Cheap Todd County, KY Home Insurance Recommendations

Check out simple recommendations to buy Todd County, KY home insurance & get cheap rates.

1) Insure Personal Belongings In Your Todd County, KY Homeowners Insurance Coverage

Example Personal Belongings Category Price
Bose SoundTouch 20 Series II Wireless Music System (White) Speakers $399.00
Home Styles 5564-3158 Covington 7-Piece Dining Set with Table, Cushioned Swivel and Arm Chairs, Chocolate Metallic Finish Lawn & Patio $2,909.99
Samsung UN50J5500 50-Inch 1080p Smart LED TV (2015 Model) Home Theater $799.99
Calphalon Tri-Ply Stainless Steel 13-Piece Cookware Set Kitchen $804.00
Bose CineMate 130 Home Theater System Receiver or Amplifier $1,499.00
Amana RMS10TS Medium Volume Microwave Oven, 1000W Oven $725.00
RIDGID (EMERSON) PART NUMBER 93287 535M 115V 36 RPM 811 NPT DH Home Improvement $7,011.56
International Home Miami Amazonia Teak Porter 5 Piece Dining Set in Brown Home $2,299.00
Samsung ME18H704SFS 1.8 cu. ft. Over-the-Range Microwave Oven Major Appliances $379.00
Apple MacBook Air MD760LL/B 13.3-Inch Laptop, Intel Core i5 Processor, 4GB Memory, 128GB Flash Storage, OS X Mavericks Personal Computer $1,099.99

2) Home Security Systems Lowers Your Todd County, KY Home Insurance

Example Home Security Systems Price
LOREX LH03081TC4W 8-Channel Stratus DVR (Black) $899.95
GW Security 32 Channel 1080P Network NVR (32) x 960P Outdoor /Indoor HD IP Security Camera System - 2.8~12mm Varifocal Zoom Lens 180 ft IR Long Distance - Include Pre-installed 8TB Hard Drive $4,999.00
GW Security 8 Channel HD-CVI Realtime DVR Kit (3TB HD): 6 x 1/2.8" 2.0 Mega pixels HDCVI SONY CMOS CCTV Security Camera, 2.8~12mm Varifocal Lens. 2 x 1/2.8" 2.0 Mega pixels HDCVI SONY CMOS CCTV Security Motorized Zoom Camera. *** High Definition Video Surveillance For Your Home or Business $1,900.00
GW Security VD6CHC21 8 CH HD Real-time 30 Fps DVR 6 x 1/2.8 Inches 2.1 MP Camera, 2.8-12 mm Lens, 64-Piece LED, 145-Feet IR $1,240.00
ANRAN 24CH Channel Outdoor HDMI Network NVR HD Day Night Home Video Security Camera System with 24pcs Outdoor POE IP Camers 3pcs 3TB HDD Pre-installed $3,600.00
GWSecurity 8CH400WHD 8 Channel DVR 8 x 1000TVL (720P) Vari-Focal Zoom 147 feet IR Outdoor / Indoor Security Camera System with Pre-Installed 1TB Hard Drive $1,399.00
USG 3MP IP PTZ CCTV Kit: 1x 16Ch @ 3MP NVR 1x 1080P IP PTZ 4.7-47mm Speed Dome Camera 15x 3MP IP PoE 2.8-12mm Dome Cameras 2x 9 Port PoE Network Switches 2x 3TB HDD *** Ultra High Definition Video Surveillance For Your Home or Business! $4,199.99
GW Security 8 Channel 1080P Network NVR HD IP Security Camera System with 8 x 960P Outdoor / Indoor 2.8-12mm Varifocal Zoom Security Cameras and Pre-Installed 2TB HDD $1,599.00
GW Security VD6CHT1 8-CH HD-TVI DVR 6 x 1/3 Inches 1.3 MP HDTVI CMOS Camera, 2.8 to 12 mm Lens, 720P, 78 IR LED, 196-Feet IR Distance (Colorful) $1,250.00
Complete 16 Channel Security System - Hybrid DVR/NVR Surveillance Package - 16 700TVL Cameras AND 4 2MP IP Cameras- 16 Channel Power Distribution Box - 1500' of Siamese Cable for Power & Video - 4 Port PoE Switch - 4x 100' Cat5 Patch Cable - 200' Cat5 Cable for the PTZ Camera - 1TB Hard Drive-DVD/RW $4,992.34

3) Stop Smoking to Reduce Your Todd County, KY Home Insurance

County Percentage of smokers
Todd county including Kirkmansville, Guthrie, Allensville, Todd County, Trenton 29%
Muhlenberg county including Central City, Powderly, Greenville, Beechmont, Penrod 28%
Hart county including Hart County, Munfordville, Bonnieville, Hardyville, Horse Cave 30%
Hardin county including Upton, Hardin County, Radcliff, Sonora, Elizabethtown 23%
Hickman county including Clinton, Columbus, Hickman County 30%
Bracken county including Bracken County, Brooksville, Foster, Augusta, Germantown 33%
Anderson county including Anderson, Anderson, Lawrenceburg, Anderson County 19%
Breathitt county including Hardshell, Jackson, Haddix, Rousseau, Taulbee 31%
Meade county including Ekron, Muldraugh, Meade County, Flaherty, Brandenburg 37%
Spencer county including Taylorsville, Elk Creek, Spencer, Spencer County 32%
Grayson county including Short Creek, Clarkson, Leitchfield, Millerstown, Grayson County 29%

4) Seniors Get More Home Insurance Discounts in Todd County, KY

Senior Population in Todd County, KY compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Todd County 813 1109 1278
Jetson 150 90 134
Crofton 496 700 619
Trenton 67 132 150
Portland 462 950 825
Greencastle 179 151 121
St. Charles 55 104 82
Horse Branch 99 209 95
Rockport 23 28 54
LaFayette 165 280 269
Plano 168 114 72