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Evergreen, MN Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Evergreen, MN home insurance & get cheap rates.

1) Insure Personal Belongings In Your Evergreen, MN Homeowners Insurance Coverage

Example Personal Belongings Category Price
VIZIO D650I-B2 65-Inch 1080p Smart LED TV (Refurbished) Home Theater $749.99
Twin Over Full Metal Bunk Bed BLACK Home $489.00
Turbo Air Radiance Restaurant Ranges gas TARG-12G4B Stove $7,642.00
Elite Cooler 95 Quart - Tan Freezer $730.00
HP Chromebook 14 - New Version (Ocean Turquoise) Personal Computer $299.99
Wi Digital Wi-ASPSL AudioStream Pro SL Smart Portable Stereo Digital Wireless Lavalier System, Deep Blue Musical Instruments $499.00
Bosch HMD8451UC 800 24" Stainless Steel Drawer Microwave Major Appliances $1,661.79
SONOS SUB Wireless Subwoofer Speakers $699.00
Waring Half Size Heavy Duty Commercial Convection Oven, 120 Volt -- 1 each. Kitchen $1,125.75
Swisher ZT2760B 60-Inch 27 HP Zero Turn Riding Mower (Discontinued by Manufacturer) Lawn & Patio $4,599.99

2) Home Security Systems Lowers Your Evergreen, MN Home Insurance

Example Home Security Systems Price
GW Security VD8CHH4 8-Channel HD-SDI DVR 8 x 1/3 Inches 2.1 Meg CMOS Camera with 1080P One is 2.8 to 12mm Lens and One is 2 Array IR Lens (Colorful) $2,750.00
GW Security 16 Channel Realtime NVR Kit (8TB HD): 12 X HD-IP Camera. 1/2.5" 5 Megapixel CMOS Sensor. 2.8-12mm Manual Varifocal Megapixel Lens, 64PCs IR LED, 180 feet IR Distance. *** High Definition Video Surveillance For Your Home or Business $3,300.00
Arlo Smart Home Security Camera System - 2 HD, 100% Wire-Free, Indoor/Outdoor Cameras with Night Vision + 2 Add On Cameras $669.97
GW Security 8 Channel DVR Color Night Vision Security Camera System with (4) Bullet and (4) Dome 1000TVL 720P Starlight Varifocal Zoom Outdoor / Indoor Analog Cameras + 2TB Hard Drive Included $1,199.00
GW Security 16 Channel HD-SDI DVR (16) x 1080P Outdoor /Indoor HD 2.1MP Security Camera System - 2.8~12mm Varifocal Zoom Lens 164 ft IR Long Distance - Include Pre-installed 4TB Hard Drive $3,999.00
Night Owl X944500 4x Camera Digital Video Recorder (Black) $349.99
GW Security VD6CHH8 8 CH HD-SDI DVR 6 x HD-SDI 1/3-Inch 1.3 Megapixel ZeeAnn Progressive Scan CMOS Camera, 720P Video Output Mode $1,650.00
Swann SWDVK-814258-US Advanced Series 8-Channel D1 Digital Video Recorder and 4 540TVL PRO-510 Cameras (Black) $549.99
USG 1080P 8 Channel IP PoE CCTV Kit: 8x 1080P IP PoE 2.8-12mm Bullet Cameras + 1x 8 Channel 1080P NVR + 1x 9 Port PoE Switch + 8x Ethernet Cables + 1x 2TB HDD *** High Definition Video Surveillance For Your Home or Business $2,099.99
United Security Products CVD-2010 Cellular Dialer $0.00

3) Stop Smoking to Reduce Your Evergreen, MN Home Insurance

County Percentage of smokers
Becker county including Walworth, Lake Park, Callaway, Shell Lake, Savannah 17%
Stearns county including St. Stephen, Crow Lake, Paynesville, Crow River, Elrosa 14%
Swift county including Torning, Appleton, Cashel, Kerkhoven, De Graff 24%
Crow Wing county including St. Mathias, Crow Wing County, Crosby, Breezy Point, Perry Lake 17%
Faribault county including Prescott, Pilot Grove, Seely, Rome, Kiester 17%
Mahnomen county including Chief, Rosedale, Popple Grove, Mahnomen, Beaulieu 35%
Winona county including Wilson, Saratoga, Rollingstone, New Hartford, Pleasant Hill 15%
Carlton county including Cloquet, Silver Brook, Barnum, Carlton, Twin Lakes 16%
Ramsey county including Ramsey County, North St. Paul, Shoreview, Lauderdale, Little Canada 15%
Yellow Medicine county including St. Leo, Echo, Normania, Hammer, Wood Lake 30%
Cass county including Hackensack, Lake Shore, Federal Dam, Longville, Blind Lake 16%

4) Seniors Get More Home Insurance Discounts in Evergreen, MN

Senior Population in Evergreen, MN compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Evergreen 30 44 14
Norwegian Grove 21 36 31
Ashby 22 59 85
Cromwell 29 36 29
Miltona 75 175 189
Todd 149 296 144
Parke 47 87 42
Richwood 58 120 51
Atherton 16 16 23
Rockwood 39 71 58
Hitterdal 15 21 39