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Lafayette, IL Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Lafayette, IL home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Lafayette, IL Homeowners Insurance Coverage

Example Personal Belongings Category Price
Ridgid 21903 SeekTech 10-Watt ST-510 Line Transmitter Home Improvement $1,875.75
20" Lithium Cordless Mower Lawn & Patio $549.99
T-fal E918SH Ultimate Hard Anodized Durable Nonstick Expert Interior Thermo-Spot Heat Indicator Anti-Warp Base Dishwasher Safe PFOA Free Oven Safe Cookware Set, 17-Piece, Gray Kitchen $279.99
Rustic Burnished Dark Brown Larchmont Dining Room Extension Table Furniture $732.00
Steve Silver Lakewood 6-Piece Dining Table Set Home $2,556.93
HP ProOne K1K40UT#ABA 21.5-Inch Desktop (Black) Personal Computer $1,149.00
DCS RGV366L Professional 36" Stainless Steel Liquid Propane Sealed Burner Range - Convection Major Appliances $7,532.00
Shure QLXD124/85 Handheld and Lavalier Combo Wireless Microphone System with WL185 and SM58, G50 Musical Instruments $1,799.00
Panasonic VIERA TC-P55GT30 55-Inch 1080p 3D Plasma HDTV Home Theater $1,999.95
Onkyo TX-NR1030 9.2-Ch Dolby Atmos Ready Network A/V Receiver w/ HDMI 2.0 + Definitive Technology ProCinema 600 5.1 Speaker System Bundle Music System $2,599.00

2) Home Security Systems Lowers Your Lafayette, IL Home Insurance

Example Home Security Systems Price
GW Security Inc VD821SDI-T 1080P HD-SDI IR Auto Tracking PTZ Camera $980.00
GW Security VD8CHC12 8 CH HDCVI DVR 8 x 1/2.8 Inches, 2.0 MP HDCVI Security Camera, 3.6 mm, 49-Feet IR (Color) $1,000.00
Frist Alert DWS-472 4 Channel Digital Wireless $492.00
GW Security VD16CH12C820 16 Channel DVR Color Night Vision Security Camera System with 12 x 1000TVL 720P Starlight Varifocal Outdoor Indoor Cameras, 3 TB Hard Drive Pre-Installed $1,349.00
SNV-7082 3Megapixel Full HD Vandal-Resistant Network Dome Camera $1,199.00
USG Sony 16 Camera 1080P PoE IP CCTV Kit with AUDIO: 8x 1080P IP PoE 3.6mm Dome Cameras (4 of 8 with Audio) + 6x 1080P IP PoE 2.8-12mm Bullet Cameras + 2x 1080P IP PTZ 5-90mm 18x Optical Zoom Lens + 1x 24 Channel 1080P NVR + 4x Microphones + 4x Mic PoE Kits + 1x 19 Port Gigabit Network PoE Switch + 1x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,699.99
Revo R165D4IB4IM21-2T 16 CH 2 TB 960H DVR Surveillance System with 8 1200TVL 100-Feet Night Vision Cameras and 21.5-Inch Monitor (White) $1,199.99
GW Security 32CH 1080P NVR Network IP Security Camera System - 32 x HD 960P 1.3 Megapixel 2.8~12mm Varifocal Zoom 80ft IR PoE IP Dome Camera + 8TB Hard Drive + 2 x 16 Ports PoE Switch - Support ONVIF P2P Quick QR Code Remote Access $5,199.00
Panasonic BB-HCM531A Outdoor Pan/Tilt PoE Security Network Camera (Silver) $899.95
GW Security 8CH401HDSDI83T 8 Channel 1.3MP HD-SDI 720p Security Camera System with 12mm Varifocal Len HD Outdoor Cameras and 3TB Hard Drive (White) $899.00

3) Stop Smoking to Reduce Your Lafayette, IL Home Insurance

County Percentage of smokers
Coles county including Humboldt, Morgan, Oakland, Okaw, Hutton 11%
St. Clair county including Cahokia, Lenzburg, Shiloh Valley, Alorton, Swansea 22%
Vermilion county including Hoopeston, Westville, Vance, Georgetown, Alvan 25%
Boone county including Capron, Garden Prairie, Spring, LeRoy, Belvidere 16%
Ogle county including Taylor, Hillcrest, Scott, Woosung, Ogle County 16%
Adams county including Loraine, Keene, Ellington, Houston, Golden 30%
DuPage county including Milton, Willow Springs, Chicago, Carol Stream, DuPage County 12%
Marion county including Omega, Romine, Stevenson, Farina, Carrigan 25%
Greene county including Athensville, Greene County, Bluffdale, Roodhouse, Wrights 46%
Fulton county including Bernadotte, Bryant, Joshua, Canton, Farmington 17%
Jefferson county including Nason, Bald Hill, Blissville, Rome, Bluford 24%

4) Seniors Get More Home Insurance Discounts in Lafayette, IL

Senior Population in Lafayette, IL compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Lafayette 475 504 784
Argenta 78 77 129
Harristown 181 255 153
Rose 116 158 345
Owaneco 5 12 25
Mount Zion 497 889 487
Oconee 7 47 187
Watson 186 264 187
LaPlace 15 34 16
Blair 47 45 88
Wheatland 382 594 559