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Cheap St. Clair County, MI Home Insurance Recommendations

Check out simple recommendations to buy St. Clair County, MI home insurance & get cheap rates.

1) Insure Personal Belongings In Your St. Clair County, MI Homeowners Insurance Coverage

Example Personal Belongings Category Price
Dell Inspiron i3847 Tower Desktop Intel Gen 4 i5-4460/ 8GB/ 1TB/ Windows 10 Personal Computer $629.99
Coaster Home Furnishings 201581KE Casual Contemporary Queen Bed, Cappuccino Furniture $351.00
kate spade new york Mercer Drive Oval Platter Home $240.00
JZ Microphones, Flamingo Black Hole Series BH-1S Condenser Microphone, Multipattern Musical Instruments $4,399.00
Yamaha 3D-Ready 5.1-Channel 500 Watts Digital Home Theater Audio/Video Receiver With a USB Digital Input and Connecting Cable to Play & Charge Your iPod or iPhone & Control Remotely + Set of 6 Yamaha All Weather Indoor / Outdoor 180 watt Wall Mountable Natural Sound 2-way Acoustic Suspension Speakers - Black + 100ft 16 AWG Speaker Wire Speakers $2,149.99
Fissler Solea 8 Piece Cookware Set Kitchen $900.00
Electronic, Digital Scale - 400 lb. Capacity - 1 ea Beds $741.25
Power Smart DB8605-22 Self Propelled Gas Lawn Mower 4 Cycle Loncin Engine Self Propelled Gas Lawn Mower, 196 cc Lawn & Patio $279.00
Westinghouse 46" Class 1080p 120Hz LED HDTV Television $1,099.00
Frigidaire 316418701 Oven Control Board Range/Stove/Oven Home Improvement $339.85

2) Home Security Systems Lowers Your St. Clair County, MI Home Insurance

Example Home Security Systems Price
Night Owl Security Full 1080p Network Video Recorder with 2TB HDD and 8 Night Vision 1080p HD IP Cameras $1,299.99
Lenovo Thinkpad W540 20BG0011US (i7-4700MQ Processor, 2.4GHz, 8GB, 500GB, DVDRW, Windows 7 Pro 64-bit Preinstalled through Windows 8 Pro) $1,599.00
LOREX LH03081TC4W 8-Channel Stratus DVR (Black) $899.95
Samsung Digital Door Lock SHS-P718 Fingerprint Push Pull Two Way Latch Mortise $699.99
USG 1080P PoE IP CCTV Kit: 8x 1080P IP PoE 2.8-12mm Dome with Bracket Cameras 1x 8 Channel 1080P NVR 8x Ethernet Cables 1x 2TB HDD *** High Definition Video Surveillance For Your Home or Business $1,999.99
GW Security GW4CH2CM2061 4 CH 1080P 1 TB NVR and 2 x HD 1080P 2.8-12 mm Varifocal 180-Feet IR Distance PoE IP Security Camera System $569.00
64 Channel NVR Super 4K Series Network Video Recorder For IP Network Cameras - 12MP Maximum Resolution - Can hold up to 8 Hard Drives $1,748.60
USG 1080P IP PoE CCTV Kit: 8x 1080P IP PoE 2.8-12mm Bullet Cameras 1x 8 Channel 1080P NVR 1x 9 Port PoE Switch 8x Ethernet Cables 1x 2TB HDD *** High Definition Video Surveillance For Your Home or Business $2,099.99
GW Security 32 Channel DVR Color Night Vision Security Camera System with (16) Bullet and (16) Dome 1000TVL 720P Starlight Varifocal Zoom Outdoor / Indoor Analog Cameras 6TB Hard Drive Included $4,599.00
ZMODO 4Channel H.264 DVR Security Camera System w/ 4 Outdoor 600TVL Night Vision High Resolution Weatherproof CCTV Surveillance Cameras 500GB HDD $229.99

3) Stop Smoking to Reduce Your St. Clair County, MI Home Insurance

County Percentage of smokers
St. Clair county including Mussey, East China, Columbus, Port Huron charter, Kimball 25%
Kalkaska county including Rapid River, Manistee Lake, Kalkaska County, Kalkaska, Boardman 36%
Lapeer county including Oregon, Marathon, Rich, Brown City, Elba 21%
Benzie county including Crystal Lake, Pilgrim, Thompsonville, Benzie County, Blaine 12%
Grand Traverse county including East Bay, Green Lake, Peninsula, Blair, Interlochen 17%
Livingston county including Hamburg, Brighton, Pinckney, Handy, Fowlerville 17%
Kent county including Plainfield charter, Wyoming, Algoma, Walker, Nelson 18%
Saginaw county including Buena Vista, Albee, Saginaw County, Swan Creek, Zilwaukee 19%
Alcona county including Curtis, Millen, Haynes, Alcona County, Lost Lake Woods 30%
Mason county including Custer, Mason County, Branch, Eden, Pere Marquette charter 23%
Charlevoix county including Bay Shore, Arm, Peaine, Evangeline, Boyne Falls 20%

4) Seniors Get More Home Insurance Discounts in St. Clair County, MI

Senior Population in St. Clair County, MI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
St. Clair County 11596 17923 16308
Clinton charter 6784 10062 11467
Novesta 128 160 169
Dryden 455 484 357
East China 233 534 802
Brown City 88 129 140
Roseville 3089 3963 4573
White Lake charter 2332 2926 2242
Madison Heights 2403 2926 2940
New Baltimore 588 1015 1068
Waterford charter 5354 6371 6177