Pagosa Springs, CO Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Pagosa Springs, CO home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Pagosa Springs, CO Homeowners Insurance Coverage

Example Personal Belongings Category Price
Sharp LC-80UH30U 80-Inch 4K Ultra HD 120Hz Smart LED TV Home Theater $6,299.99
Southbend 400 Series Ultimate Restaurant Range 36" 36" Griddle Cabinet Base - 436C-3G Kitchen $6,927.00
Global Furniture Dining Table, Black Furniture $876.00
Astell&Kern AK240 Mastering Quality Sound Dual DAC (Gun Metal) Music System $2,499.00
Briggs & Stratton 40367 15000-watt Home Standby Generator System with 100-Amp Automatic Transfer Switch Lawn & Patio $4,599.00
RIDGID (EMERSON) PART NUMBER 97415 300A PD 230V NPT 38RPM EX Home Improvement $6,098.07
NorthShore Brown Finish Dining Set, Rectangle Table, 4 Side Chair, 2 Arm Chair Home $3,079.95
Southbend - S36D-1G - S-Series 36" Restaurant Range w/ 4 Burners & 12" Griddle Major Appliances $6,199.00
Yamaha MCR-B142WH Desktop Audio Bluetooth System (White) Receiver or Amplifier $449.95
Southbend 400 Series Ultimate Restaurant Range 36" 2 Burner 24" Griddle Standard Oven - 4363D-2GR Stove $6,956.00

2) Home Security Systems Lowers Your Pagosa Springs, CO Home Insurance

Example Home Security Systems Price
GW Security 8 Channel Realtime NVR Kit (2TB HD): 8 X HD-IP Camera. 1/2.5" 5 Megapixel CMOS Sensor. 2.8-12mm Manual Varifocal Megapixel Lens, 64PCs IR LED, 180 feet IR Distance. *** High Definition Video Surveillance For Your Home or Business $2,200.00
Ideal Security SK634 Wireless Home Security System with Telephone Auto-Dialer $299.99
32 Channel 960H DVR H.264 Realtime Security CCTV Digital Video Recorder w/1TB HDD $1,677.20
GW Security 8CHC16GW882CVB 8 CH HD Real-time 30 Fps DVR 8 x 1/2.8 Inches 2.1 MP Camera, 2.8-12 mm Lens , 64PCS LED, 145-Feet IR (Color) $1,480.00
SNV-7082 3Megapixel Full HD Vandal-Resistant Network Dome Camera $1,199.00
GE Simon XTi Wireless Security System $399.00
Defender Sentinel 8CH Smart Security DVR with 4 Ultra Hi-res Indoor/Outdoor Surveillance Cameras and 19" LED Monitor $599.99
GW Security 16 Security Camera 1080P PoE IP System Kit : 15 x 1080P IP PoE 2.8-12mm Dome Cameras 1 x 1080P Auto Tracking IP PTZ 4.7 ~ 94mm 20 times Optical Zoom 1x 16 Channel 1080P NVR 1 x 4TB HDD *** High Definition Video Surveillance For Your Home or Business $4,000.00
Defeway D16AHD1-12xC720AH1-2000G HD 1080P 960H 16 Channel DVR Kit CCTV System Home Security Camera System $979.27

3) Stop Smoking to Reduce Your Pagosa Springs, CO Home Insurance

County Percentage of smokers
Archuleta county including Arboles, Archuleta County, Pagosa Springs 20%
Larimer county including Laporte, Wellington, Fort Collins, Larimer County, Livermore 15%
Mesa county including Fruita, Whitewater, Mesa County, Collbran, Palisade 20%
Prowers county including Hartman, Holly, Wiley, Prowers County, Granada 19%
Conejos county including Conejos, Conejos County, Romeo, Sanford, La Jara 21%
Kit Carson county including Bethune, Vona, Stratton, Seibert, Kit Carson County 17%
Delta county including Delta, Cedaredge, Delta County, Paonia, Orchard City 24%
Clear Creek county including Floyd Hill, Silver Plume, Upper Bear Creek, Georgetown, Empire 19%
Fremont county including Portland, Williamsburg, Lincoln Park, Brookside, Cotopaxi 27%
Eagle county including Vail, Dotsero, Red Cliff, Red Cliff, Minturn 10%
Dolores county including Dolores County, Dove Creek, Rico 12%

4) Seniors Get More Home Insurance Discounts in Pagosa Springs, CO

Senior Population in Pagosa Springs, CO compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Pagosa Springs 1057 2037 1126
Rio Arriba 11 32 49
Romeo 44 21 44
Dulce 131 205 95
Creede 89 179 176
Monte Vista 562 578 669
Mineral County 89 179 176
Southern Ute 20 54 21