Richwood, LA Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Richwood, LA home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Richwood, LA Homeowners Insurance Coverage

Example Personal Belongings Category Price
Yamaha MX-A5000BL AVENTAGE 11-Channel Power Amplifier Receiver or Amplifier $2,999.95
Cuisinart MCP-12N MultiClad Pro Stainless Steel 12-Piece Cookware Set Kitchen $670.00
Jofran Maryland Counter Height Storage Dining Table Home $428.56
Swisher ZT2866 66-Inch 28 HP Z-MAX XTR Zero Turn Riding Mower Lawn & Patio $4,999.99
Southbend Range 1168208, Stainless Steel Door Stove $769.57
Turbo Air Radiance Stock Pot Ranges TASP-18S Major Appliances $1,161.00
Klipsch CDT-3650-CII In-Ceiling System #8 Speakers $2,993.00
2015 Newest Dell Inspiron 15 15.6-Inch Touchscreen Laptop (Core i3-5005U, 4 GB RAM, 1TB HDD) Personal Computer $599.99
60" Grapple Bucket Attachment for John Deere 200 300 400 500 Loaders rake root Home Improvement $1,995.00
Zwilling J.A. Henckels Spirit Ceramic Coated Set - 12-pc Oven $820.00

2) Home Security Systems Lowers Your Richwood, LA Home Insurance

Example Home Security Systems Price
GW Security 8CHC16GW882CVB 8 CH HD Real-time 30 Fps DVR 8 x 1/2.8 Inches 2.1 MP Camera, 2.8-12 mm Lens , 64PCS LED, 145-Feet IR (Color) $1,480.00
GW Security 32 Channel 960H DVR 900TVL Surveillance Security Camera System - 32 Outdoor/Indoor Day Night Vision 900TVL Bullet Cameras - 4TB Hard Drive Pre-installed $2,999.00
GWSecurity 16CH400WHD 16 Channel DVR + 12 x 1000TVL (720P) Vari-Focal Zoom 147 feet IR Outdoor / Indoor Security Camera System with Pre-Installed 2TB Hard Drive $1,995.00
GW Security Inc VD12CHC6 16 Channel HDCVI DVR Camera System $2,100.00
Revo RE16BNDL29-4T Elite Surveillance System with 16-Channel 4TB DVR, 4 Covert Lipstick Cameras and 4 Mini Dome Cameras (Black) $1,449.99
Aiphone 20-Call Master W/ Selective Outputs, Part# NDR-20 $2,133.00
ALC AWS2155 7-Inch Touchscreen Surveillance System (Black) $329.99
GW Security 2.1 MegaPixel 1080P Color Night Vision Security Camera System with 8 Channel DVR and 8 x 1080P Starlight 2.8-12mm Varifocal Zoom Outdoor / Indoor Bullet Cameras + 2TB Hard Drive Included $1,699.00
BOSCH SECURITY VIDEO VG5-624-ECS Autodome Surveillance Color Camera $3,411.36
KJB Security DD3001 Cell Phone and GPS Detector Complete. Detects SMS, MMS, audio, and data transmission. Great for RF e $495.00

3) Stop Smoking to Reduce Your Richwood, LA Home Insurance

County Percentage of smokers
Ouachita county including Bawcomville, Ouachita, Sterlington, Richwood, West Monroe 21%
Avoyelles county including Avoyelles, Moreauville, Bordelonville, Marksville, Fifth Ward 27%
Natchitoches county including Natchez, Goldonna, Clarence, Powhatan, Point Place 27%
Webster county including Springhill, Dixie Inn, Cotton Valley, Webster, Sibley 26%
West Carroll county including Oak Grove, Pioneer, Forest, West Carroll Parish, Epps 30%
Assumption county including Napoleonville, Bayou LOurse, Supreme, Paincourtville, Belle Rose 20%
St. Helena county including Montpelier, Greensburg, St. Helena 21%
Bienville county including Ringgold, Gibsland, Jamestown, Mount Lebanon, Lucky 26%
Franklin county including Winnsboro, Franklin, Gilbert, Baskin, Wisner 26%
Beauregard county including Sugartown, DeRidder, Merryville, Beauregard, Oretta 26%
Pointe Coupee county including Ventress, Livonia, Fordoche, Pointe Coupee, New Roads 14%

4) Seniors Get More Home Insurance Discounts in Richwood, LA

Senior Population in Richwood, LA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Richwood 142 133 55
Wisner 152 108 150
Huttig 59 83 42
Elon 46 27 30
Lakeshore 119 211 234
Chatham 86 68 68
Crossett 235 709 732
Urania 35 87 60
Dodson 14 36 56
Hodge 10 45 69
Start 100 61 67