Cheap Prior Lake, MN Home Insurance Secrets

Secrets that you can use to get cheap Prior Lake, MN Home Insurance including insuring properly, comparing quotes & asking for discounts

1) Insure Personal Belongings In Your Prior Lake, MN Homeowners Insurance Coverage

Example Personal Belongings Category Price
Greenworks 2500402 80V Cordless Lithium-Ion 21 in. 3-in-1 Lawn Mower Kit Lawn & Patio $699.99
Southbend 400 Series Ultimate Restaurant Range 36" 6 Burner Cabinet Base - 4362C Major Appliances $5,167.00
GooQee PIC001-L Drain Pipe Sewer Video Inspection Long Camera with 1/3-inch Sony CCD Sensor and 7-inch TFT LCD DVR (40m/130ft+Distance Counter) Home Improvement $1,078.00
Currey and Company 3157 Aragon Credenza - 48" Small Cabinet, Corsiva Anhico Finish Sofa $2,230.00
Furniture of America Quezon 5-Piece Round Glass Top Pedestal Dining Set, White Furniture $775.53
Yamaha 3D-Ready 5.1-Channel 500 Watts Digital Home Theater Audio/Video Receiver With a USB Digital Input and Connecting Cable to Play & Charge Your iPod or iPhone & Control Remotely + Set of 6 Yamaha All Weather Indoor / Outdoor 180 watt Wall Mountable Natural Sound 2-way Acoustic Suspension Speakers - Black + 100ft 16 AWG Speaker Wire Speakers $2,149.99
5-pc The Sovereign Round Pedestal Dining Table Set by AICO - Soft Mink - 51 (57001-SET2) Home $3,374.00
LG Electronics 55UF7600 55-inch 4K Ultra HD Smart LED TV (2015 Model) Home Theater $1,499.99
Le Creuset Enameled Cast-Iron 6-Piece Cookware Set, Cherry Kitchen $800.00
John Deere Original Equipment Transmission #AM131580 Lawn Mower $610.00

2) Home Security Systems Lowers Your Prior Lake, MN Home Insurance

Example Home Security Systems Price
GW Security VD16CH16C807 16 Channel Complete 960H Security Camera System with Remote Viewing (White) $1,499.00
GW Security VD16CH12C50HDSDI 16 CH HD SDI DVR 1080P Security Camera System with 12 x 2.1 MP 1080P Varifocal Zoom, Outdoor Cameras and 3 TB Hard Drive (Grey) $2,999.00
Panasonic WVSW396A Super Dynamic Weather-Resistant High Definition Dome Network Camera with Rain Wash Coating $4,282.00
Defender Sentinel 8CH 500GB Smart Security DVR Including 4 Hi-Res Indoor/Outdoor Cameras with 75ft Night Vision,21028 $389.99
GW Security VD16CHH7 16 CH HD-SD DVR 16 x HD-SDI 1/3-Inch 1.3 Megapixel 720p ZeeAnn Progressive Scan CMOS Camera 2.8 to 12 mm Lens $3,100.00
2.0MP Outdoor Vandal Resistant IP Bullet Camera with BLC and IR $1,245.57
Securityman DigiLCDDVR4 4-Channel Wireless Security System, 7-Inch LCD/SD Recorder with 4 Night Vision Wireless Cameras (Black) $549.99
GW Security 9 Channel NVR Kit (3TB HD): 1 x 1/2.7'' SONY H.264,1080P IR High Speed IP Network PTZ Camera and 8 x HD-IP Camera. 1/3" Aptina 1.3 M CMOS Sensor. 2.8-12mm Lens. *** High Definition Video Surveillance For Your Home or Business $2,600.00
USG 25 Channel 1080P PoE IP CCTV Kit with 24 Cameras: 24x 1080P IP PoE 2.8-12mm Dome with Bracket Cameras 1x 25 Channel 1080P NVR 3x 9 Port PoE Switches 2x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,699.99
BOSCH SECURITY VIDEO DVR-650-16A100 1 Tb HDD Advantage 16 Channel Professional Video Recorder $1,830.00

3) Stop Smoking to Reduce Your Prior Lake, MN Home Insurance

County Percentage of smokers
Chippewa county including Havelock, Montevideo, Rheiderland, Leenthrop, Tunsberg 25%
Pope county including Cyrus, Chippewa Falls, Hoff, Westport, Blue Mounds 15%
Todd county including Wykeham, Eagle Bend, Villard, Germania, Browerville 15%
Wabasha county including Glasgow, Highland, Zumbro Falls, Mount Pleasant, Chester 14%
Roseau county including Nereson, Barnett, Pohlitz, Dewey, Spruce 11%
Renville county including Danube, Bird Island, Flora, Troy, Bandon 15%
Winona county including Hart, Goodview, La Crescent, Norton, Saratoga 15%
Sherburne county including Palmer, Blue Hill, Clear Lake, Haven, Sherburne County 24%
Douglas county including Belle River, Osakis, Carlos, Kensington, Spruce Hill 21%
Scott county including New Market, Credit River, Sand Creek, Jordan, Shakopee 13%

4) Seniors Get More Home Insurance Discounts in Prior Lake, MN

Senior Population in Prior Lake, MN compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Prior Lake 1311 1860 1239
Forest 108 141 70
Maplewood 2490 3467 4576
Lake Elmo 670 912 461
Medicine Lake 49 51 25
Brooklyn Park 4720 5771 3487
Burnsville 3519 5553 4818
Apple Valley 3407 4564 2765
Tonka Bay 159 282 145
Orono 742 920 517
Lonsdale 76 147 155