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Lakewood, IL Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Lakewood, IL home insurance & get cheap rates.

1) Insure Personal Belongings In Your Lakewood, IL Homeowners Insurance Coverage

Example Personal Belongings Category Price
Summit Professional Series : TEM130BKWY 20 Freestanding Electric Range - Stainless Steel Major Appliances $1,030.00
Samsung HT-H7730 7.1 Channel 1330-Watt 3D Blu-Ray Home Theater System (2014 Model) Home Theater $799.99
Bose SoundTouch Portable Wi-Fi Music System Speakers $399.00
Roundhill Furniture Cylina Solid Wood Glass Top Round Dining Table with 4 Chairs Furniture $479.95
Audio-Technica System 10 Pro Digital Wireless - Dual Lavalier System Musical Instruments $1,259.00
STERLING INDUSTRIES 139-007 Stage Accent Sofa Sofa $1,711.43
Denon AVRX5200W 9.2 Network A/V Receiver with Wi-Fi and Bluetooth + Definitive Technology ProCinema 600 5.1 Speaker System Music System $2,199.00
RIDGID (EMERSON) PART NUMBER 83607 REEL, 100' COLOR MINI PAL Home Improvement $7,409.82
Gemini Sound System Receiver or Amplifier $5,875.95
Hekman Furniture Metropolis Rectangular Dining Table - 7-421 Home $4,350.00

2) Home Security Systems Lowers Your Lakewood, IL Home Insurance

Example Home Security Systems Price
Toshiba ESV16 Network Video Recorder (Black) $1,440.00
ANRAN 24CH Channel Network NVR Motion Detection Email Alert Home Security Surveillance System IP Camere POE NVR Kit 2.0MP P2P Outdoor 1080P with 3pcs 3TB HDD pre-installed $3,600.00
Night Owl Security B-PE45-4DM7 4-Channel DVR System with 500GB HDD, HDMI Output, 4 Hi-Res 700 TVL Dome Cameras (Black) $399.99
Tripp Lite SR42UBKD 42U Rack Enclosure Server Cabinet Knock-Down with Doors and Sides $1,560.60
Defender PX301-013 Digital Wireless DVR Security System Receiver with SD Card Recording and 2 Long Range Night Vision Surveillance Cameras $524.99
GW Security 8CHC16GW882CVB 8 CH HD Real-time 30 Fps DVR 8 x 1/2.8 Inches 2.1 MP Camera, 2.8-12 mm Lens , 64PCS LED, 145-Feet IR (Color) $1,480.00
First Alert 8800 Eight Wired Security Camera Recording System $1,799.99
BOSCH SECURITY VIDEO DVR-650-16A100 1 Tb HDD Advantage 16 Channel Professional Video Recorder $1,830.00
GW Security 4 Channel 1080P Network NVR (4) x 960P Outdoor /Indoor HD IP Security Camera System - 2.8~12mm Varifocal Zoom Lens 180 ft IR Long Distance - Include Pre-installed 1TB Hard Drive $899.00
GW Security New AHD 4CH 1080P DVR Video Surveillance Camera System 2 1080P 2.1 Megapixel Outdoor 48 IR LEDs 130ft Weatherproof Night Vision Bullet Security Camera $499.00

3) Stop Smoking to Reduce Your Lakewood, IL Home Insurance

County Percentage of smokers
Winnebago county including Burritt, Shirland, Pecatonica, Rockford, Machesney Park 21%
DuPage county including Winfield, Willowbrook, Hanover Park, Glen Ellyn, Lisle 12%
McHenry county including Lakemoor, Ringwood, Oakwood Hills, McCullom Lake, Holiday Hills 21%
St. Clair county including Carondelet, Canteen, Swansea, Fayetteville, Fairview Heights 22%
Macon county including Boody, Maroa, Oreana, Long Creek, Macon 23%
Kankakee county including Pilot, Aroma, Norton, Kankakee County, Bourbonnais 27%
Madison county including Moro, Wood River, Livingston, Nameoki, Highland 20%
Livingston county including Newtown, Nebraska, Belle Prairie, Strawn, Chatsworth 29%
Vermilion county including Oakwood, Indianola, Belgium, Bismarck, Vance 25%
Lake county including Fox Lake, Libertyville, Hawthorn Woods, Cuba, Lake Barrington 14%

4) Seniors Get More Home Insurance Discounts in Lakewood, IL

Senior Population in Lakewood, IL compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Lakewood 447 507 345
McCullom Lake 81 91 38
Elmhurst 3005 3627 4524
Delavan Lake 194 280 319
Monroe 192 189 148
Warren 4267 4554 3503
Maine 10127 14485 17599
Newark 49 97 62
Clarendon Hills 441 740 736
Vernon 872 1250 490
North Bay 24 33 30