Cheap St. Louis County, MN Home Insurance Recommendations

Check out simple recommendations to buy St. Louis County, MN home insurance & get cheap rates.

1) Insure Personal Belongings In Your St. Louis County, MN Homeowners Insurance Coverage

Example Personal Belongings Category Price
Klipsch R-3650-WII In Wall System #2 (R-5502-WII) FREE PL-200-Onkyo TX-NR626 7.2 Speakers $2,599.00
Le Creuset Enameled Cast-Iron 8-Quart Oval French Oven, Flame Kitchen $405.00
Swisher FC14560BS 14.5 HP 60-Inch Electric Start Tow Behind Finish Cut Mower Lawn & Patio $2,199.95
Sharp LC-48LE653U 48-Inch 1080p 60Hz Smart LED TV Home Theater $599.99
Billy Goat BC2600HH, 26-Inch Outback Brush Mower, 13 HP Honda Engine Home Improvement $3,832.50
Extension Dining Table in Ash Grey Finish Home $899.00
Southbend 36" Restaurant Range - 436D-3G Major Appliances $7,110.00
Shure QLXD124/85 Handheld and Lavalier Combo Wireless Microphone System with WL185 and SM58, L50 Musical Instruments $1,799.00
Plantronics RIG Stereo Gaming Headset with Mixer for Xbox 360 and PS3 - Retail Packaging - Black Music System $129.99
Southbend Platinum Heavy Duty Range 36" - P36C-TTT Stove $9,322.00

2) Home Security Systems Lowers Your St. Louis County, MN Home Insurance

Example Home Security Systems Price
Q-See QT4760 16 Channel CIF/D1 DVR Security System with 1TB Hard Drive and 8 QM6006B 600TVL Cameras $1,199.99
LOREX LH03045GC4W Eco Black Box 4-Channel Stratus DVR with 4 Wireless Cameras $799.95
Night Owl X944500 4x Camera Digital Video Recorder (Black) $349.99
USG 1080P IP PoE CCTV Kit: 8x 1080P IP PoE 2.8-12mm Bullet Cameras 1x 8 Channel 1080P NVR 8x Ethernet Cables 1x 2TB HDD *** High Definition Video Surveillance For Your Home or Business $1,999.99
Lorex LNR382C4F 8 CH 2TB NVR, 4 x 1080p HD IP Indoor/Outdoor Night Vision Security Camera System (Black) $1,199.99
Best Vision 8 1.3MP Dome IP Camera Security System Including 8 Channel 1080p NVR with 2TB HDD and Built-in POE $1,999.99
Zmodo PKD-DK0865-500GB H.264 Internet & 3G Phone Accessible 8-Channel DVR with 8 Night Vision Cameras and 500 GB HD $399.99
GW Security VD8CHH9 8 CH HD-SD DVR 8 x HD-SDI 1/3-Inch 1.3 Megapixel 720p CMOS Camera 2.8 to 12 mm Lens, 42-IR LED, 110-Feet IR Distance $1,850.00
Zmodo 16CH Home Security DVR CCTV Surveillance Camera System with 16 Sony CCD Night Vision IR Surveillance Camera 1TB Hard Drive - Compatible with Mac Computer $964.99
Swann SWDVR-81000H-US D1 Advanced Series 8-Channel DVR (Black) $349.99

3) Stop Smoking to Reduce Your St. Louis County, MN Home Insurance

County Percentage of smokers
St. Louis county including Grand Lake, Beatty, Arnold, Alborn, Hermantown 22%
Clay county including Ulen, Dilworth, Hagen, Tansem, Felton 17%
Redwood county including Waterbury, Seaforth, Milroy, North Hero, Gales 19%
Rice county including Morristown, Erin, Wheatland, Webster, Bridgewater 10%
Pennington county including River Falls, Rocksbury, Wyandotte, Star, Cloverleaf 19%
McLeod county including McLeod County, Rich Valley, Winsted, Hassan Valley, Sumter 14%
Carlton county including Wrenshall, Silver, Thomson, Carlton, Twin Lakes 16%
Dodge county including Blooming Prairie, Hayfield, Claremont, Milton, Dodge County 20%
Isanti county including Cambridge, Wyanett, Isanti County, Springvale, Isanti 21%
Swift county including Moyer, Hegbert, Swenoda, Bank, Clontarf 24%
Lyon county including Marshall, Custer, Tracy, Taunton, Monroe 18%

4) Seniors Get More Home Insurance Discounts in St. Louis County, MN

Senior Population in St. Louis County, MN compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
St. Louis County 15476 22288 22735
Morcom 8 13 17
Buhl 55 164 104
Hibbing 1401 1731 2224
Chisholm 371 642 710
Culver 16 42 18
Stony River 25 41 23
Field 41 80 38
Ely 334 421 491
Hoyt Lakes 128 365 308