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Kauai County, HI Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Kauai County, HI home insurance & get cheap rates.

1) Insure Personal Belongings In Your Kauai County, HI Homeowners Insurance Coverage

Example Personal Belongings Category Price
Hisense 39A320 39-Inch 720p 60Hz TV (2014 Model) Home Theater $349.99
Paula Deen Home Paula's Kitchen Organizer Cabinet with Screen Door Furniture $1,965.00
HP ENVY 15t Touch QHD Laptop PC (Intel Core i7-5500u, Windows 8.1, 4GB Nvidia 950M GTX Graphics, 15.6-Inch UWVA Touchscreen Display (3200x1800), 512GB SSD + 2TB Storage, 16GB RAM) Personal Computer $2,144.99
Ridgid 96967 NaviTrack 2 Locator Home Improvement $2,697.55
Le Creuset MM14AM24-59 24-Piece Cookware Set, Marseille Kitchen $940.00
Sharp R-1880LS Over The Range Microwave Convection Oven Major Appliances $579.99
Cambridge Audio - Minx Xi Digital Music System - White Speakers $999.00
S-Series Range 36" W 36" thermostatic griddle - S36C-3T Stove $5,150.00
Electronic, Digital Scale - 400 lb. Capacity - 1 ea Beds $741.25
Sennheiser EW 500-965 G3 - Wireless Vocal System with True Condenser Handheld Mic - A - Range (516 - 588 MHz) Musical Instruments $1,499.95

2) Home Security Systems Lowers Your Kauai County, HI Home Insurance

Example Home Security Systems Price
USG 3MP IP PTZ CCTV Kit: 1x 16Ch @ 3MP NVR 1x 1080P IP PTZ 4.7-47mm Speed Dome Camera 15x 3MP IP PoE 2.8-12mm Dome Cameras 2x 9 Port PoE Network Switches 2x 3TB HDD *** Ultra High Definition Video Surveillance For Your Home or Business! $4,199.99
GW Security VDW6C8CH40H 8 Channel 960H DVR Security Camera System with 6 x 900TVL Varifocal Zoom Outdoor/Indoor Cameras, 1 TB Hard Drive (White) $799.00
32 Channel 720p HD-CVI Compact Security DVR Recorder - 2 Way Audio - NO HARD DRIVE $1,608.60
ANRAN 24ch Channel DVR Email Alert Video Hom Security System Surveillance DVR Kits with 24 of 1200TVL HD Outdoor IR Day Night Vision Bullet CCTV Camera IP66 Weatherproof $2,050.00
GW Security VD8CHH8 8 CH HD-SD DVR 8 x HD-SDI 1/3-Inch 1.3 Megapixel 720p ZeeAnn Progressive Scan CMOS Camera $1,800.00
Revo RE165BNDL3-4T Elite Titanium Series Surveillance System with 16 Channel 4TB 960H DVR (Black/White) $1,729.99
USG 36 Channel 1080P PoE IP CCTV Kit: 24x 1080P IP PoE 2.8-12mm Bullet Cameras 1x 36 Channel 1080P NVR 4x 9 Port PoE Switches 3x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $5,199.99
GW Security 8 Channel Realtime NVR Kit (1TB HD): 8 X HD-IP Camera. 1/3" 5 Megapixel CMOS Sensor. 2.8-12mm Manual Varifocal Megapixel Lens, 42PCs IR LED, 120 feet IR Distance. *** High Definition Video Surveillance For Your Home or Business $2,200.00
GW Security 8 Channel 1080P Network NVR (6) x 1080P Outdoor /Indoor HD IP Security Camera System - 2.8~12mm Varifocal Zoom Lens 180 ft IR Long Distance - Include Pre-installed 2TB Hard Drive $1,650.00
GW Security VD32CH108M36WD18 32 Channel 960H DVR Security Camera System with, 18 x 700TV Outdoor Indoor Bullet Dome, 2.8-12 mm Varifocal Security Camera (White) $1,869.00

3) Stop Smoking to Reduce Your Kauai County, HI Home Insurance

County Percentage of smokers
Hawaii county including Waiohinu, Kalaoa, Paauilo, Pahala, Papaikou 19%
Honolulu county including Waipio Acres, Hickam Housing, Kaaawa, Halawa, Kailua 15%
Kauai county including Wailua, Kapaa, Koloa, Kaumakani, Pakala Village 16%
Maui county including Kapalua, Lanai City, Pukalani, Waiehu, Waikapu 15%

4) Seniors Get More Home Insurance Discounts in Kauai County, HI

Senior Population in Kauai County, HI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Kauai County 5415 7853 7020
Hanamaulu 248 395 581
Puhi 231 278 297
Hanapepe 241 320 399
Lawai 190 268 191
Kaumakani 61 50 111
Eleele 196 168 274
Poipu 572 785 752
Anahola 122 287 149
Kekaha 292 317 374