St. Louis, MI Home Insurance - Getting it Dirt Cheap

Getting cheap St. Louis, MI is very possible if you follow these steps & compare multiple quotes from top providers

1) Insure Personal Belongings In Your St. Louis, MI Homeowners Insurance Coverage

Example Personal Belongings Category Price
Elite Cooler 95 Quart - Tan Freezer $730.00
Bon Chef 50142 Double Display Stand with Two Induction Range, 110V, 1800W, 34-1/4" Length x 17" Width x 8-1/2" Height Stove $3,367.25
Sceptre E505BV-FMQR 50-Inch 1080p 60Hz LED TV Home Theater $799.99
Shure BLX14R/MX53 Wireless Headset Rack Mount System with MX153 Earset Microphone, J10 Musical Instruments $686.00
SunBriteTV SB-4610HD-SL-R Pro Series 46 in. 1080p 60 Hz LCD Full-HD True Outdoor All-Weather TV (Silver) Home Improvement $4,779.99
SONOS PLAY:5 Wireless Speaker for Streaming Music (Black) Speakers $399.00
Snapper NXT2346 46-Inch Variable Speed Rear Wheel Riding Lawn Tractor with Pro Series V-Twin OHV 23-HP 724cc Engine Lawn & Patio $3,839.99
Krampouz Single Gas Crepe Griddle - Luxury Range Kitchen $1,675.00
MSI Computer GS70 Stealth Pro-096 17.3-Inch Laptop Personal Computer $2,499.99
Music Hall MMF-5.1 Turntable High Gloss White Receiver or Amplifier $995.00

2) Home Security Systems Lowers Your St. Louis, MI Home Insurance

Example Home Security Systems Price
Logitech Alert 700n Indoor Add-On Camera with Wide-Angle Night Vision (961-000385) $229.99
GW Security VD4CHH7 4 CH HD-SDI DVR 4 x HD-SDI 1/3-Inch 1.3 Megapixel CMOS Camera 720P Video Output 2.8 to 12 mm Manual Varifocal Lens $1,150.00
ZMODO KDF8-NARBZ4ZN-5G 8 CH CCTV Home Security System with 4 Sony CCD Night Vision Surveillance Cameras-500GB HDD $364.99
GW Security VD16CHC13 16 CH HDCVI DVR 16 x 1/2.8 Inches, 2.0 MP HDCVI Security Camera, 3.6 mm, 49-Feet IR (Color) $2,030.00
GW Security 8 Channel NVR / Network Video Recorder with 8 ports PoE Switch Built in - Supports Up 8 X 5MP /3MP /2MP 1080P ONVIF IP Cameras @ 30fps Realtime, Quick QR Code Smartphone Access, 1TB HDD $699.00
GW Security 1.3 MegaPixel 1000TVL Color Night Vision Security Camera System with 16 Channel DVR and 16 x 1000TVL Starlight 2.8-12mm Varifocal Zoom Outdoor / Indoor Analog Dome Cameras 4TB Hard Drive Included $2,199.00
GW Security 16 Channel 960H DVR (12) x 1000TVL 720P Outdoor /Indoor Security Camera System - 2.8~12mm Varifocal Zoom Lens 147 ft IR Long Distance $1,999.00
Amcrest 960H Video Security System - Four 800 TVL Weatherproof Cameras, 65ft IR LED Night Vision, 960H DVR, Long Distance Transmit Range (984ft), 500GB HD (Upgradable) for 6 Days of HD Recording (30 Days at Lower Resolution Settings), USB Backup Feature, and More $259.99
Honeywell Wireless Lynx Touch L5200 Home Automation/Security Alarm Kit with Wifi and Zwave Module $1,200.00
GW Security VD8CHT3 8-CH HD-TVI DVR 8 x 1/3 Inches 1.3 MP HDTVI CMOS Camera, 2.8 to 12 mm Manual Varifocal Lens, 720P (Colorful) $1,500.00

3) Stop Smoking to Reduce Your St. Louis, MI Home Insurance

County Percentage of smokers
Gratiot county including Gratiot County, Sumner, Emerson, Fulton, St. Louis 27%
Missaukee county including Lake, Pioneer, Missaukee County, McBain, Clam Union 20%
Ottawa county including Allendale charter, Zeeland, Beechwood, Grand Haven charter, Park 16%
Mason county including Custer, Victory, Ludington, Branch, Pere Marquette charter 23%
St. Joseph county including Sherman, Mendon, Florence, Leonidas, Fabius 22%
Oakland county including Brandon charter, Milford charter, Beverly Hills, Farmington Hills, Lyon charter 15%
Branch county including Girard, Matteson, Sherwood, Quincy, Gilead 15%
Mackinac county including Mackinac Island, Clark, Bois Blanc, Mackinac County, Hendricks 24%
Ingham county including Edgemont Park, Haslett, Delhi charter, Webberville, Leslie 19%
Newaygo county including Barton, Grant, Garfield, Ashland, Dayton 23%
Midland county including Midland County, Greendale, Sanford, Lee, Midland charter 19%

4) Seniors Get More Home Insurance Discounts in St. Louis, MI

Senior Population in St. Louis, MI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
St. Louis 308 654 521
Greendale 103 190 124
Waverly 1902 2854 2808
Spencer 323 472 259
Pine River 163 364 344
Auburn 100 177 322
Frankenlust 254 526 433
Redding 26 86 86
Lansing charter 591 540 662
St. Charles 295 366 315
Courtland 441 503 492