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Shoreham, MI Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Shoreham, MI home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Shoreham, MI Homeowners Insurance Coverage

Example Personal Belongings Category Price
Mr. Induction SR-182C 1800-Watt Countertop Commercial Range Kitchen $449.00
OnQ / Legrand AU5644WH lyriQ High Performance MultiSource, 4Zone Audio System Kit in Studio Design Speakers $1,299.99
Onkyo CS-265(R) CD Hi-Fi Mini System with Bluetooth Receiver or Amplifier $249.00
Southbend 400 Series Ultimate Restaurant Range 60" 6 Burner 24" Griddle Cabinet Base - 4602CC-2GL Stove $10,699.00
Honeywell Freezer Microphone Windscreen Treated For Freezer 50 Pack HX3505WNDSCRN Freezer $160.00
DCS RGV366L Professional 36" Stainless Steel Liquid Propane Sealed Burner Range - Convection Major Appliances $7,532.00
48" John Deere Pallet Fork Attachment 200,300,400,500 Loaders deer Home Improvement $995.00
Swisher ZT2866 66-Inch 28 HP Z-MAX XTR Zero Turn Riding Mower Lawn & Patio $4,999.99
Sennheiser EW 122 G3-A-US compact cardioid clip-on microphone EW system Musical Instruments $649.95
Dell Alienware A17R143790115PC 17R1 GAMING LA Personal Computer $4,379.00

2) Home Security Systems Lowers Your Shoreham, MI Home Insurance

Example Home Security Systems Price
BOSCH SECURITY VIDEO UML-191-90 LCD Monitor for Security Cameras $1,118.00
Leviton 20A00-2 OmniPro II Controller in Enclosure $1,294.99
Scout Alarm Wireless Home Security System, Arctic $319.99
GW 8 Channel 1080P NVR Video Security Camera System - 3 x Bullet & 3 x Dome 5MP 1080P Weatherproof 2.8-12mm Varifocal Cameras, Realtime Recording 1080p @ 30fps, Pre-Installed 2TB HDD $1,499.00
GW 1080P 4 Channel NVR Video Security Camera System - Four 5MP 1080P Weatherproof 2.8-12mm Varifocal Bullet Cameras, 180ft IR Night Vision, Realtime Recording 1080p @ 30fps, Pre-Installed 1TB HDD $999.00
GW Security VD6CHH9 8 CH HD-SD DVR 6 x HD-SDI 1/3-Inch 1.3 Megapixel CMOS Camera 720P 2.8 to 12mm Lens, 42-IR LED, 110-Feet IR Distance $1,700.00
GW Security 8 Channel Realtime NVR Kit (2TB HD): 8 X HD-IP Camera. 1/2.5" 5 Megapixel CMOS Sensor. 2.8-12mm Manual Varifocal Megapixel Lens, 64PCs IR LED, 180 feet IR Distance. *** High Definition Video Surveillance For Your Home or Business $2,200.00
GW Security 8 Channel 960H DVR (6) x 700TVL Outdoor /Indoor Analog Security Camera System - 2.8~12mm Varifocal Zoom Lens + Pre-installed 1TB Hard Drive $850.00
Generic 7" inch Touch Key Color LCD Wired Video Door Phone Doorbell Home Entry Intercom System Kit 3 Monitor 2 Camera Night Vision 705D2 (Black) $458.00
GW Security New AHD 16 Channel 1080P DVR Video Surveillance Camera System 16 1080P 2.1 Megapixel Outdoor/Indoor Weatherproof IR Night Vision Bullet and Dome Security Camera $1,999.00

3) Stop Smoking to Reduce Your Shoreham, MI Home Insurance

County Percentage of smokers
Berrien county including Bainbridge, Fair Plain, Coloma charter, Bertrand, Lake charter 20%
Isabella county including Isabella, Rosebush, Shepherd, Beal City, Clare 20%
Dickinson county including Kingsford, Breen, Iron Mountain, Waucedah, Dickinson County 28%
Kalamazoo county including Cooper charter, Pavilion, Climax, Galesburg, Texas charter 18%
Tuscola county including Koylton, Indianfields, Tuscola County, Novesta, Akron 21%
Mackinac county including Mackinac Island, Clark, Brevort, St. Ignace, Mackinac County 24%
Chippewa county including Bay Mills, Pickford, Soo, Dafter, Trout Lake 22%
Charlevoix county including Arm, Boyne City, Eveline, Charlevoix County, Boyne Falls 20%
Huron county including Rubicon, Pointe Aux Barques, Winsor, Oliver, Chandler 20%
Gladwin county including Clement, Gladwin, Tobacco, Grout, Butman 28%
Presque Isle county including Bearinger, Case, Pulawski, Rogers City, Metz 16%

4) Seniors Get More Home Insurance Discounts in Shoreham, MI

Senior Population in Shoreham, MI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Shoreham 87 108 136
Polk 272 298 329
Ganges 213 355 315
New Buffalo 161 184 355
Bridgman 164 204 229
Decatur 303 388 389
Pine Grove 301 272 255
South Bend 6083 8427 9434
New Durham 474 557 274
Newberg 99 170 157
Lawton 87 219 223