Spalding, MI Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Spalding, MI home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Spalding, MI Homeowners Insurance Coverage

Example Personal Belongings Category Price
Coaster Home Furnishings 103534B Contemporary Buffet, Espresso Furniture $510.00
Southbend 18 in. Heavy Duty Range 2 Burner Cabinet Base - P18N-X Stove $3,957.00
SHARP SMD2470AS Microwave Drawer, 24", Stainless Steel Major Appliances $1,299.00
RIDGID (EMERSON) PART NUMBER 97902 535-T 3 SPEED 220V MACH W/NPT Home Improvement $6,998.20
500GB PlayStation 4 Console - Destiny: The Taken King Limited Edition Bundle Music System $399.99
Whitesburg Collection Cottage Style Two Tone Finish Rectangular Dining Table Home $304.11
Samsung UN65JS9000 Curved 65-Inch TV with BD-J7500 Blu-ray Player Home Theater $5,249.98
Dell Inspiron i7737T-4994sLV 7000 Series, 17-Inch Touchscreen Laptop , Intel Core i7 Processor, 16GB RAM Personal Computer $1,249.99
Klipsch KL-7800-THX 3.1 In-Wall-SW-310-Onkyo TX-NR838 7.2 Channel- White Speakers $5,095.00
Harman Kardon DMC 1000 250GB Four-Steam Digital Media Center with Progressive-Scan D-Video Playback (Black) Receiver or Amplifier $3,499.00

2) Home Security Systems Lowers Your Spalding, MI Home Insurance

Example Home Security Systems Price
GW Security 4 Channel 1080P Network NVR (4) x 960P Outdoor /Indoor HD IP Security Camera System - 2.8~12mm Varifocal Zoom Lens 180 ft IR Long Distance - Include Pre-installed 1TB Hard Drive $899.00
Security Camera King 16 Channel NVR Surveillance Camera System - 16 x 1.3MP IP Network Cameras - (8 Dome IP Cams and 8 Bullet IP Cams) - 16 Port PoE (Power over Ethernet) Switch with an additional 2 Gigabit Uplink Port - 16 x 100' Category 5e Network Cables - 1TB Hard Drive Installed - Room for 1 More Hard Drive $4,445.73
Dynalock 3121B-DSM2-DYN2 $2,096.00
ANRAN 2.0 Megapixel 1080P Waterproof Outdoor/Indoor IR Night Vision POE IP Camera Home Security System Motion Detection Email Alert 16 Channel 1080P 720P NVR HDMI with 2pcs 3TB HDD pre-installed $2,550.00
GW Security 32CH 960H Video Surveillance Camera System with 32 x 900TVL Hi-Resolution Built-in Wide Angle Lens Weatherproof CCTV Outdoor Security Surveillance Cameras and Pre-Installed 4TB Hard Drive $2,799.00
Aiphone 40-Call Console Master With Handset, Part# LAF-40CA $2,392.00
Wemelody 8ch Surveillance System 3G Wifi With 8pcs 720P Wireless IP Camera $1,089.00
New iSmart HD 1080P 8CH POE NVR with HDMI Output CCTV Security Outdoor IR Dome POE Camera 2TB HDD (D7008NH + 2TB + 8C4101DN4) $1,959.99
Night Owl Security L-DVR4-5GB 4-Channel 960H DVR with 500GB Hard Drive HDMI and Free Night Owl Lite App (Black) $199.99
Revo RE165BNDL1-4T Elite Titanium Series Surveillance System with 16 Channel 4TB 960H DVR (Black/White) $1,599.99

3) Stop Smoking to Reduce Your Spalding, MI Home Insurance

County Percentage of smokers
Menominee county including Spalding, Holmes, Harris, Meyer, Faithorn 29%
Kalkaska county including Boardman, Kalkaska County, Clearwater, Boardman, Rapid River 36%
Gladwin county including Bourret, Gladwin, Billings, Tobacco, Sage 28%
Macomb county including Romeo, St. Clair Shores, Sterling Heights, Ray, Clinton charter 19%
Charlevoix county including Walloon Lake, Charlevoix, Eveline, Horton Bay, Bay Shore 20%
Cass county including Ontwa, Cassopolis, Edwardsburg, Pokagon, Volinia 24%
Isabella county including Rosebush, Coe, Isabella County, Lake Isabella, Gilmore 20%
St. Clair county including Lynn, Columbus, Kenockee, Cottrellville, Riley 25%
Jackson county including Waterloo, Sandstone, Rives, Columbia, Springport 21%
Washtenaw county including Scio, Bridgewater, Ypsilanti, Saline, Freedom 12%
Berrien county including Royalton, Stevensville, Fair Plain, Coloma charter, Sodus 20%

4) Seniors Get More Home Insurance Discounts in Spalding, MI

Senior Population in Spalding, MI compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Spalding 113 176 310
Dunbar 27 120 96
Armstrong Creek 31 50 79
Waucedah 112 163 127
Wausaukee 132 159 117
Middle Inlet 73 150 167
Limestone 62 70 74
Crivitz 73 128 195
Pembine 53 132 188
Quinnesec 73 147 119
Felch 87 107 74