Okemos, MI Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Okemos, MI home insurance & get cheap rates.

1) Insure Personal Belongings In Your Okemos, MI Homeowners Insurance Coverage

Example Personal Belongings Category Price
POLYWOOD PWS122-1-WH Chippendale 5-Piece Dining Set, White Lawn & Patio $2,141.00
Room Magic Natural 5 Piece Bedroom Set, Little Lizard Beds $1,498.00
Dell XPS X8700-2812BLK Desktop Personal Computer $1,049.99
Shure BLX14R/MX53 Wireless Headset Rack Mount System with MX153 Earset Microphone, J10 Musical Instruments $686.00
AMPLIVOX SW212 MITY-VOX AC / DC + "D" Battery Powered Portable Public Address (PA SYSTEM) w/ Wireless Lapel + Handheld Microphones Receiver or Amplifier $289.95
Grindmaster Cecilware PO18 Countertop Pizza Oven with 2 Shelves, Large, Stainless Steel Kitchen $4,381.60
Multi-zone, Multi-source Distributed Audio System with Integrated Communications Speakers $2,694.95
Seiki SE39HE02 39-Inch 720p 60Hz LED TV Home Theater $499.99
9 Pc Counter Height Dining Table Set Chairs Square Furniture $1,889.99
Southbend 400 Series Ultimate Restaurant Range 36" 2 Burner 24" Griddle Standard Oven - 4363D-2TR Oven $8,156.00

2) Home Security Systems Lowers Your Okemos, MI Home Insurance

Example Home Security Systems Price
GW Security GW4CH2CM2061 4 CH 1080P 1 TB NVR and 2 x HD 1080P 2.8-12 mm Varifocal 180-Feet IR Distance PoE IP Security Camera System $569.00
NETGEAR ReadyNAS 3130 1U Rackmount 4-Bay 8TB, 4x2TB, Enterprise Class NAS (RN31342E-100NES) $2,490.00
Lorex 8 Channel 720p HD Security System with 1TB HDD and 8 720p Cameras $799.99
GW 16 Channel 1080P NVR Video Security Camera System - 6 x Bullet & 6 x Dome 5MP 1080P Weatherproof 2.8-12mm Varifocal Cameras, Realtime Recording 1080p @ 30fps, Pre-Installed 4TB HDD $2,599.00
Aiphone AX-248C Exchange Unit, 24 Door for Up to 8 Master and 24 Door Stations, AX Series Integrated Audio & Video Security System $2,058.00
GW Security HD IP 8 Channel NVR Security System with 8 IP PoE 5MP 1080P Security Cameras, 2 TB HDD $1,499.00
USG HD IP PoE CCTV Kit: 8x 1080P IP PoE 2.8-12mm Dome Cameras 1x 24 Channel 1080P NVR 1x 9 Ports PoE Switch 1x 3TB HDD 8x Ethernet Cables *** High Definition Video Surveillance For Your Home or Business $2,799.99
Samsung SDH-C5100 16 Channel 720p HD DVR Video Security System $1,299.99
Canary All-in-One Home Security Device - Black $249.00
ANNKE 16 Channel Full 960H HDMI Output CCTV DVR 2TB Hard Drive w/ 16X900TVL Hi-Resolution Weatherproof Security Cameras Home security system (Smartphone Scan QR Code Quick Remote Viewing) $1,099.99

3) Stop Smoking to Reduce Your Okemos, MI Home Insurance

County Percentage of smokers
Huron county including Winsor, Pointe Aux Barques, Sebewaing, Huron, Ubly 20%
Sanilac county including Melvin, Worth, Sanilac, Sanilac County, Deckerville 25%
Ingham county including Onondaga, Vevay, Locke, White Oak, Wheatfield 19%
Dickinson county including Waucedah, Kingsford, Norway, Breen, Quinnesec 28%
Gratiot county including Ithaca, Bethany, Lafayette, Emerson, Pine River 27%
Lake county including Pleasant Plains, Webber, Yates, Cherry Valley, Sauble 34%
Livingston county including Oceola, Fowlerville, Cohoctah, Unadilla, Hartland 17%
Baraga county including Baraga, LAnse, Arvon, Covington, Spurr 24%
Mackinac county including Clark, Brevort, Hendricks, Mackinac Island, St. Ignace 24%
Alcona county including Lost Lake Woods, Gustin, Hubbard Lake, Alcona, Mitchell 30%

4) Seniors Get More Home Insurance Discounts in Okemos, MI

Senior Population in Okemos, MI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Okemos 1852 2245 1914
North Star 85 107 149
Shiawassee 203 406 263
Whitmore Lake 474 560 448
Ronald 148 195 142
St. Charles 295 366 315
Maple Rapids 30 80 87
Eaton 467 608 352
Duplain 167 252 216
Pennfield charter 616 1004 874
Sandstone 385 405 409