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Wayne, MI Home Insurance - Getting it Dirt Cheap

Getting cheap Wayne, MI is very possible if you follow these steps & compare multiple quotes from top providers

1) Insure Personal Belongings In Your Wayne, MI Homeowners Insurance Coverage

Example Personal Belongings Category Price
Samsung UN85JU7100 85-Inch 4K Ultra HD Smart LED TV (2015 Model) Home Theater $8,999.99
Southbend 400 Series Ultimate Restaurant Range 60" 5 Burner 24" Griddle Cabinet Base - 4606CC-2GR Major Appliances $11,156.00
RIDGID (EMERSON) PART NUMBER 73177 MONITOR, COLOR W/VCR CCIR 230V Home Improvement $5,346.82
Gardena 4024 15-Inch Silent Push Reel Lawn Mower with Folding Ergonomic Handle Lawn & Patio $249.00
TMS 3-Piece Nook Dining Set, Espresso Furniture $459.99
Elite Cooler 95 Quart - Tan Freezer $730.00
Yamaha RX-A2050 AVENTAGE 9.2-Channel Network AV Receiver Plus + A Polk Audio Blackstone TL350 5.0 Home Theater Speaker System Receiver or Amplifier $2,399.99
Sony 1800 Watt Audio Hi-fi Surround Sound Stereo Shelf System with Cd Player, Digital Am/fm Radio Receiver with 30 Presets, 3-way Speaker System with 10" Sub-woofer, Bluetooth, Dual USB Input for Mp3 Players and Flash Drives, Dual Aux Input, Selectable Multicolored LED Lighting, Black Finish Music System $549.99
Klipsch KL-6504-THX(2 Speaker) In-Wall 5.1-SW-310 Denon AVR-X4000 IN-Command 7.2- White Speakers $4,993.00
HP 8100 Elite INTEL Core i5 3200 MHz 160Gig Serial ATA HDD 4096mb DDR3 Memory DVD ROM Genuine Windows 7 Home Premium 32 Bit Desktop PC Computer Personal Computer $419.99

2) Home Security Systems Lowers Your Wayne, MI Home Insurance

Example Home Security Systems Price
Amcrest 720P HD Over Analog (HDCVI) 4CH Video Security System - Four 1.0 MP Weatherproof IP66 Bullet & Dome Cameras, 65ft IR LED Night Vision, Long Distance Transmit Range (1,640ft), Pre-Installed 1TB HD for 360 Hours 8Ch Recording 720p @ 30fps, Quick QR Code Smartphone Access, USB Backup and More $329.99
Plus Color CopyBoard M-12S $1,995.00
Aiphone Video Door Phone JKS-IPEV $2,074.00
GW 8 Channel 1080P NVR Video Security Camera System - 3 x Bullet & 3 x Dome 5MP 1080P Weatherproof 2.8-12mm Varifocal Cameras, Realtime Recording 1080p @ 30fps, Pre-Installed 2TB HDD $1,499.00
ANRAN 24ch Channel DVR Email Alert Video Hom Security System Surveillance DVR Kits with 24 of 1200TVL HD Outdoor IR Day Night Vision Bullet CCTV Camera IP66 Weatherproof $2,050.00
GW Security VD8CHT1 8-CH HD-TVI DVR 8 x 1/3 Inches 1.3 MP HDTVI CMOS Camera, 2.8 to 12 mm Lens, 720P, 78 IR LED, 196-Feet IR Distance (Colorful) $1,600.00
GW Security VDW16CH12C1361IP 16 Channel 1080P Network NVR HD IP Security Camera System with 12 x 960P Outdoor 2.8-12 mm Varifocal Zoom Cameras and 4 TB HDD $1,879.00
Vivotek IP8372 5MP 30M IR Smart Focus System IP67 Network Bullet Camera $1,130.00
Night Owl Security PRO-88500 Professional 960 H 8-Channel DVR with HDMI Output, 8 Hi-Res Cameras (2 Audio Enabled) and 500GB HDD (Black) $599.99
Logitech Alert 750i Indoor Master - HD-Quality Security System $299.99

3) Stop Smoking to Reduce Your Wayne, MI Home Insurance

County Percentage of smokers
Wayne county including Garden City, Grosse Pointe Farms, Belleville, Westland, Highland Park 21%
Sanilac county including Moore, Worth, Speaker, Lamotte, Argyle 25%
Oceana county including Rothbury, Golden, Oceana County, New Era, Shelby 22%
Manistee county including Pleasanton, Oak Hill, Copemish, Filer charter, Onekama 31%
Kalkaska county including Rapid River, Manistee Lake, Kalkaska, Boardman, Clearwater 36%
Alcona county including Mitchell, Gustin, Millen, Curtis, Alcona County 30%
Ionia county including Odessa, Lake Odessa, Ionia, Otisco, Saranac 19%
Washtenaw county including Ypsilanti charter, Lyndon, Sharon, Augusta charter, Chelsea 12%
Bay county including Monitor charter, Bay City, Merritt, Bay County, Essexville 23%
Gratiot county including Seville, Gratiot County, Newark, Pine River, Sumner 27%
Montcalm county including Home, Stanton, Eureka, Day, Bushnell 23%

4) Seniors Get More Home Insurance Discounts in Wayne, MI

Senior Population in Wayne, MI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Wayne 1418 1761 1942
Auburn Hills 971 1773 1291
Monroe 338 742 917
Handy 515 494 570
Raisin 518 682 452
Conway 223 216 210
South Lyon 600 821 1265
Inkster 1627 2187 1932
Metamora 41 82 48
Green Oak 1584 1783 1381
Brownstown charter 2037 2949 1815