St. Francis, KS Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy St. Francis, KS home insurance & get cheap rates.

1) Insure Personal Belongings In Your St. Francis, KS Homeowners Insurance Coverage

Example Personal Belongings Category Price
Cadco XAF-183 Full Size Convection Oven with Manual Controls and Humidity, 208-240-Volt/4600-Watt, Stainless/Black Kitchen $3,320.00
Music Hall Ikura Split-Plinth Design Belt Driven Turntable (Gloss White) Receiver or Amplifier $1,195.00
Furniture of America Rivendale 7-Piece Modern Dining Table Set with 12mm Tempered Glass Top, White Finish Furniture $1,452.18
Sennheiser EW 500-965 G3 - Wireless Vocal System with True Condenser Handheld Mic - A - Range (516 - 588 MHz) Musical Instruments $1,499.95
CyberpowerPC Gamer Ultra GUA910A Desktop (White/Blue) Personal Computer $689.00
Spagna Vetro Sv198F-Sp30 Wall-Mounted Stainless Steel Range Hood, 30" Home Improvement $561.76
TCL 55FS3850 55-Inch LED Roku Smart LED TV (2015 Model) Home Theater $849.99
Southbend Platinum Heavy Duty Range 12" - P12C-B Stove $3,918.00
Oriental Furniture Mother Of Pearl Dining Room Set in Black Home $7,241.99

2) Home Security Systems Lowers Your St. Francis, KS Home Insurance

Example Home Security Systems Price
SANNCE 8CH Full 960H Video DVR 1TB HDD with 4 900TVL 42pcs Leds 110ft Super Night Vision Outdoor Weatherproof CCTV Cameras Home Surveillance System QR Code Scan Quick Remote Access (Full 960H-1TB HDD) $699.99
GW Security VD-16CHT4 16-Channel HD-TVI DVR 16 x 1/3 1.3MP Camera , 2.8 to 12mm Lens, 720P Video Output Mode $2,900.00
GW 32 Channel 1080P NVR Video Security Camera System - 24 x 5MP 1080P Weatherproof 2.8-12mm Varifocal Bullet Cameras, 180ft IR Night Vision, Realtime Recording 1080p @ 30fps, Pre-Installed 8TB HDD $4,999.00
32 Channel 960H DVR H.264 Realtime Security CCTV Digital Video Recorder - NO HARD DRIVE $1,538.60
GW Security 1080P HD-CVI 8 Channel Video Security Camera System - Six 2MP Weatherproof 2.8-12mm Varifocal Zoom Bullet Cameras, 64-IR LED 180ft Night Vision, Long Distance Transmit Range (984ft), Pre-Installed 2TB HDD $1,499.00
Zmodo 8channel DVR Security Cameras System w/ 4 Outdoor Bullet+ 4 Indoor Dome 600TVL Hi-Resolution Video Surveillance Cameras 1TB HDD $349.99
GW Security VDG8CH-CVI-PK-2TB 8 Channel 1080P Preview 720P Realtime HD-CVI Security Camera System with Wide Angle 720P Cameras (8-Channel System) $839.00
Lorex LNR382C6B Full HD 1080p 6-Camera Security System with 2TB HDD $1,512.00
Lorex LH108321C8B 8-Camera Network Video Surveillance System with 320GB H.264 DVR (Black) $600.00
GW Security VD16CH12C71H 16-Channel DVR Outdoor Indoor Home Surveillance System with 12 x 650TVL Varifocal Zoom Security Cameras and 2TB HDD (White) $999.00

3) Stop Smoking to Reduce Your St. Francis, KS Home Insurance

County Percentage of smokers
Harper county including Anthony, Harper, Waldron, Danville, Freeport 23%
Barton county including Cleveland, Claflin, North Homestead, Comanche, Galatia 17%
Thomas county including Menlo, Randall, Levant, Wendell, West Hale 15%
Johnson county including Mission, Fairway, Gardner, Merriam, Shawnee 13%
Ellsworth county including Ellsworth, Columbia, Black Wolf, Holyrood, Lorraine 12%
Stevens county including Hugoton, Voorhees, Center, Harmony, Stevens County 25%
Russell county including Paradise, Russell, Dorrance, Gorham, Winterset 19%
Douglas county including Baldwin City, Lecompton, Lawrence, Clinton, Eudora 16%
Norton county including Lenora, Almena, Clayton, Edmond, Highland District 2 21%
Dickinson county including Hope, Carlton, Noble, Woodbine, Ridge 20%

4) Seniors Get More Home Insurance Discounts in St. Francis, KS

Senior Population in St. Francis, KS compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
St. Francis 118 172 324
Ludell 9 8 48
Bird City 44 68 137
Freedom 0 0 0
Benkelman No. 3 20 20 14
Eckley 13 12 13
Rocewood 31 64 87
Wray 311 331 506
Enders 0 7 14
Morgan 43 79 45
Orlando 0 6 4