Nella 12%
Lake county including Lakeport, Clearlake Oaks, Nice, Kelseyville, Clearlake Riviera 25%
Sonoma county including Sereno del Mar, Temelec, Geyserville, Windsor, Monte Rio 14%
Orange county including Garden Grove, Tustin, Santa Ana, Lake Forest, Midway City 11%
Santa Clara county including Santa Clara, San Martin, San Jose, Campbell, Loyola 10%
Los Angeles county including Walnut, San Gabriel Valley, Lake Hughes, La Crescenta-Montrose, Los Angeles 12%
San Mateo county including El Granada, Pacifica, Belmont, San Bruno, Hillsborough 11%
El Dorado county including Diamond Springs, Georgetown, Coloma, Camino, Tahoma 14%
San Diego county including Potrero, La Presa, Borrego Springs, Valley Center, Mount Laguna 12%

4) Seniors Get More Home Insurance Discounts in Sonoma, CA

Senior Population in Sonoma, CA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Sonoma 3123 6055 6186
Petaluma 8758 12414 10456
Broadmoor 415 635 538
Monument Hills 146 145 50
American Canyon 1204 1733 1189
Geyserville 1132 1784 1331
Cherryland 672 1056 800
Temelec 66 332 925
Pacheco 287 623 348
Windsor 1332 2423 2137