Grand Lake, MN Home Insurance - How Can I Get it Cheap

Here are some techniques one should use to buy Grand Lake, MN home insurance & get cheap rates.

1) Insure Personal Belongings In Your Grand Lake, MN Homeowners Insurance Coverage

Example Personal Belongings Category Price
Hybrid Remote Control Mower E Class Lawn & Patio $2,999.00
Klipsch R-3650-WII In-Wall System #16 Speakers $3,491.00
500GB PlayStation 4 Console - Destiny: The Taken King Limited Edition Bundle Music System $399.99
True TSSU-72-12M-B Mega Top Sandwich/Salad Unit 72" 3 Section 3 Doors Major Appliances $8,634.00
HP Chromebook 14 - New Version (Snow White) Personal Computer $299.99
Bose Wave music system multi-CD changer | Graphite Gray $200.00
Sennheiser EW 365 G3-B-US condenser handheld EW system Musical Instruments $999.95
Sony XBR79X900B 79-Inch 4K Ultra HD 120Hz 3D Smart LED TV (2014 Model) Home Theater $8,999.99
Quiznol Old Pine Black Base Rustic Farmhouse Dining Table Home $2,770.80
RIDGID (EMERSON) PART NUMBER 97902 535-T 3 SPEED 220V MACH W/NPT Home Improvement $6,998.20

2) Home Security Systems Lowers Your Grand Lake, MN Home Insurance

Example Home Security Systems Price
Samsung SDS-V4040N 8 Channel DVR Security System 500 GB HDD 4 Box Cameras $699.00
USG 3MP IP PTZ CCTV Kit: 1x 16Ch @ 3MP NVR + 1x 1080P IP PTZ 4.7-47mm Speed Dome Camera + 15x 3MP IP PoE 2.8-12mm Dome Cameras + 2x 3TB HDD *** Ultra High Definition Video Surveillance For Your Home or Business! $3,799.99
GW Security Inc VD16CHC8 16 Channel HDCVI DVR Security Camera System $2,500.00
Securitron IMXDA Integrated Motion Exit Delay, Satin Chrome $1,150.00
GW Security VD6CHC23 8 CH HD Real-time 30 Fps DVR 6 x 1/2.8 Inches 2.1 MP Camera, 2.8-12 mm Lens, 72-Piece LED, 164-Feet IR $1,240.00
GW Security VD4CHH2 4 CH HD-SDI DVR 4 x Professional 1/3-Inch 2.1 Megapixel CMOS Camera, Progressive Scan, 1080P Video Output $1,550.00
GW Security 16 Channel Realtime NVR Kit (8TB HD): 12 X HD-IP Camera. 1/2.5" 5 Megapixel CMOS Sensor. 2.8-12mm Manual Varifocal Megapixel Lens, 64PCs IR LED, 180 feet IR Distance. *** High Definition Video Surveillance For Your Home or Business $3,300.00
USG 25 Channel 1080P PoE IP CCTV Kit with 18 Cameras: 18x 1080P IP PoE 2.8-12mm Dome with Bracket Cameras + 1x 25 Channel 1080P NVR + 3x 9 Port PoE Switches + 2x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $3,799.99
Defender PRO SENTINEL 8CH Smart Security DVR with 8 Ultra Hi-res Outdoor Surveillance Cameras and 19" LED Monitor $699.99
ANRAN 8ch Channel HDMI VGA NVR Kit Home Surveillance Security POE System with 8pcs 1080P 2.0 Megapixel Pan Tilt POE IP Camera 6mm Day Night Vision Outdoor with 3TB HDD pre-installed $2,600.00

3) Stop Smoking to Reduce Your Grand Lake, MN Home Insurance

County Percentage of smokers
St. Louis county including Iron Junction, Culver, Grand Lake, County subdivisions not defined, Northeast St. Louis 22%
Meeker county including Dassel, Harvey, Forest Prairie, Union Grove, Kingston 21%
McLeod county including Glencoe, Winsted, Round Grove, Brownton, Sumter 14%
Crow Wing county including Platte Lake, Irondale, Nisswa, Manhattan Beach, Ironton 17%
Roseau county including Spruce, Roseau, Falun, Lind, Poplar Grove 11%
Nicollet county including Oshawa, Brighton, New Sweden, Granby, Ridgely 7%
Washington county including Baytown, Grey Cloud Island, Marine on St. Croix, Oakdale, Birchwood Village 15%
Beltrami county including Red Lake, Hagali, Ponemah, Alaska, Buzzle 30%
Hubbard county including Guthrie, Thorpe, Schoolcraft, Hart Lake, Laporte 17%
Fillmore county including Pilot Mound, Norway, York, Sumner, Harmony 16%
Pennington county including Reiner, Sanders, Smiley, Norden, Polk Centre 19%

4) Seniors Get More Home Insurance Discounts in Grand Lake, MN

Senior Population in Grand Lake, MN compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Grand Lake 243 394 234
Solon Springs 73 136 121
Fredenberg 139 239 104
Moose Lake 174 183 457
Cloquet 722 1084 1267
Gnesen 154 271 127
Maple 61 64 48
Kelsey 18 33 7
Brookston 12 8 15
Two Harbors 247 301 670
Keewatin 61 127 91