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Graves County, KY Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Graves County, KY home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Graves County, KY Homeowners Insurance Coverage

Example Personal Belongings Category Price
Southbend S-Series S60DD 60'' Gas Range, 10 Open Burner, 2 Standard Ovens | 324,000 BTU $7,019.00
DCS RGV364GDN Professional 36" Stainless Steel Gas Sealed Burner Range - Convection Major Appliances $8,598.67
Klipsch R-3650-WII In-Wall System #16 Speakers $3,491.00
Mojave Audio Small Diaphragm Matched Pair Tube Condenser Professional Microphones Musical Instruments $1,595.00
All-Clad 700492 14 Piece Professional Master Chef 2 Stainless Steel Tri-Ply Bonded Cookware Set, Silver Kitchen $1,315.00
60" Grapple Bucket Attachment for John Deere 200 300 400 500 Loaders rake root Home Improvement $1,995.00
Samsung UN65J6300 65-Inch 1080p Smart LED TV (2015 Model) Home Theater $1,699.99
Yamato DX-402C DX Series High Temperature Gravity Convection Oven, 74 L Chamber Capacity, 115V, 13.5 amp Oven $1,520.00
Sunny Designs Vineyard Server Furniture $1,200.00
Dell Inspiron i3646 Desktop - Intel Celeron J1800 2.41GHz Processor, 8GB DDR3 Memory, 500GB Hard Drive, CD/DVD Burner, Windows 8.1 Personal Computer $499.00

2) Home Security Systems Lowers Your Graves County, KY Home Insurance

Example Home Security Systems Price
Zmodo ZM-SS718-1T 8 Channel 720P Simplified POE NVR System with 1 TB Hard Drive (White) $629.99
Aiphone JFS-2AEDF Audio/Video Intercom System with Flush-Mount Door Station with Stainless Steel Faceplate for Single Door, Accepts an Additional Door Station and Up to Two Sub-Master Stations $1,384.00
Swann SWDVK-814258-US Advanced Series 8-Channel D1 Digital Video Recorder and 4 540TVL PRO-510 Cameras (Black) $549.99
GW Security VD32C32CH2051IP 32 Channel 1080P NVR Surveillance System $4,399.00
GW Security 16CH 960H Video Surveillance Camera System with 12 x 900TVL Hi-Resolution Built-in Wide Angle Lens Weatherproof CCTV Outdoor Security Surveillance Cameras and Pre-Installed 3TB Hard Drive $1,399.00
USG 1080P PoE IP CCTV Kit: 8x 1080P IP PoE 3.6mm Bullet Cameras 1x 24 Channel 1080P NVR 1x 3TB HDD 8x Ethernet Cables*** High Definition Video Surveillance For Your Home or Business! $1,999.99
Zmodo PKD-DK0865-500GB H.264 Internet & 3G Phone Accessible 8-Channel DVR with 8 Night Vision Cameras and 500 GB HD $399.99
GW Security VD32CH736G24 32 Channel 960H DVR Security Camera System with 24 x 900TV Outdoor Indoor Dome 3.6 mm Wide Angle Lens Security Camera (Grey) $2,099.00
USG HD-TVI 8 Camera 1080P CCTV Kit: 8x HD-TVI 1080P 2MP 2.8-12mm Vari-Focal Lens Dome Cameras 1x 8 Channel 1080P @ 30FPS HD-TVI 1080P DVR 1x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $2,499.99
Security Camera King 2 Megapixel Outdoor Pan Tilt Zoom Camera (PTZ) - 12X Optical Zoom - High Definition TRUE HD - 1080p - 2MP IP - ONVIF protocol $978.89

3) Stop Smoking to Reduce Your Graves County, KY Home Insurance

County Percentage of smokers
Monroe county including Fountain Run, Mount Hermon, Tompkinsville, Gamaliel, Monroe County 25%
Larue county including Buffalo, Larue County, Magnolia, Upton, Hodgenville 27%
Woodford county including Woodford County, Midway, Woodford, Versailles 14%
Bullitt county including Shepherdsville, Mount Washington, Pioneer Village, Bullitt County, Hunters Hollow 28%
Russell county including Russell Springs, Russell County, Eli, Jamestown, Bryan 31%
Graves county including Symsonia, Graves County, Pryorsburg, Farmington, Sedalia 21%
Allen county including Settle, Scottsville, Allen County, Adolphus, Holland 31%
Ballard county including Ballard County, Lovelaceville, Barlow, Blandville, Wickliffe 31%
Jefferson county including Norwood, Mockingbird Valley, Central Jefferson, Meadowview Estates, Louisville Airport 23%
Carter county including Carter County, Grayson, Willard, Carter, Olive Hill 33%

4) Seniors Get More Home Insurance Discounts in Graves County, KY

Senior Population in Graves County, KY compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Graves County 2619 4246 4061
Joppa 7 33 26
Mayfield 1056 1534 1683
Hendron 369 650 653
Adkins 121 211 157
Bradford 62 145 146
Fancy Farm 115 142 284
Massac 359 592 312