Harper Woods, MI Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Harper Woods, MI home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Harper Woods, MI Homeowners Insurance Coverage

Example Personal Belongings Category Price
"Samsung ATIV One 7 Curved 27"" All-in-One Desktop 1TB SSD EXTREME (FAST Intel Core processor - 2.20GHz with TURBO BOOST to 2.70GHz, 8 GB RAM, 1 TB SSD drive, Full HD 1080p 1920x1080 CURVED display, Windows 8.1) PC Computer DP700A7K" Personal Computer $2,925.00
LG Electronics 42LF5800 42-Inch 1080p Smart LED TV (2015 Model) Home Theater $599.99
WellnessMats Original Anti-Fatigue 72 Inch by 36 Inch Kitchen Mat, Grey Home $299.95
Testo 0560 7236 ABS RTD Thermometer, -58 to 750 Degree F Range, 9V Battery Stove $983.00
Low Profile Undercounter Refrigerator True Refrigeration TUC-48D-4-LP (Each) Major Appliances $9,024.00
500GB PlayStation 4 Console - Destiny: The Taken King Limited Edition Bundle Music System $399.99
9 Pc Counter Height Dining Table Set Chairs Square Furniture $1,889.99
MiniMax Flail Mower 60" Cut 3 Point Tractor Attachment Lawn & Patio $3,995.00
Yamaha 3D-Ready 5.1-Channel 500 Watts Digital Home Theater Audio Video Receiver with 4K pass-through, HD Audio Decoding, CINEMA DSP, Adaptive Dynamic Range Control, 40-Station Preset Tuning, Sleep Timer, Compressed Music Enhancer & USB Digital Port to Control, Charge & Play Your iPod, iPhone or Memory Drive + Yamaha All Weather Outdoor Wall Mountable Natural Sound 180 watt 2-way Acoustic Suspension Speakers (Set of 6) Black + 100ft 16 Gauge Speaker Wire - Also Designed for Bookshelf Use Speakers $2,119.99
Shure QLXD124/85 Handheld and Lavalier Combo Wireless Microphone System with WL185 and SM58, G50 Musical Instruments $1,799.00

2) Home Security Systems Lowers Your Harper Woods, MI Home Insurance

Example Home Security Systems Price
Defeway D16AHD1-12xC720AH1-2000G HD 1080P 960H 16 Channel DVR Kit CCTV System Home Security Camera System $979.27
GW Security Inc VD2CHC6 4 Channel HDCVI DVR Security Camera System with 2 x 1/2.9 HDCVI Color IR CCTV Security Camera $600.00
Samsung SDS-V4041 8-Channel DVR Security System (Black) $649.00
Defender Sentinel 8CH 500GB Smart Security DVR Including 4 Dome/4 Bullet 600TVL Cameras with IR Cut Filter and Night Vision,21063 $449.99
Samsung Digital Door Lock SHS-P718 Fingerprint Push Pull Two Way Latch Mortise $699.99
KGUARD SecurityInc. NS821-4HW227D-1TB NS Series 8-Channel 960H DVR with 4x 600TVL Cameras, 1TB HDD Home Security Surveillance Kit (Black/White) $449.99
VideoSecu 8 x Built-in 1/3'' Sony Effio CCD Dome Security Cameras 600TVL Wide Angle View Lens for CCTV DVR Home Surveillance System with 2 of 4 Channel Power Supplies and Security Warning Stickers CC5 $1,199.99
USG 3MP IP PTZ CCTV Kit: 1x 16Ch @ 3MP NVR 1x 1080P IP PTZ 4.7-47mm Speed Dome Camera 15x 3MP IP PoE 2.8-12mm Dome Cameras 2x 3TB HDD *** Ultra High Definition Video Surveillance For Your Home or Business! $3,799.99
GW Security Inc VD-8CHC1 8-Channel HDCVI 1080P Preview 720P Record DVR Security Camera System with 8 x 2.8-12 mm Varifocal Lens CCTV Security Camera $1,450.00
32 Channel 960H DVR Security Camera System with (16) x 650TVL Outdoor Bullet Camera and (16) x Indoor Wide Angle Lens Dome Cameras (Sales Only for Christmas Holiday) $2,799.00

3) Stop Smoking to Reduce Your Harper Woods, MI Home Insurance

County Percentage of smokers
Wayne county including Gibraltar, Grosse Ile, Belleville, Flat Rock, Grosse Pointe 21%
Van Buren county including Bangor, Lawton, Paw Paw, Geneva, Decatur 20%
Alcona county including Hubbard Lake, Haynes, Hawes, Alcona County, Mitchell 30%
Tuscola county including Indianfields, Vassar, Fairgrove, Millington, Elmwood 21%
Antrim county including Star, Chestonia, Antrim County, Warner, Lakes of the 21%
Benzie county including Crystal Downs Country Club, Crystal Lake, Joyfield, Thompsonville, Honor 12%
Manistee county including Oak Hill, Manistee County, Eastlake, Wellston, Dickson 31%
Charlevoix county including St. James, Boyne Valley, Ironton, Evangeline, Bay Shore 20%
Lake county including Yates, Pleasant Plains, Cherry Valley, Newkirk, Pinora 34%
Gogebic county including Gogebic County, Marenisco, Erwin, Bessemer, Watersmeet 14%
Ingham county including Bunker Hill, Aurelius, Mason, Haslett, Dansville 19%

4) Seniors Get More Home Insurance Discounts in Harper Woods, MI

Senior Population in Harper Woods, MI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Harper Woods 1138 971 1543
Holly 729 1059 974
Huntington Woods 501 764 557
Ira 416 647 368
Plymouth 864 958 830
Marysville 746 1163 1290
Bloomfield Hills 258 716 553
Chesterfield 2767 3582 2884
Trenton 1399 2152 2744
Goodland 112 188 144
Pleasant Ridge 266 373 267