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Hiram, ME Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Hiram, ME home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Hiram, ME Homeowners Insurance Coverage

Example Personal Belongings Category Price
Music Hall MMF-5.1LE Limited Edition Two-Speed Belt Driven Turntable (Red) Receiver or Amplifier $995.00
Eaton 10268 Lawn Mower with Hydrostatic Transmission Lawn & Patio $699.00
Samsung ME16H702SES 1.6 cu. ft. Over-the-Range Microwave Oven Major Appliances $269.00
Steve Silver Abaco Drop Leaf Counter Height Storage Dining Table in Acacia Finish Furniture $979.00
Mettler Toledo SevenExcellence S400-30046241 pH/mV Meter, Kit, -2.000 to 20.000 pH Range, -2000 to 2000 mV Range Stove $1,830.00
"AllerZip Waterproof Bed Bug Proof Zippered Bedding Encasement, Queen 13""/33 CM DEEP Size (Fits 11 - 18 in. H)" Kitchen $169.95
RIDGID (EMERSON) PART NUMBER 93287 535M 115V 36 RPM 811 NPT DH Home Improvement $7,011.56
Original Sofa Table Transitional Style Home $567.25
Bose SoundTouch Portable Wi-Fi Music System Speakers $399.00
NETGEAR ReadyNAS 316 6-Bay Enterprise Class Network Attached Storage Enterprise Class 12TB (RN31662E-100NAS) Personal Computer $2,199.99

2) Home Security Systems Lowers Your Hiram, ME Home Insurance

Example Home Security Systems Price
Night Owl Security L-DVR4-5GB 4-Channel 960H DVR with 500GB Hard Drive HDMI and Free Night Owl Lite App (Black) $199.99
JideTech Surveillance Systems Wireless 1080P With Varifocal Lens Wifi Camera and 3TB HDD $1,699.00
GW Security 32 Channel 960H / HD-TVI 1080P Hybrid DVR CCTV with Mobile Motion Detection 32CH H.264 Digital Video Recorder Camera System For Analog and TVI Security Camera (6TB HDD Pre-installed) $1,699.00
Samsung SDS-V4041 8-Channel DVR Security System (Black) $649.00
SVAT PRO 16CH H.264 1 TB Smart Security DVR with 8 Ultra Hi-res Outdoor Surveillance Cameras and Smart Phone Compatibility (11114) $1,109.99
System Controller for the NSR-1000 SERIES $2,190.00
GW Security VDG2C50HDSDI 4 Channel HD-SDI 1080P Camera System with 2 x 2.1 MP 1080P Varifocal Zoom Outdoor Cameras and 500GB Hard Drive (Grey) $750.00
GW Security VD8CHH8 8 CH HD-SD DVR 8 x HD-SDI 1/3-Inch 1.3 Megapixel 720p ZeeAnn Progressive Scan CMOS Camera $1,800.00
GW Security 9 Channel Realtime NVR Kit (3TB HD): 8 X HD-IP Camera. 1/3" Aptina 1.3 Megapixel CMOS Sensor. 2.8-12mm Manual Varifocal Megapixel Lens. *** High Definition Video Surveillance For Your Home or Business $1,690.00
GW Security VD8CH8C71H 8 CH DVR Outdoor Indoor Home Surveillance Camera System with 8 x 650 TVL Varifocal Zoom Security Cameras and 1 TB HDD (White) $659.00

3) Stop Smoking to Reduce Your Hiram, ME Home Insurance

County Percentage of smokers
Oxford county including Mexico, Stow, South Paris, Greenwood, Gilead 23%
Franklin county including Dallas, Avon, Strong, Farmington, Chisholm 18%
Aroostook county including Aroostook County, Limestone, Moro, Square Lake, Presque Isle 24%
Washington county including Addison, Cutler, Danforth, Machiasport, Cooper 23%
Piscataquis county including Lake View, Kingsbury, Atkinson, Piscataquis County, Beaver Cove 22%
Waldo county including Troy, Belmont, Thorndike, Montville, Waldo County 19%
Somerset county including West Forks, Central Somerset, Somerset, Bingham, Ripley 26%
Penobscot county including Penobscot County, Eddington, Woodville, Orono, Winn 20%
Lincoln county including Nobleboro, Jefferson, Somerville, Newcastle, Boothbay 17%
Hancock county including Mount Desert, Castine, Brooklin, Mariaville, Gouldsboro 17%
Knox county including Rockport, Owls Head, Friendship, Rockland, Muscle Ridge Islands 15%

4) Seniors Get More Home Insurance Discounts in Hiram, ME

Senior Population in Hiram, ME compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Hiram 134 265 143
Peru 124 214 162
Strafford 352 397 278
Harpswell 459 972 727
Cumberland Center 156 200 219
Woodstock 35 90 42
Farmington 717 586 585
Leeds 115 148 163
Madison 226 348 318
Limington 276 397 298
Barnstead 375 457 332