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Berrien, MI Home Insurance - To Not Regret, Do This

You will regret buying your Berrien, MI home insurance without reading since you will miss out on cheap deals.

1) Insure Personal Belongings In Your Berrien, MI Homeowners Insurance Coverage

Example Personal Belongings Category Price
Tivoli Audio Music System Three Portable Hi-Fi System (Black) $299.99
Bose Wave Music System III Receiver or Amplifier $499.00
Coaster Bar Table Top Box 1 Of 2-Black Furniture $268.00
Whirlpool WOS51EC7AS 27" Stainless Steel Electric Single Wall Oven Major Appliances $2,698.00
Sennheiser EW 365 G3-G-US condenser handheld EW system Musical Instruments $999.95
Sony RDHGTK37IP Portable Party System with Bluetooth and NFC Technology Speakers $349.99
SunBriteTV SB-4610HD-SL-R Pro Series 46 in. 1080p 60 Hz LCD Full-HD True Outdoor All-Weather TV (Silver) Home Improvement $4,779.99
Dell Inspiron 15 7000 Series 15-Inch HD Touchscreen Laptop (Intel Core i5-4210u Processor with Turbo Boost Technology up to 2.70 GHz, 6GB RAM, 1TB HDD, Backlit keyboard, Sliver) Personal Computer $1,099.00
"CUBOT X12 4G FDD-LTE 64bit MTK6735M Smartphone 5.0"" IPS Android 5.1 Quad Core 1GB RAM 8GB ROM 5MP 8MP Dual Cameras" Air conditioners $858.00
Samsung UN46H5203 46-Inch 1080p 60Hz Smart LED TV (2014 Model) Home Theater $749.99

2) Home Security Systems Lowers Your Berrien, MI Home Insurance

Example Home Security Systems Price
Lorex LNR382C4B LNR300 Series 8-Channel Security HD NVR with 2TB Hard Drive, and 4 HD *1080p* IP Cameras $1,199.99
GW Security 9 Channel Realtime NVR Kit (4TB HD): 8 X HD-IP Camera. 1/3" Aptina 1.3 Megapixel CMOS Sensor. 2.8-12mm Manual Varifocal Megapixel Lens. *** High Definition Video Surveillance For Your Home or Business $1,650.00
GW Security VD16CH12C50WD 16-Channel 960H DVR Surveillance Camera System with 700TVL 2.8-12mm Varifocal 196-Feet IR Day Night Outdoor Security Camera (Grey) $1,209.00
GW Security 8 Channel NVR / Network Video Recorder with 8 ports PoE Switch Built in - Supports Up 8 X 5MP /3MP /2MP 1080P ONVIF IP Cameras @ 30fps Realtime, Quick QR Code Smartphone Access, 3TB HDD $899.00
Swann Security Products Digital Video Recorder SWDVR-16420H-US $599.99
GW Security 16 Channel HD 1.0MP 720P HD-CVI Outdoor/ Indoor Security Camera System with Pre-Installed 4TB Hard Drive - High Resolution Long Distance Transmit Range $1,999.00
VideoSecu 8 CH Channel Security DVR Home Digital Video Recorder H.264 Real Time Stand Alone Support iPhone Google Phone with 2TB SATA Hard Drive, Security Cameras and Power Supply Box, Cables WAT $5,449.95
TriVision NC-326PW HD 720P Outdoor Internet Home Security Camera System Wireless Wifi, Poe Wired, Waterproof, IR Night Vision, Motion Sensor, Dvr Micro SD Card Recording Internet Access, Plug and Play Apps on iPhone, iPad, Android Smart Phone, PC, Mac $489.00
Westinghouse WH7500E Portable Generator, 7500 Running Watts/9000 Starting Watts $999.00
16 Channel 960H DVR Security Camera System with (16) x 700TVL Outdoor / Indoor Dome Cameras and 2TB Hard Drive (16 Camera System) $1,179.00

3) Stop Smoking to Reduce Your Berrien, MI Home Insurance

County Percentage of smokers
Berrien county including Stevensville, Eau Claire, Benton Heights, Sodus, Bridgman 20%
Macomb county including Harrison charter, Washington, Lenox, Clinton charter, Fraser 19%
Marquette county including Champion, Humboldt, West Ishpeming, Marquette County, Tilden 21%
Chippewa county including De Tour Village, Detour, Drummond, Kinross charter, Raber 22%
Alcona county including Lost Lake Woods, Hubbard Lake, Curtis, Alcona County, Harrisville 30%
Gogebic county including Bessemer, Ironwood charter, Ironwood, Watersmeet, Marenisco 14%
Eaton county including Carmel, Walton, Eaton County, Vermontville, Oneida charter 21%
Missaukee county including Caldwell, Pioneer, Butterfield, Enterprise, McBain 20%
Mackinac county including Mackinac Island, Bois Blanc, St. Ignace, Hendricks, Mackinac County 24%
Sanilac county including Minden, Peck, Greenleaf, Sandusky, Lexington 25%
Antrim county including Echo, Jordan, Forest Home, Eastport, Helena 21%

4) Seniors Get More Home Insurance Discounts in Berrien, MI

Senior Population in Berrien, MI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Berrien 373 699 650
Sodus 165 309 295
St. Joseph County 17967 23882 25820
Etna 66 111 79
Bangor 153 158 142
Kalamazoo 3460 4506 4983
Elkhart 2384 3647 4253
Centre 1191 1609 2372
Berrien 373 699 650
Benton Harbor 487 760 614
Michiana 12 59 50