Monroe, IL Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Monroe, IL home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Monroe, IL Homeowners Insurance Coverage

Example Personal Belongings Category Price
BMB Pro 600W Mixing Amplifier and Speaker System with Dual UHF Mics Speakers $2,999.00
M&S SYSTEMS DMC4PACK Music/Communication Retrofit System Package (4 Pack) Home Improvement $1,338.47
Samsung 2200 Watt Bluetooth HiFi Stereo Sound System With Single Disc CD Player, FM Radio with 20 Station Presets, Dual USB Inputs, Dual Front & Rear Aux Input, DJ Beat Effect, Karaoke Feature, Black Finish Music System $1,599.99
Royer SF-2-D Active Ribbon Microphone (Deluxe Packaging) Black Musical Instruments $3,295.00
Emeril by All-Clad E937SE6A Copper Stainless Steel Oven Safe Dishwasher Safe 14-Piece Cookware Set Kitchen $399.99
STERLING INDUSTRIES 139-007 Stage Accent Sofa Sofa $1,711.43
GE PT7550SFSS Profile 30" Stainless Steel Electric Double Wall Oven - Convection Major Appliances $3,300.00
7pc Marble Top Dining Table & 6 Black Parson Chairs Set Home $1,499.99
HP Pavilion 27-n010 27-Inch Desktop Personal Computer $999.99
Samsung UN40J5500 40-Inch TV with BD-J5700 Blu-ray Player Home Theater $599.98

2) Home Security Systems Lowers Your Monroe, IL Home Insurance

Example Home Security Systems Price
Wired 8 inch LCD Monitor Recording Video Door Phone Intercom Doorbell Chimes Security Entry Access Control System with SD Card for 10 Apartment Families Villa $1,529.00
Complete 16 Channel Security System - Hybrid DVR/NVR Surveillance Package - 16 700TVL Cameras AND 4 2MP IP Cameras- 16 Channel Power Distribution Box - 1500' of Siamese Cable for Power & Video - 4 Port PoE Switch - 4x 100' Cat5 Patch Cable - 200' Cat5 Cable for the PTZ Camera - 1TB Hard Drive-DVD/RW $4,992.34
GW Security HD IP 8 Channel NVR Security System with 8 IP PoE 5MP 1080P Security Cameras, 2 TB HDD $1,499.00
Optex SIP-5030 Redwall SIP PIR Detector 165 x 100 Feet $0.00
Total 8 Channel 1080p HD-CVI DVR Security Surveillance System - Record 1080P in Real-time 30fps - 8x 2MP Vandal Dome Cameras - 8 Channel power Distribution Box - 1000' Siamese Cable - NO HARD DRIVE $1,644.29
Zmodo KHI8-YARUZ8ZN-1T 8-Channel H.264 960H DVR Security System with 1 TB HD and 8 700TVL IR Cameras (White) $349.99
ALC AWS3266 7-Inch Connected Touch Screen Surveillance System (Black) $379.99
GW Security VD12CHC14 16 CH HDCVI DVR 12 x 1/2.8 Inches, 2.0 MP HDCVI Security Camera, 2.8-12 mm Manual Varifocal Lens (Color) $1,950.00
Swann 8 Channel 960H Security System with 1TB HDD and 4 700TVL Cameras $499.00
Revo RE165BNDL3-4T Elite Titanium Series Surveillance System with 16 Channel 4TB 960H DVR (Black/White) $1,729.99

3) Stop Smoking to Reduce Your Monroe, IL Home Insurance

County Percentage of smokers
Will county including Reed, Lockport, Troy, Joliet, Jackson 18%
Lake county including Round Lake, Cuba, Zion, Tower Lakes, Old Mill Creek 14%
Kane county including Hampshire, Plato, Rutland, Pingree Grove, Prestbury 15%
LaSalle county including Kangley, Tonica, Wenona, Ophir, Ottawa 22%
Iroquois county including Iroquois County, Chebanse, Beaver, Loda, Thawville 24%
Adams county including Loraine, Houston, Fall Creek, Mendon, Ursa 30%
Massac county including Metropolis No. 3, Metropolis, Brookport, West Brooklyn, Georges Creek 28%
Saline county including Mountain, Eldorado, Rector, Galatia, Brushy 27%
Ogle county including Maryland, Hillcrest, Eagle Point, Polo, Pine Creek 16%
Hancock county including Hancock County, Rock Creek, Dallas City, Walker, Nauvoo 27%

4) Seniors Get More Home Insurance Discounts in Monroe, IL

Senior Population in Monroe, IL compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Monroe 192 189 148
Harlem 2610 4352 2984
Dayton 250 289 278
White Rock 49 59 68
Burritt 0 178 31
Walworth 110 190 282
Turtle 146 347 267
Loran 108 152 144
Rockton 985 1659 1522
Deer Park 268 601 197
Wallace 23 33 34