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Cheap Baton Rouge, LA Home Insurance Secrets

Secrets that you can use to get cheap Baton Rouge, LA Home Insurance including insuring properly, comparing quotes & asking for discounts

1) Insure Personal Belongings In Your Baton Rouge, LA Homeowners Insurance Coverage

Example Personal Belongings Category Price
Klipsch KL-6504-THX(3 Speaker) In-Wall 7.1-SW-310 Denon AVR-X4000 IN-Command 7.2- White Speakers $6,241.00
LG Electronics 79UB9800 79-Inch 4K Ultra HD 120Hz 3D LED TV (2014 Model) Home Theater $9,999.99
Honda EU1000i Inverter Generator, Super Quiet, Eco-Throttle, 1000 Watts/8.3 Amps @ 120v (Red) Lawn & Patio $949.95
nexTUNE Background Music System DC4 for Restaurants and Retail Receiver or Amplifier $550.00
Ridgid 61542 K7500 Machine with 3/4" Pigtail And Standard Accessories Home Improvement $4,265.77
Zwilling J.A. Henckels Spirit Ceramic Coated Set - 12-pc Oven $820.00
Kenmore 80373 Elite convection Stainless Steel Microhood Combinations Over-the-Range Microwave (1.8 Cu Ft, 1050 Watts) Major Appliances $1,029.00
Cadco XAF-193 Full Size Convection Oven with Manual Controls and Humidity, 208-240-Volt/5600-Watt, Stainless/Black Kitchen $3,950.00
Diamond Sofa LU111DCCH Dining Chairs With Metal Legs - Chocolate, 2 Pack Home $310.70
Coaster Contemporary Dining Table With A Rich Cherry Finish Furniture $599.99

2) Home Security Systems Lowers Your Baton Rouge, LA Home Insurance

Example Home Security Systems Price
Wired 8 inch LCD Monitor Recording Video Door Phone Intercom Doorbell Chimes Security Entry Access Control RFID Card System with 4GB SD Card for 10 Apartment Families Villa $1,570.00
Oplink Connected OPG2201 TripleShield Home Security System (White) $299.99
LOREX LH03045GC4W Eco Black Box 4-Channel Stratus DVR with 4 Wireless Cameras $799.95
Night Owl Security 8 Channel Video Security System with 8 Hi-resolution 900 TVL Bullet Cameras $599.99
GW Security VD4CHH7 4 CH HD-SDI DVR 4 x HD-SDI 1/3-Inch 1.3 Megapixel CMOS Camera 720P Video Output 2.8 to 12 mm Manual Varifocal Lens $1,150.00
USG 16x Cameras 3MP IP CCTV Kit: 1x 16Ch @ 3MP NVR 7x 3MP IP PoE 2.8-12mm Dome Cameras (1x With Audio) 3x 2MP IP PoE Motorized 2.8-12mm Lens Dome Cameras 6x 3MP IP PoE 2.8-12mm Bullet Cameras 2x 9 Port PoE Network Switches 2x 3TB HDD 1x Microphone PoE Kit *** Ultra High Definition Video Surveillance For Your Home or Business! $4,299.99
Night Owl Security Full 1080p Network Video Recorder with 2TB HDD and 8 Night Vision 1080p HD IP Cameras $1,299.99
GW Security VD16CH16C401CVI 16-Channel HD-CVI 1080P Preview 720P Realtime 16 x Varifocal Zoom Outdoor Security Camera System with Pre-Installed 4TB HDD (White) $1,799.00
LTS LTD08HTDK 8-Camera H.264 Realtime DVR Security System with 500GB, Mobile Phone Live View, VGA output $599.00
Zmodo ZP-KE1H04-S NVR sPoE Security System with 4 HD 720P Indoor Outdoor Night Vision IP Cameras (White) $269.99

3) Stop Smoking to Reduce Your Baton Rouge, LA Home Insurance

County Percentage of smokers
East Baton Rouge county including Monticello, Baton Rouge, Zachary, Oak Hills Place, Westminster 17%
St. Charles county including Paradis, Norco, Boutte, St. Rose, St. Charles 20%
Allen county including Allen, Reeves, Elizabeth, Oakdale, Kinder 21%
La Salle county including LaSalle, Jena, Olla, Midway, Urania 26%
East Feliciana county including Slaughter, East Feliciana Parish, Wilson, Clinton, Norwood 21%
Jefferson county including River Ridge, Avondale, Woodmere, Waggaman, Bridge City 21%
Iberia county including Iberia, Lydia, Loreauville, Jeanerette, New Iberia 20%
Lincoln county including Grambling, Dubach, Simsboro, Vienna, Downsville 15%
St. Helena county including Montpelier, Greensburg, St. Helena 21%
Jackson county including Hodge, Chatham, Hodge, Jonesboro, Hodge 19%
St. John the Baptist county including Edgard, Garyville, Wallace, Pleasure Bend, St. John the Baptist 17%

4) Seniors Get More Home Insurance Discounts in Baton Rouge, LA

Senior Population in Baton Rouge, LA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Baton Rouge 13261 18912 17854
Prairieville 1514 1859 1066
Hester 12 35 67
Convent 84 33 89
Pierre Part 154 326 402
Rosedale 60 72 50
Port Allen 432 476 502
Parks 45 78 46
Norwood 40 62 30
Inniswold 452 653 525