Birchwood Village, MN Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Birchwood Village, MN home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Birchwood Village, MN Homeowners Insurance Coverage

Example Personal Belongings Category Price
Toro Sp Fwd Mower 22" Lo Home Improvement $0.00
Southbend 400 Series Ultimate Restaurant Range 36" 4 Burner 12" Griddle Standard Oven - 4361D-1G Stove $6,678.00
Bakers Pride Cyclone BCO-G2 Full Size Double Gas Convection Oven, 39 x 39 x 72 1/4 inch -- 1 each. Kitchen $12,960.00
Yamaha 3D-Ready 5.1-Channel 500 Watts Digital Home Theater Audio Video Receiver with 4K pass-through, HD Audio Decoding, CINEMA DSP, Adaptive Dynamic Range Control, 40-Station Preset Tuning, Sleep Timer, Compressed Music Enhancer & USB Digital Port to Control, Charge & Play Your iPod, iPhone or Memory Drive + Yamaha All Weather Outdoor Wall Mountable Natural Sound 180 watt 2-way Acoustic Suspension Speakers (Set of 6) Black + 100ft 16 Gauge Speaker Wire - Also Designed for Bookshelf Use Speakers $2,119.99
Parkins Rectangular Pedestal Coffee Brown Dining Table Home $899.00
Music Hall - A15.3 Integrated Amp Receiver or Amplifier $549.00
CybertronPC Minotaur II GMMNTR234RD Desktop (Red) Personal Computer $2,299.99
Coaster Home Furnishings Casual Dining Room 5 Piece Set, Black/Tan Furniture $217.00
Symbol Technologies ST3002 ARCTIC FREEZER BATTERY PACK 5500 MAH Freezer $231.00
Samsung UN28H4500 28-Inch 720p 60Hz Smart LED TV (2014 Model) Home Theater $219.99

2) Home Security Systems Lowers Your Birchwood Village, MN Home Insurance

Example Home Security Systems Price
GW Security 1080P HD-CVI 8 Channel Video Security Camera System - Six 2MP Weatherproof 2.8-12mm Varifocal Zoom (3) Bullet & (3) Dome Cameras, IR Night Vision, Long Distance Transmit Range (984ft), Pre-Installed 2TB HDD $1,499.00
Samsung SDE-5003N 16 Channel DVR Security System 1TB HDD with 8 Bullet Cameras $899.99
GWSecurity 32CH400WHD 32 Channel DVR + 24 x 1000TVL (720P) Vari-Focal Zoom 147 feet IR Outdoor / Indoor Security Camera System with Pre-Installed 4TB Hard Drive $4,200.00
Night Owl Security L-DVR16-5GB 16-Channel DVR with 500GB HDD HDMI and Free Night Owl Lite App (Black) $279.99
Honeywell Wireless Lynx Touch L5200 Home Automation/Security Alarm Kit with Wifi and Zwave Module $1,200.00
GW Security GW2109E1361IP8 9 CH Real-Time NVR 8 x 1/3" Aptina 1.3 MP Camera, 2.8-12mm Lens $1,435.00
ANRAN 2.0 Megapixel 1080P Waterproof Outdoor/Indoor IR Night Vision POE IP Camera Home Security System Motion Detection Email Alert 16 Channel 1080P 720P NVR HDMI with 2pcs 3TB HDD pre-installed $2,550.00
Revo R165WB4EB4E-2T 16 CH 2 TB DVR Surveillance System with 4 Wireless Bullet Cameras and 4 Wired Bullet Cameras (Black) $999.99
SiteSage for Homes M-24h Energy Monitor (formerly eMonitor 4-24) $699.00

3) Stop Smoking to Reduce Your Birchwood Village, MN Home Insurance

County Percentage of smokers
Washington county including Marine on St. Croix, St. Paul Park, Lake Elmo, Hugo, Stillwater 15%
Freeborn county including Albert Lea, Clarks Grove, Nunda, Bath, Riceland 19%
Martin county including Center Creek, Martin County, Fox Lake, Welcome, Northrop 18%
Carver county including Carver County, New Germany, Benton, Norwood Young America, Waconia 14%
Nicollet county including Lafayette, Nicollet, Brighton, Nicollet County, Lake Prairie 7%
Sherburne county including Becker, Orrock, Zimmerman, Santiago, Sherburne County 24%
Anoka county including Spring Lake Park, Lino Lakes, Fridley, Anoka, Columbus 17%
Roseau county including Mickinock, Malung, Pohlitz, Barto, Roseau 11%
Beltrami county including Brook Lake, Benville, Ten Lake, OBrien, Quiring 30%
St. Louis county including Ely, Tower, Prairie Lake, Whiteface Reservoir, County subdivisions not defined 22%
Clay county including Barnesville, Eglon, Holy Cross, Goose Prairie, Felton 17%

4) Seniors Get More Home Insurance Discounts in Birchwood Village, MN

Senior Population in Birchwood Village, MN compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Birchwood Village 79 137 144
Waverly 57 100 102
Chanhassen 1554 1948 1137
Buffalo 514 1091 1333
Loretto 28 65 124
New Richmond 535 636 745
Empire 75 116 132
Big Lake 441 497 306
East Bethel 958 1171 515
Nowthen 289 422 217
Black Brook 88 128 88