Montrose, CO Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Montrose, CO home insurance & get cheap rates.

1) Insure Personal Belongings In Your Montrose, CO Homeowners Insurance Coverage

Example Personal Belongings Category Price
Shure QLXD124/85 Handheld and Lavalier Combo Wireless Microphone System with WL185 and SM58, G50 Musical Instruments $1,799.00
Troy-Bilt 540cc Briggs & Stratton Intek Automatic Riding Lawnmower Lawn & Patio $1,399.00
Yamaha A-S2100BL Natural Sound Integrated Amplifier Receiver or Amplifier $3,999.95
Jofran Grand Terrace 9PC Dining Table and Upholstered Chair Set Home $3,759.00
Dell Inspiron 20 Touchscreen Intel G3220T Dual-Core 2.6GHz 4GB 1TB All-in-One PC (Certified Refurbished) Computer $899.00
Samsung UN50J5200 50-Inch 1080p Smart LED TV (2015 Model) Home Theater $899.99
Nemco 6205 Countertop Pizza Oven, 25-Inch Kitchen $2,149.00
HP Chromebook 14 - New Version (Ocean Turquoise) Personal Computer $299.99
Peerless - KP555-AB - PeerCare 55 Landscape Kiosk Stove $1,999.99
9pcs Contemporary Black Counter Height Dining Table & 8 Stools Set Furniture $1,229.99

2) Home Security Systems Lowers Your Montrose, CO Home Insurance

Example Home Security Systems Price
Samsung Digital Door Lock SHS-P718 Fingerprint Push Pull Two Way Latch Mortise $699.99
USG 3MP IP PTZ CCTV Kit: 1x 16Ch @ 3MP NVR 1x 1080P IP PTZ 4.7-47mm Speed Dome Camera 15x 3MP IP PoE 2.8-12mm Dome Cameras 2x 9 Port PoE Network Switches 2x 3TB HDD *** Ultra High Definition Video Surveillance For Your Home or Business! $4,199.99
GW Security VD8CHH8 8 CH HD-SD DVR 8 x HD-SDI 1/3-Inch 1.3 Megapixel 720p ZeeAnn Progressive Scan CMOS Camera $1,800.00
SVAT CLEARVU3 Web Ready 16 Channel Deluxe DVR Security System with 8.5" LCD Screen & 8 Indoor/Outdoor Hi-Res Night Vision Surveillance Cameras $1,480.99
GW Security 8 Channel HD-CVI Realtime DVR Kit (2TB HD): 6 x 1/2.8" 2.0 Mega pixels HDCVI SONY CMOS CCTV Security Camera, 2.8~12mm Varifocal Lens. 2 x 1/2.8" 2.0 Mega pixels HDCVI SONY CMOS CCTV Security Motorized Zoom Camera. *** High Definition Video Surveillance For Your Home or Business $1,900.00
Security Camera King 2 Megapixel Outdoor Pan Tilt Zoom Camera (PTZ) - 12X Optical Zoom - High Definition TRUE HD - 1080p - 2MP IP - ONVIF protocol $978.89
Zyxel ZyWALL USG 100-PLUS Network Security Appliance (ZWUSG100PLUS) - $1,159.99
16 Channel SDI HD-DVR for Home Security Systems $3,289.00
Lorex LH108321C8B 8-Camera Network Video Surveillance System with 320GB H.264 DVR (Black) $600.00

3) Stop Smoking to Reduce Your Montrose, CO Home Insurance

County Percentage of smokers
Montrose county including Olathe, Nucla, Montrose, Montrose County, Naturita 16%
Garfield county including New Castle, Carbondale, Battlement Mesa, Catherine, No Name 18%
Dolores county including Dolores County, Dove Creek, Rico 12%
Huerfano county including Gardner, Huerfano County, La Veta, Walsenburg 31%
Costilla county including Blanca, Costilla County, Fort Garland, San Acacio, San Luis 19%
Douglas county including Castle Pines Village, Stonegate, The Pinery, Parker, Larkspur 8%
Montezuma county including Mancos, Ute Mountain, Montezuma County, Towaoc, Pleasant View 19%
Crowley county including Crowley, Crowley County, Olney Springs, Sugar City, Ordway 16%
Gunnison county including Marble, Gunnison County, Sapinero, Gunnison, Pitkin 14%
Moffat county including Dinosaur, Maybell, Moffat County, Powder Wash, Craig 22%
Rio Grande county including Gerrard, South Fork, Rio Grande County, Monte Vista, Alpine 20%

4) Seniors Get More Home Insurance Discounts in Montrose, CO

Senior Population in Montrose, CO compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Montrose 2235 4261 4009
Gunnison County 1152 1386 807
Lake City 104 188 138
Silverton 22 112 66
Redvale 13 49 23
Nucla 248 317 241
Hinsdale County 104 188 138
Telluride 335 619 253
Delta County 2218 4593 4347