Covington, KY Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Covington, KY home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Covington, KY Homeowners Insurance Coverage

Example Personal Belongings Category Price
Robot Coupe (CMP 400 VV) - Compact Range - Variable Speed Mixer Kitchen $637.00
Generac 5734 GP15000E 15,000 Watt 992cc OHVI Gas Powered Portable Generator with Electric Start Lawn & Patio $2,399.00
SunBriteTV SB-4610HD-SL-R Pro Series 46 in. 1080p 60 Hz LCD Full-HD True Outdoor All-Weather TV (Silver) Home Improvement $4,779.99
Paula Deen Home Upholstered Side Chair, Tobacco Furniture $720.00
Samsung Electronics UN55JU6400FXZA 55" 4K Ultra HD 120MR Smart LED TV Home Theater $1,199.99
Klipsch KL-6504-THX(3 Speaker) In-Wall 7.1-SW-310 Onkyo TX-NR838 7.2 Channel Network- White Speakers $6,041.00
Southbend 400 Series Ultimate Restaurant Range 60" 4 Burner 36" Griddle Standard Oven - 4603DC-3GR Oven $11,326.00
Harman Kardon DMC 1000 250GB Four-Steam Digital Media Center with Progressive-Scan D-Video Playback (Black) Receiver or Amplifier $3,499.00
Audio-Technica System 10 Pro Digital Wireless - Dual Lavalier System Musical Instruments $1,259.00
Whitesburg Collection Cottage Style Two Tone Finish Rectangular Dining Table Home $304.11

2) Home Security Systems Lowers Your Covington, KY Home Insurance

Example Home Security Systems Price
AAS-V700 Wireless Home Security Alarm System Kit DIY $499.99
GW Security VD8CHC10 8 CH HDCVI DVR 8 x 1/2.8 Inches, 2.0 MP HDCVI Security Camera, 2.8-12 mm Manual Varifocal Lens (Color) $1,225.00
Lorex LH0161001C16F Vantage 16-Channel 1 Terabyte DVR and 16 Cameras (Black) $1,049.95
ANRAN 8ch Channel HDMI VGA NVR Kit Home Surveillance Security POE System with 8pcs 1080P 2.0 Megapixel Pan Tilt POE IP Camera 6mm Day Night Vision Outdoor with 3TB HDD pre-installed $2,600.00
GW Security VD16CH16C116H 16 Channel DVR Surveillance Security Camera System with 16 x 700TVL Outdoor/Indoor Dome Security Cameras, 2 TB Hard Drive $999.00
GW Security 1.3 MegaPixel 1000TVL Color Night Vision Security Camera System with 16 Channel DVR and 16 x 1000TVL Starlight 2.8-12mm Varifocal Zoom Outdoor / Indoor Analog Dome Cameras 4TB Hard Drive Included $2,199.00
Generic 8" inch Color LCD Video Door Phone Doorbell Home Entry Intercom System 4 Monitor 1 Camera for 4 Families with RFID Reader SD Recording Night Vision 801 (Black) $725.00
IDTECK iEDC 8 Door Access Control Package - PoE or 12V DC - Apache Web Browser - 3 Year Warranty $2,050.86
GW 32 Channel 1080P NVR Video Security Camera System - 24 x 5MP 1080P Weatherproof 2.8-12mm Varifocal Bullet Cameras, 180ft IR Night Vision, Realtime Recording 1080p @ 30fps, Pre-Installed 8TB HDD $4,999.00
GW Security 8 Channel 1080P Network NVR (6) x 960P Outdoor /Indoor HD IP Security Camera System - 2.8~12mm Varifocal Zoom Lens 180 ft IR Long Distance - Include Pre-installed 2TB Hard Drive $1,299.00

3) Stop Smoking to Reduce Your Covington, KY Home Insurance

County Percentage of smokers
Kenton county including Erlanger, Crestview Hills, Fort Mitchell, Crescent Springs, Ryland Heights 27%
Wayne county including Mill Springs, Wayne County, Gregory, Monticello, Coopersville 29%
Ballard county including Bandana, Kevil, Lovelaceville, La Center, Barlow 31%
Lyon county including Lyon County, Kuttawa, Lyon, Eddyville 15%
Washington county including Willisburg, Mackville, Washington County, Springfield 21%
Whitley county including Pearl, Siler, Corbin, Rockholds, Cumberland Falls 29%
Edmonson county including Brownsville, Edmonson County, Sunfish, Brownsville, Mammoth Cave 30%
Crittenden county including Crittenden, Marion, Tolu, Crittenden, Crayne 33%
Gallatin county including Glencoe, Warsaw, Gallatin County 45%
Logan county including Dunmor, Lewisburg, Adairville, Russellville, Logan County 28%
Nelson county including Bardstown, Bloomfield, New Hope, Chaplin, Nelson County 30%

4) Seniors Get More Home Insurance Discounts in Covington, KY

Senior Population in Covington, KY compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Covington 7883 9400 10131
Grant County 1364 2349 1630
Dodson 81 374 181
Israel 158 127 158
Monfort Heights 853 1217 1480
Goshen 991 1439 1262
Switzerland County 652 1198 986
Amberley 302 638 564
Covington 7883 9400 10131
Whiteoak 52 232 124
Fugit 135 241 162