Calcasieu, LA Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Calcasieu, LA home insurance & get cheap rates.

1) Insure Personal Belongings In Your Calcasieu, LA Homeowners Insurance Coverage

Example Personal Belongings Category Price
Bose SoundTouch Portable Series II Wireless Music System (White) Speakers $399.00
Dacor RNO127C208V 30" Electric Convection Self-Cleaning Single Wall Oven with 4.5 cu. ft. Capacity 6 Cooking Modes SoftShut Hinges and 2 GlideRacks: Color Match with Epicure Handle 208 Volts Kitchen $3,680.00
Apex Whole House Water Filtration System w/ GAC & KDF 85 Home Improvement $450.00
CorLiving DRG-695-Z Atwood 5-Piece Dining Set with Grey Stone Leatherette Seats Furniture $729.00
TCL 48FD2700 48-Inch 1080p LED TV (2015 Model) Home Theater $479.99
Panasonic 2300 Watt CD Mega Bass Stereo Audio Sound 4-Way Bass Reflex Speaker System with, AM/FM Tuner, 2 USB Inputs, Rear Aux Inputs, Remote Control Receiver or Amplifier $1,299.99
Southbend 400 Series Ultimate Restaurant Range 48" 4 Burner 24" Griddle 2 Space Saver Ovens - 4481EE-2GL Major Appliances $11,043.00
Garland 4525316, Conversion Kit 48-60 G/U Range Stove $489.39
Rubbermaid Plastic Large Outdoor Storage Shed,159-Cubic Feet, FG5L3000SDONX Lawn & Patio $729.99
Business Desktop Pro 3500 Desktop Computer Intel Core i5-3470 3.20GHz Micro Tower Personal Computer $559.00

2) Home Security Systems Lowers Your Calcasieu, LA Home Insurance

Example Home Security Systems Price
GW Security VD8CH6C728WD 8 Channel Indoor Dome Surveillance Security Camera System, 6 x 1/3-Inch Sony CCD 700TVL 2.8-12 mm Varifocal Lens Camera (White) $549.00
Plus Color CopyBoard M-12S $1,995.00
Q-See QC918-8Y6-2 8 Channel 1080p Analog HD System with 8 High-Definition 1080p Cameras and 2TB Hard Drive (white) $899.99
GW Security 32 Channel DVR Color Night Vision Security Camera System with (16) Bullet and (16) Dome 1000TVL 720P Starlight Varifocal Zoom Outdoor / Indoor Analog Cameras 6TB Hard Drive Included $4,599.00
Talos Security DRGL1601 Compact 16-Channel 960H DVR 480FPS 1TB HDD $624.08
Armasight Sirius-ID Gen 2 Multi-Purpose Night Vision Monocular Improved Definition $1,468.95
USG Custom 3MP IP PTZ CCTV Kit: 3x 16Ch @ 3MP NVR 1x 1080P IP PTZ 4.7-103.4mm Speed Dome Camera 18x 3MP IP PoE 2.8-12mm Dome Cameras 2x 5MP IP Cameras 2x 3TB HDD *** Ultra High Definition Video Surveillance For Your Home or Business! $6,399.99
Twelve Units Apartment Video Intercom with Auto Visitor Photo Memory Doorbell Security $2,995.00
GW Security 8CHC18GW882CVBGW812CV 8 CH HD Real-time 30 Fps DVR 8 x 1/2.8 Inches 2.1 MP Camera, 2.8-12 mm Lens (Color) $1,470.00

3) Stop Smoking to Reduce Your Calcasieu, LA Home Insurance

County Percentage of smokers
Calcasieu county including Hayes, Moss Bluff, Gillis, DeQuincy, Westlake 22%
Acadia county including Branch, Church Point, Basile, Morse, Crowley 24%
Beauregard county including Sugartown, Merryville, Beauregard, Oretta, DeRidder 26%
Allen county including Reeves, Oberlin, Allen, Elizabeth, Oakdale 21%
Claiborne county including Lisbon, Athens, Homer, Haynesville, Claiborne 23%
Natchitoches county including Campti, Goldonna, Natchitoches, Vienna Bend, Ashland 27%
Vernon county including Vernon, New Llano, Hornbeck, Simpson, Leesville 27%
Webster county including Webster, Minden, Springhill, Sarepta, Doyline 26%
St. John the Baptist county including Reserve, St. John the Baptist, Garyville, Laplace, Edgard 17%
Terrebonne county including Houma, Gray, Bayou Blue, Chauvin, Montegut 24%
Jackson county including Hodge, Hodge, Quitman, Jonesboro, Hodge 19%

4) Seniors Get More Home Insurance Discounts in Calcasieu, LA

Senior Population in Calcasieu, LA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Calcasieu 11656 18637 16951
Mauriceville 846 929 730
Orange 2002 2906 3297
Vinton 187 323 357
Lake Arthur 204 240 390
Elton 107 157 113
DeQuincy 138 404 487
Beaumont 7044 11512 9967
Sulphur 1269 1983 1980
Allen 1468 2425 2314
Port Neches 980 1382 1252