Yosemite Valley, CA Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Yosemite Valley, CA home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Yosemite Valley, CA Homeowners Insurance Coverage

Example Personal Belongings Category Price
Olive ONE All-In-One HD Home Music Player, 2TB Music System $799.00
Promow Pro7 Pull Behind 7-Gang Reel Mower Lawn & Patio $1,475.00
Vollrath 40848 Cayenne Stainless Steel Countertop Pizza/Bake Oven, 23-Inch Kitchen $2,266.00
Apple MacBook Air MD760LL/B 13.3-Inch Laptop, Intel Core i5 Processor, 4GB Memory, 128GB Flash Storage, OS X Mavericks Personal Computer $1,099.99
TV Ears 11741 5.0 Digital Headphone System Television $229.95
CorLiving Bistro Counter Height Dining Set with Leatherette Chair Home $1,272.00
Frigidaire Gallery 1.5 Cu. Ft. Over-The-Range Microwave with Convection Major Appliances $519.00
Ridgid 21893 SeekTech SR-20 Line Locator Home Improvement $2,583.00
Samsung UN40JU6400 40-Inch 4K Ultra HD Smart LED TV (2015 Model) Home Theater $749.99
Sennheiser EW 500-945 G3 - Wireless Vocal System with Dynamic Supercardioid Handheld Mic - B-Range (626 - 668 MHz) Musical Instruments $999.95

2) Home Security Systems Lowers Your Yosemite Valley, CA Home Insurance

Example Home Security Systems Price
Talos Security DRGL1602 Compact 16-Channel 960H DVR 480FPS 2TB HDD $679.70
Q-See QT228-8B5-5 8-Channel CIF/D1 Security Surveillance DVR System with 500GB Hard Drive and 8 Weatherproof Color Cameras (Gray) $549.99
Defender Digital Wireless DVR Security System with 7 Inch LCD Monitor, SD Card Recording and 2 Long Range Night Vision Cameras (Black) $299.99
JideTech 8CH NVR Kit With Wireless 1080P 2 MegaPixel Varifocal Lens Wifi IP Cameraem $1,399.00
GW Security Inc VD2CHC6 4 Channel HDCVI DVR Security Camera System with 2 x 1/2.9 HDCVI Color IR CCTV Security Camera $600.00
Zmodo 4CH 720p HD Simplified PoE NVR Outdoor Indoor Day Night IR-CUT Motion Detection Push Alerts Home Video Surveillance Security Camera System w/ 1TB Hard Drive Remote Access in Seconds Free APP 3 Years Warranty $269.99
ZyXEL ZyWALL USG300 Unified Security Gateway and Firewall w/200 VPN Tunnels, SSL VPN, 7 Gigabit Ports, and High Availability $1,604.99
GW Security VD16CHC13 16 CH HDCVI DVR 16 x 1/2.8 Inches, 2.0 MP HDCVI Security Camera, 3.6 mm, 49-Feet IR (Color) $2,030.00
USG 36 Channel 1080P PoE IP CCTV Kit: 30x 1080P IP PoE 2.8-12mm Bullet Cameras + 1x 36 Channel 1080P NVR + 4x 9 Port PoE Switches + 3x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,799.99
Arlo Smart Home Security Camera System - 2 HD, 100% Wire-Free, Indoor/Outdoor Cameras with Night Vision + 2 Add On Cameras $669.97

3) Stop Smoking to Reduce Your Yosemite Valley, CA Home Insurance

County Percentage of smokers
Mariposa county including Greeley Hill, Catheys Valley, Lake Don Pedro, Hornitos, Coultervillle 20%
Fresno county including Laton, Auberry, West Park, Parlier, Clovis 14%
Plumas county including Feather River Canyon, Johnsville, Hamilton Branch, East Shore, Plumas County 14%
Solano county including Green Valley, Benicia, Solano County, Fairfield, Hartley 14%
Santa Barbara county including Mission Hills, Isla Vista, Casmalia, Vandenberg Village, New Cuyama 11%
San Bernardino county including Apple Valley, Searles Valley, Upland, Muscoy, Lytle Creek 16%
Napa county including Moskowite Corner, Angwin, Lake Berryessa, Silverado Resort, American Canyon 9%
Nevada county including North San Juan, Graniteville, Truckee, Nevada County, Grass Valley 14%
Ventura county including Mira Monte, Lake Sherwood, Santa Rosa Valley, Oxnard, Casa Conejo 12%
Lassen county including Bieber, Spaulding, Clear Creek, Nubieber, Susanville 18%
Yolo county including University of California Davis, Yolo, Dunnigan, Knights Landing, Guinda 8%

4) Seniors Get More Home Insurance Discounts in Yosemite Valley, CA

Senior Population in Yosemite Valley, CA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Yosemite Valley 87 187 14
Shaver Lake 66 121 113
Tuolumne City 1814 2468 1919
Mono City 0 0 7
Catheys Valley 153 112 178
North Fork 1246 1933 2320
Bass Lake 0 108 133
Bridgeport 30 99 77
Twain Harte 327 335 293
Phoenix Lake 1030 2008 2616
Hornitos 0 0 0