Des Moines, IA Home Insurance - To Not Regret, Do This

You will regret buying your Des Moines, IA home insurance without reading since you will miss out on cheap deals.

1) Insure Personal Belongings In Your Des Moines, IA Homeowners Insurance Coverage

Example Personal Belongings Category Price
Audio-Technica System 10 Pro Digital Wireless - Lavalier/Handheld System Musical Instruments $1,189.00
Southbend 400 Series Ultimate Restaurant Range 48" 7 Burner 2 Space Saver Ovens - 4483EE-6L Major Appliances $9,658.00
Contemporary Black Leather Sectional Sofa Left Side Chaise by Coaster Furniture $999.00
MAG-9000 Professional Lawn Mower Blade Sharpener Home Improvement $697.00
LG Electronics 49LF5500 49-Inch 1080p 60Hz LED TV (2015 Model) Home Theater $649.99
Grindmaster-Cecilware P018-220 Countertop Stainless Steel Single Tier Pizza Oven, 18.25-Inch Kitchen $1,577.00
Star Holman Ultra-Max Conveyor Oven - UM-1850AT Oven $10,128.00
Bose Lifestyle 135 Series III Home Entertainment System (Black) Speakers $2,599.00
Yamaha 3D-Ready 5.1-Channel 500 Watts Digital Home Theater Audio/Video Receiver With a USB Digital Input and Connecting Cable to Play & Charge Your iPod or iPhone & Control Remotely + Set of 4 Yamaha All Weather Indoor / Outdoor 180 watt Wall Mountable Natural Sound 2-way Acoustic Suspension Speakers - White + 100ft 16 AWG Speaker Wire Receiver or Amplifier $1,549.99
LG G2, White 32GB (AT&T) Air conditioners $574.99

2) Home Security Systems Lowers Your Des Moines, IA Home Insurance

Example Home Security Systems Price
Canary All-in-One Home Security Device - Silver $249.00
Defender Sentinel 16CH H.264 500GB Smart Security DVR Including 16 Hi-Res Outdoor Cameras with 75ft Night Vision,21049 $829.99
KGUARD SecurityInc. AR421-CKT001-500GB Aurora Series Home Security System 4 Channel QR Cloud 960H DVR with 1x 800TVL Auto Tracking 3x 700TVL Cameras 500G HDD (Black) $449.99
Samsung SDH-P4041D 8 Channel 1080p HDTV Hybrid CCTV Surveillance DVR Security System 2TB HDD 4 Full HD Indoor Dome Cameras $1,199.00
Arlo Smart Home Security Camera System - 2 HD, 100% Wire-Free, Indoor/Outdoor Cameras with Night Vision Indoor/Outdoor Mount $369.98
Complete 16 Channel HD-CVI High Definition Security Surveillance System with 1 TB Hard Drive Installed - 720p on all channels - 8 Vandal Dome Cameras and 8 Bullet Cameras - 16 Channel power Distribution Box - 1500' Siamese Cable - Everything you need $2,329.31
Wholesale Lot Ten 10x HD IP Network Bullet Security Camera - 2MP 1080p - 2.8-12mm Varifocal Lens - Home/Business Video Surveillance - Outdoor/Indoor IP66 Weatherproof Vandalproof 72 IR LEDs $1,750.00
USG 25 Channel 1080P PoE IP CCTV Kit with 18 Cameras: 18x 1080P IP PoE 2.8-12mm Dome with Bracket Cameras 1x 25 Channel 1080P NVR 3x 9 Port PoE Switches 2x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $3,799.99
Defender Sentinel 8CH 500GB Security DVR Including 4 Pro/2 Dome Ultra Hi-Res Indoor/Outdoor Cameras with 65ft Night Vision,21186 $379.99
Revo RH161D1CB3C-3T 16 Channel HD 3TB NVR Surveillance System with Built-In 8 Channel POE Switch and 4 1080p HD Cameras (Silver) $1,549.99

3) Stop Smoking to Reduce Your Des Moines, IA Home Insurance

County Percentage of smokers
Warren county including Des Moines, Ackworth, Allen, Palmyra, White Oak 14%
Dickinson county including Silver Lake, Dickinson County, Westport, Milford, Lake Park 20%
Marshall county including Ferguson, Greencastle, Minerva, Bangor, Taylor 22%
Hamilton county including Jewell Junction, Blairsburg, Williams, Lyon, Rose Grove 23%
Henry county including Olds, Wayland, Canaan, Tippecanoe, Trenton 17%
Lee county including Montrose, Donnellson, Lee County, Madison, Charleston 21%
Clayton county including Giard, Millville, Mendon, Wagner, Monona 17%
Union county including Lorimor, Jones, New Hope, Kent, Spaulding 15%
Wayne county including Corydon, Millerton, Clio, Richman, Wright 20%
Boone county including Pilot Mound, Madrid, Ogden, Peoples, Berkley 22%
Delaware county including Oneida, Honey Creek, Earlville, Dyersville, Fork 20%

4) Seniors Get More Home Insurance Discounts in Des Moines, IA

Senior Population in Des Moines, IA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Des Moines 11526 16419 16082
Diamondhead Lake 52 23 9
Osceola 297 503 787
Ward 112 18 35
Summit 26 82 80
Lacona 11 51 52
Dallas 161 239 245
Beaver 216 263 213
Williamson 7 13 13
McCallsburg 21 14 41