Oberlin, LA Home Insurance - Getting it Dirt Cheap

Getting cheap Oberlin, LA is very possible if you follow these steps & compare multiple quotes from top providers

1) Insure Personal Belongings In Your Oberlin, LA Homeowners Insurance Coverage

Example Personal Belongings Category Price
Dacor RNO127C 30" Electric Convection Self-Cleaning Single Wall Oven with 4.5 cu. ft. Capacity 6 Cooking Modes SoftShut Hinges and 2 GlideRacks: Color Match with Epicure Kitchen $3,790.00
Earthwise 60120 20-Inch 24-Volt Cordless Electric Lawn Mower Lawn & Patio $450.00
AKG Pro Audio WMS420 Head Set Band U2 Wireless Microphone System Musical Instruments $449.00
Hooker Furniture Indigo Creek Oval Dining Table in Rub-Through Black Home $2,307.00
M&S SYSTEMS DMC4PACK Music/Communication Retrofit System Package (4 Pack) Home Improvement $1,338.47
Currey and Company 3157 Aragon Credenza - 48" Small Cabinet, Corsiva Anhico Finish Sofa $2,230.00
ASUS F555LA-AB31 15.6-inch Full-HD Laptop (Core i3, 4GB RAM, 500GB HDD) with Windows 10 Personal Computer $499.00
Southbend 400 Series Ultimate Restaurant Range 60" 10 Burner 2 Standard Ovens - 4603DD Major Appliances $8,036.00
BeoPlay A9 2nd generation - Black with Walnut Legs Receiver or Amplifier $2,699.00
Mr Steam MS-CHROMASOUND-SQ Residential Steambaths Chroma Sound Package with Chromasteam System, Music Therapy Speakers, and Audio Wizard Music System $2,350.00

2) Home Security Systems Lowers Your Oberlin, LA Home Insurance

Example Home Security Systems Price
GW Security VDW32CH32C1361IP 32 Channel 1080P Network NVR IP Security Camera System $4,199.00
ZMODO 16CH H.264 DVR Home Surveillance Camera System 8 Bullet 8 Dome Indoor/Outdoor 600TVL Security Cameras 1TB HDD $499.99
Aiphone JKS-1ADV Hands-Free Set (JK-1MD Master Monitor, PS-1820UL Power Supply, and JK-DV Door Station) $736.00
Toshiba ESV16 Network Video Recorder (Black) $1,440.00
Swann SWDVK-825558-US 8-Channel DVR and 8 x 540 TVL Cameras (Black) $549.99
GW Security 1080P HD-CVI 8 Channel Video Security Camera System - Six 2MP Weatherproof 2.8-12mm Varifocal Zoom Dome Cameras, 30-IR LED 80ft Night Vision, Long Distance Transmit Range (984ft), Pre-Installed 2TB HDD $1,499.00
Fortress Security Store (TM) GSM-B Wireless Cellular GSM Home Security Alarm System Auto Dial System : DIY Kit $269.99
Perimeter Patrol Fencing RF 12806 Temporary Security Fence Panels $3,799.00
GW Security VD32CH736G24 32 Channel 960H DVR Security Camera System with 24 x 900TV Outdoor Indoor Dome 3.6 mm Wide Angle Lens Security Camera (Grey) $2,099.00
GW Security VD8CHC13 8 CH HDCVI DVR 8 x 1/2.8 Inches, 2.0 MP HDCVI Security Camera, 3.6 mm, 24 LEDs, 49-Feet IR (Color) $1,000.00

3) Stop Smoking to Reduce Your Oberlin, LA Home Insurance

County Percentage of smokers
Allen county including Kinder, Reeves, Allen, Elizabeth, Oberlin 21%
Avoyelles county including Fifth Ward, Hessmer, Cottonport, Moreauville, Bunkie 27%
St. Mary county including St. Mary, Sorrel, Charenton, Baldwin, Amelia 22%
Rapides county including Deville, Alexandria, Forest Hill, Boyce, Cheneyville 23%
St. Bernard county including St. Bernard, Arabi, Poydras, Chalmette, Violet 22%
Jefferson county including Lafitte, Harvey, Metairie, Gretna, Elmwood 21%
Sabine county including Noble, Pleasant Hill, Many, Sabine, Belmont 24%
Evangeline county including Pine Prairie, Mamou, Turkey Creek, Evangeline, Reddell 26%
Catahoula county including Catahoula, Harrisonburg, Sicily Island, Wallace Ridge, Jonesville 28%
Franklin county including Winnsboro, Franklin, Gilbert, Baskin, Wisner 26%
Acadia county including Estherwood, Morse, Acadia, Branch, Duson 24%

4) Seniors Get More Home Insurance Discounts in Oberlin, LA

Senior Population in Oberlin, LA compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Oberlin 149 165 220
Fort Polk North 0 0 0
Rayne 514 712 887
Reddell 4 76 56
Oretta 40 47 37
Estherwood 44 83 74
Welsh 192 283 408
Hayes 12 18 43
Kinder 166 209 322
DeRidder 542 876 1077
Iowa 223 145 240