Laurium, MI Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Laurium, MI home insurance & get cheap rates.

1) Insure Personal Belongings In Your Laurium, MI Homeowners Insurance Coverage

Example Personal Belongings Category Price
MSI 24GE 2QE 4K-001US 23.6-Inch Gaming Desktop (Black/Red) Personal Computer $1,999.99
Whirlpool WOS51EC7AS 27" Stainless Steel Electric Single Wall Oven Major Appliances $2,698.00
Sony BRAVIA KDL32EX340 32-Inch 720p HDTV (Black) Home Theater $399.99
Onkyo SKS-HT870 Home Theater Speaker System Speakers $449.00
Milton Greens Stars 8878DB Vernon Dining Table, 84 by 42 by 30-Inch, Dark Brown Furniture $499.00
RIDGID (EMERSON) PART NUMBER 34303 MONITOR, DVDPAK W/LCD 230V US Home Improvement $4,081.88
On-Q/Legrand 3-Room Unity Kit with Video Door Unit & lyriQ, Brushed Stainless (HA6401-BS) Music System $0.00
Southbend 400 Series Ultimate Restaurant Range 60" 5 Burner 24" Griddle Cabinet Base - 4606CC-2GL Lawn & Patio $11,156.00
Bose CineMate 120 Home Theater System Receiver or Amplifier $1,099.00
Jofran Maryland Counter Height Storage Dining Table Home $428.56

2) Home Security Systems Lowers Your Laurium, MI Home Insurance

Example Home Security Systems Price
FLIR Ocean Scout LS-X 320 x 240 Handheld Thermal Night Vision Camera - Black $4,999.00
Zmodo 4CH 720P PoE NVR HD Security Camera System with 4 Indoor/ Outdoor Night Vision 720P Security Cameras 1TB HDD Smartphone Scan QR Code Quick Remote Access $579.99
Swann SWDVK-425554-US D1 Security Recording Kit with Internet and Smartphone Viewing (Black) $399.99
Lorex LH03085GC8B 8-Channel 500GB ECO Blackbox 8 x 960H Indoor/Outdoor Security Camera System with Stratus Connectivity (Black) $449.99
Zmodo 16CH Home Security DVR CCTV Surveillance Camera System with 16 Sony CCD Night Vision IR Surveillance Camera 1TB Hard Drive - Compatible with Mac Computer $964.99
GW Security 16 Channel HD-SDI DVR (16) x 1080P Outdoor /Indoor HD 2.1MP Security Camera System - 2.8~12mm Varifocal Zoom Lens 164 ft IR Long Distance - Include Pre-installed 4TB Hard Drive $3,999.00
HP F5G46UP Business Desktop ProDesk 600 G1 Desktop Computer - Intel Core i5 i5-4570 3.20 GHz - Small Form Factor - 8 GB RAM $1,242.00
ANRAN 8CH Channel NVR Home Security Surveillance H.264 System Motion Detection Email Alert with 8pcs 1080P P2P POE 2.8-12MM Varifocal Zoom Network IP Camera Outdoor IR Night Vision 3TB HDD pre-installed $2,050.00
Night Owl Security L-DVR16-5GB 16-Channel DVR with 500GB HDD HDMI and Free Night Owl Lite App (Black) $279.99
GW Security 16 Channel HD-SDI DVR (12) x 1080P Outdoor /Indoor HD 2.1MP Security Camera System - 2.8~12mm Varifocal Zoom Lens 164 ft IR Long Distance - Include Pre-installed 4TB Hard Drive $3,499.00

3) Stop Smoking to Reduce Your Laurium, MI Home Insurance

County Percentage of smokers
Houghton county including Calumet, Calumet charter, Houghton, Elm River, Torch Lake 14%
Alpena county including Alpena, Wilson, Alpena County, Long Rapids, Maple Ridge 22%
Antrim county including Forest Home, Antrim County, Alden, Jordan, Elk Rapids 21%
Sanilac county including Minden, Bridgehampton, Port Sanilac, Speaker, Lamotte 25%
Muskegon county including Cedar Creek, Fruitland, Laketon, Ravenna, Blue Lake 27%
Lapeer county including Elba, Imlay City, Metamora, Lapeer, Lapeer County 21%
Huron county including Oliver, Port Hope, Elkton, Gore, Verona 20%
Emmet county including Oden, Petoskey, Bliss, Pellston, McKinley 21%
Kalamazoo county including Kalamazoo charter, Wakeshma, Ross, Eastwood, Comstock 18%
Oscoda county including Big Creek, Comins, Oscoda County, Mentor, Elmer 22%
Baraga county including Covington, Spurr, LAnse, Baraga, Arvon 24%

4) Seniors Get More Home Insurance Discounts in Laurium, MI

Senior Population in Laurium, MI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Laurium 106 252 234
Arvon 46 70 95
Torch Lake 194 375 269
Champion 29 42 33
Houghton 146 386 424
Greenland 72 164 91
Michigamme 29 62 80
South Range 45 75 70
Eagle River 24 32 11
Hancock 264 410 762