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Portland, ME Home Insurance - Have You Tried This?

Get cheap Portland, ME home insurance by following this practical approach

1) Insure Personal Belongings In Your Portland, ME Homeowners Insurance Coverage

Example Personal Belongings Category Price
JBL JRX212 12' Passive Speakers Pair with JBL JRX218S Subwoofer PA System Bundle Speakers $949.97
Modular Cell-production Roller Apparatus W/ 2 Decks -models All-position Drive Lawn Mower $6,020.47
Turfco Lawn Sod Cutter Kiscutter GX160 Honda #85530 Lawn & Patio $4,080.00
Southbend Platinum Heavy Duty Range 24" - P24N-BB Stove $5,322.00
Stanley Furniture Coastal Living Retreat 5 Piece Dining Set in Saltbox White Home $6,115.00
HP ENVY Recline 27-k150 27-Inch TouchSmart All in One Desktop with Beats Audio Personal Computer $1,750.00
Onkyo TX-NR3030 11.2 Network AV Receiver (Certified Refurbished) Receiver or Amplifier $2,299.00
Daisy Casual Dining 7pc Set Glass Top Espresso Finish Kitchen $2,505.60
Samsung UN50JS7000 50-Inch 4K Ultra HD Smart LED TV (2015 Model) Home Theater $1,299.99
TMS 3-Piece Nook Dining Set, Espresso Furniture $459.99

2) Home Security Systems Lowers Your Portland, ME Home Insurance

Example Home Security Systems Price
Defender Sentinel 16CH H.264 500GB Smart Security DVR Including 8 Hi-Res Outdoor Cameras with 75ft Night Vision,21048 $579.99
2N Helios IP 3x2 button keypad cam $2,812.40
FingerTec USA TA200 Plus W FingerTec Time AttendanceTA200 Plus Fingerprint plus RFID Time Clock Wireless $893.86
GW Security VD2CHH1 4 CH HD-SDI DVR 2 x HD-SDI 1/3-Inch 2.1 Megapixel CMOS Camera, 1080P, 2.8 to 12 mm Manual Zoom Lens $1,200.00
GW Security VD32CH736G28 32 Channel 960H DVR with 28 x 900TV Outdoor Indoor Dome 3.6mm Wide Angle Lens Security Camera (Grey) $2,299.00
Q-See QC918-8Y6-2 8 Channel 1080p Analog HD System with 8 High-Definition 1080p Cameras and 2TB Hard Drive (white) $899.99
GW Security VD6CHT4 8-CH HD-TVI DVR 6 x 1/3 Inches 1.3 MP HDTVI CMOS Camera, 2.8 to 12 mm Manual Varifocal Lens, 720P (Colorful) $1,210.00
Revo R165WB4EB4E-2T 16 CH 2 TB DVR Surveillance System with 4 Wireless Bullet Cameras and 4 Wired Bullet Cameras (Black) $999.99
Honeywell Lynx Touch L7000 Starter Kit - LYNX Touch Wireless Security Alarm with (3) 5816WMWH Door/Window Transmitters, (1) 5834-4 Four-Button Wireless Keyfob and (1) 5800PIR-RES Wireless Motion Detector $999.00
Toshiba ESV16 Network Video Recorder (Black) $1,440.00

3) Stop Smoking to Reduce Your Portland, ME Home Insurance

County Percentage of smokers
Androscoggin county including Mechanic Falls, Turner, Livermore, Livermore Falls, Durham 18%
Hancock county including Bar Harbor, Verona Island, Lamoine, Hancock, Winter Harbor 17%
Knox county including Thomaston, Vinalhaven, Camden, Warren, Friendship 15%
Somerset county including Skowhegan, The Forks, Starks, Athens, Somerset County 26%
Piscataquis county including Dover-Foxcroft, Blanchard, Milo, Bowerbank, Kingsbury 22%
Waldo county including Prospect, Troy, Morrill, Waldo, Thorndike 19%
Cumberland county including Cape Elizabeth, Cousins Island, Littlejohn Island, Windham, New Gloucester 14%
York county including Lyman, York Harbor, West Kennebunk, Berwick, Biddeford 19%
Kennebec county including Sidney, Vassalboro, Fayette, Clinton, Vienna 19%
Lincoln county including Whitefield, Dresden, South Bristol, Waldoboro, Louds Island 17%

4) Seniors Get More Home Insurance Discounts in Portland, ME

Senior Population in Portland, ME compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Portland 4448 5347 6265
Wakefield 254 837 742
Hallowell 224 388 382
Portland 4448 5347 6265
Sabattus 455 385 569
Kittery Point 81 174 103
Ogunquit 111 156 355
Middleton 128 149 89
Buckfield 119 222 140
Cousins Island 70 88 83