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Lafayette, MI Home Insurance - To Not Regret, Do This

You will regret buying your Lafayette, MI home insurance without reading since you will miss out on cheap deals.

1) Insure Personal Belongings In Your Lafayette, MI Homeowners Insurance Coverage

Example Personal Belongings Category Price
Sennheiser EW 365 G3-A-US condenser handheld EW system Musical Instruments $999.95
Samsung UN48J5200 48-Inch 1080p Smart LED TV (2015 Model) Home Theater $749.99
Amisco Industries Penny Metal Chair, Cobrizo Furniture $649.99
CPU Solutions Intel Core i7 4.0Ghz Quad Core PC. 16GB RAM, 1TB HDD & 240GB SSD, Windows 8.1, GTX960 w/2GB, 850W PS, NZXT H440 Matte Black with Green LED. Personal Computer $1,899.99
Panasonic NN-GD692SYTE 31-Liter Microwave Oven with Grill, 220-volt (Non-USA Compliant), Silver Kitchen $324.99
Bose CineMate 520 Home Theater System Receiver or Amplifier $1,499.00
Olive ONE All-In-One HD Home Music Player, 0TB Music System $599.00
EDCO 94400 Tile Shark Floor Stripper 3/4 Horsepower 115-Volt Home Improvement $1,670.00
GE PT7550SFSS Profile 30" Stainless Steel Electric Double Wall Oven - Convection Major Appliances $3,300.00
Bowers & Wilkins A7 Hi-Fi Wireless Music System with AirPlay Speakers $799.99

2) Home Security Systems Lowers Your Lafayette, MI Home Insurance

Example Home Security Systems Price
16 Channel NVR Security Camera System with 16 Ports PoE - (16) 2MP IP Megapixel Camera - 1TB Hard Drive Installed - room for 3 more hard drives $3,977.67
GW Security VD2C4CH891CVI 4-Channel 1080p Preview 720p Realtime Varifocal Zoom Night Vision Dome Security Camera DVR System with 500GB Hard Drive (White) $359.00
PiSector 4G Cellular GSM Wireless Security Alarm System Quad-band Support 2G/3G/4G network $654.81
Night Owl Security 16 Channel Video Security System with 8 Hi-resolution 900 TVL Bullet Cameras $649.99
ZMODO 16Channel DVR Home Security Camera Systemwith 8pcs 600TVL Day/Night Weatherproof Hi-Resolution CCTV Surveillance Cameras No Hard Drive $314.99
Defender Sentinel 8CH 500GB Smart Security DVR Including 8 Ultra Hi-Res Indoor/Outdoor Cameras with 100ft Night Vision,21031 $479.99
Lorex Lh1896 8 Channel 960h Cameras with 1tb DVR Remote Viewing Security Cameras System $599.99
Armasight Sirius-ID Gen 2+ Multi-Purpose Night Vision Monocular Improved Definition $1,468.95
LOREX LH03162TC10PM Eco3 Stratus Cloud 960H 2TB DVR and 10 600TVL Cameras (Black) $799.95
Oplink Security Care Starter Kit-2pack $1,295.87

3) Stop Smoking to Reduce Your Lafayette, MI Home Insurance

County Percentage of smokers
Gratiot county including Bethany, Seville, Ithaca, Arcada, Sumner 27%
Monroe county including London, Temperance, Frenchtown, Monroe, Ash 20%
Charlevoix county including Bay Shore, East Jordan, Advance, Boyne City, Boyne Valley 20%
Benzie county including Lake Ann, Bendon, Homestead, Joyfield, Hardwood Acres 12%
Kent county including Grand Rapids charter, Nelson, Vergennes, Kent County, Cutlerville 18%
Isabella county including Isabella County, Shepherd, Union charter, Isabella, Lake Isabella 20%
Oscoda county including Elmer, Mentor, Comins, Oscoda County, Mio 22%
Lake county including Yates, Newkirk, Peacock, Webber, Sweetwater 34%
Delta county including Delta County, Escanaba, Bark River, Nahma, Bay de Noc 22%
Otsego county including Otsego County, Otsego Lake, Vanderbilt, Livingston, Charlton 24%
Ottawa county including Polkton charter, Holland charter, Crockery, Coopersville, Chester 16%

4) Seniors Get More Home Insurance Discounts in Lafayette, MI

Senior Population in Lafayette, MI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Lafayette 27 58 63
Gladwin 176 325 573
Carson City 48 119 182
Bridgeport 413 864 700
Lyons 268 452 176
Antrim 107 302 224
Saginaw 3700 3953 4208
Millington 149 583 377
Rush 90 127 172
Coleman 89 127 206
Billings 267 479 391