Cheap St. Joseph, MN Home Insurance Recommendations

Check out simple recommendations to buy St. Joseph, MN home insurance & get cheap rates.

1) Insure Personal Belongings In Your St. Joseph, MN Homeowners Insurance Coverage

Example Personal Belongings Category Price
QNAP TS-470 PRO 4-Bay iSCSI NAS, SATA 6G, 2LAN, 10GbE-ready, LCD, HDMI local display Personal Computer $1,561.30
Dakota Wave Prairie Quadruple Sled Base Sofa in Medium Oak Sofa $831.41
Southbend 4601DD-2GL 60" 6-Burner Gas Range with Griddle, NG, Each Kitchen $9,167.00
Thomas Durac Soil Hydrometer, -5/60 grams/liter Range, 1 Division, 280mm Length (Case of 12) Stove $708.88
LG Electronics 42LB5800 42-Inch 1080p 60Hz Smart LED TV (2014 Model) Home Theater $699.99
RIDGID (EMERSON) PART NUMBER 93287 535M 115V 36 RPM 811 NPT DH Home Improvement $7,011.56
Coaster Home Furnishings 102311 Casual Dining Table, White Furniture $458.00
JBL PRX735 Three-Way Full Range Main System Musical Instruments $1,799.00
Poulan Pro 961420128 PR675AWD Kohler 675 Side Discharge/Mulch/Bag 3-in-1 All Wheel Drive Mower in 22-Inch Deck Lawn & Patio $419.99
Klipsch KL-6504-THX(3 Speaker) In-Wall 7.1-SW-310 Denon AVR-X4000 IN-Command 7.2- White Speakers $6,241.00

2) Home Security Systems Lowers Your St. Joseph, MN Home Insurance

Example Home Security Systems Price
Swann SODVK-244344-US 4300 24 Channel 960h DVR and 700 TVL Cameras (Black/White) $1,599.99
Defender Digital Wireless DVR Security System with 7 Inch LCD Monitor, SD Card Recording and 2 Long Range Night Vision Cameras (Black) $299.99
CIB Security 960HX9N1000G HDMI High Resolution 270fps Network Security Surveillance DVR with 1000 GB HDD (Black) $219.00
Defender PRO SENTINEL 8CH Smart Security DVR with 8 Ultra Hi-res Outdoor Surveillance Cameras and 19" LED Monitor $699.99
GW 32 Channel 1080P NVR Video Security Camera System - 24 x 5MP 1080P Weatherproof 2.8-12mm Varifocal Bullet Cameras, 180ft IR Night Vision, Realtime Recording 1080p @ 30fps, Pre-Installed 8TB HDD $4,999.00
Defender SN301-8CH-008 8 Channel H.264 Smart DVR Security System with Coaching iMenu and 8 Hi-Res CCD Night Vision Surveillance Cameras (Black) $549.99
Lorex LNR341C4B 4-Channel 1TB NVR 4 x 1080p HD IP Indoor/Outdoor Security Camera System with Stratus Connectivity (White) $1,049.99
GW Security VD2C4CH891CVI 4-Channel 1080p Preview 720p Realtime Varifocal Zoom Night Vision Dome Security Camera DVR System with 500GB Hard Drive (White) $359.00
Hitachi CP X5022WN - LCD projector - 5000 ANSI lumens - 1024 x 768 - 4:3 - LAN $2,449.00
Leviton 20A00-8 OmniPro II Controller for Structured Wiring Enclosures $1,498.50

3) Stop Smoking to Reduce Your St. Joseph, MN Home Insurance

County Percentage of smokers
Stearns county including Ashley, Paynesville, Melrose, Zion, Eden Lake 14%
Le Sueur county including New Prague, Cordova, Le Sueur County, Sharon, Lanesburgh 13%
Jackson county including Heron Lake, Middletown, Heron Lake, Lakefield, Petersburg 12%
Hennepin county including Champlin, Medicine Lake, Hanover, Osseo, Greenfield 14%
Pennington county including Black River, Reiner, Norden, Silverton, Deer Park 19%
Dakota county including Eagan, New Trier, Hampton, South St. Paul, Farmington 15%
Faribault county including Prescott, Walnut Lake, Minnesota Lake, Delavan, Pilot Grove 17%
Brown county including Bashaw, Searles, Burnstown, Stately, Sigel 23%
Otter Tail county including Dent, Otto, Tordenskjold, Star Lake, Urbank 17%
Pope county including Ben Wade, Langhei, New Prairie, Glenwood, Blue Mounds 15%
Aitkin county including Tamarack, Seavey, McGregor, Millward, Aitkin County 14%

4) Seniors Get More Home Insurance Discounts in St. Joseph, MN

Senior Population in St. Joseph, MN compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
St. Joseph 171 263 432
Atwater 73 105 75
Blue Hill 119 77 72
St. Cloud 3645 4713 5247
Dassel 66 105 270
Agram 33 87 27
Sauk Centre 335 380 757
Lynden 153 204 126
Leigh 6 19 21
Dovre 209 312 91
Willmar 1077 1706 2264