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Sierra County, CA Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Sierra County, CA home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Sierra County, CA Homeowners Insurance Coverage

Example Personal Belongings Category Price
LexMod Lippa Wood Dining Table, 78", Walnut Furniture $1,698.75
HP ENVY Phoenix 810-460 Gaming Desktop (Core i7, 16GB, 1TB HDD) Personal Computer $1,199.99
Natural Gas Wok Range, 90,000 BTU Major Appliances $1,638.00
Samsung UN50J5500 50-Inch 1080p Smart LED TV (2015 Model) Home Theater $799.99
Polk Audio TSX550T 5.1 Home Theater System (Black) Music System $2,228.80
Sennheiser EW 500-945 G3 - Wireless Vocal System with Dynamic Supercardioid Handheld Mic - A-Range (516 - 558 MHz) Musical Instruments $999.95
Bose CineMate 120 Home Theater System Receiver or Amplifier $1,099.00
Calphalon Classic Stainless Steel Cookware, Set, 14-Piece Kitchen $399.99
WORX WG771 56V Lithium-Ion 3-in-1 Cordless Mower with Locking Caster Wheels, 19-Inch Lawn & Patio $499.99
Bluebird Dethatcher 22" GX160 Honda #PR22H5FA Home Improvement $1,629.45

2) Home Security Systems Lowers Your Sierra County, CA Home Insurance

Example Home Security Systems Price
ANRAN 8pcs 2.0 Megapixel HD Outdoor Indoor Varifocal Zoom 2.8-12mm Day Night IP Camera POE Security System 8ch NVR HDMI Motion Detection 3TB HDD Preinstalled $1,800.00
Five Units Apartment Video Intercom with Auto Visitor Photo Memory Doorbell Security $895.00
Clover 500 GB Professional Grade 8-Channel Real Time Internet Ready DVR with 4 Indoor/Outdoor Night Vision Cameras (BUN0885) $824.99
P1346-E Surveillance/Network Camera $1,399.00
Zmodo PKD-DK0865-500GB H.264 Internet & 3G Phone Accessible 8-Channel DVR with 8 Night Vision Cameras and 500 GB HD $399.99
GW Security 8 Channel 960H DVR 900TVL Surveillance Security Camera System - 8 Outdoor/Indoor Day Night Vision 900TVL Bullet Cameras - 1TB Hard Drive Pre-installed $799.00
USG Sony 16 Camera 1080P PoE IP CCTV Kit with AUDIO: 8x 1080P IP PoE 3.6mm Dome Cameras (4 of 8 with Audio) + 6x 1080P IP PoE 2.8-12mm Bullet Cameras + 2x 1080P IP PTZ 5-90mm 18x Optical Zoom Lens + 1x 24 Channel 1080P NVR + 4x Microphones + 4x Mic PoE Kits + 2x 9 Port PoE Switches + 1x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,599.99
LaView LV-KN988P84A4-T2 Premium IP 8 Channel Security System with 4 IP 1080P Security Cameras, 2 TB HDD $1,149.99
ALC AWS3266 7-Inch Connected Touch Screen Surveillance System (Black) $379.99
Samsung SDH-C5100 16 Channel 720p HD DVR Video Security System $1,299.99

3) Stop Smoking to Reduce Your Sierra County, CA Home Insurance

County Percentage of smokers
Monterey county including San Ardo, Monterey, Salinas, Monterey, Toro Park 13%
Sonoma county including Salmon Creek, Glen Ellen, Kenwood, Agua Caliente, Eldridge 14%
Riverside county including Cabazon, Green Acres, Whitewater, Vista Santa Rosa, Sky Valley 15%
Alameda county including Sunol, San Lorenzo, Union City, Livermore, Albany 11%
Kings county including Hardwick, Avenal, Kettleman City, Corcoran, Armona 13%
Del Norte county including Gasquet, Crescent City, Smith River, Gasquet, Bertsch-Oceanview 20%
Santa Cruz county including Bonny Doon, Santa Cruz County, La Selva Beach, Seacliff, Summit Road 10%
San Mateo county including Belmont, Pacifica, Menlo Park, Half Moon Bay, Portola Valley 11%
Contra Costa county including El Cerrito, Knightsen, Reliez Valley, Brentwood, Concord 12%
Ventura county including Ojai, Bell Canyon, Meiners Oaks, Oxnard, Port Hueneme 12%

4) Seniors Get More Home Insurance Discounts in Sierra County, CA

Senior Population in Sierra County, CA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Sierra County 408 564 396
Paxton 0 0 0
Iron Horse 0 47 35
Mabie 0 0 0
Calpine 54 27 6
Rough and Ready 64 144 66
Yuba Foothills 605 814 577
Tahoe Vista 53 207 87
Valley Ranch 0 82 0
Golden Valley 184 265 176
Washington 0 0 19