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Cheap Homer, MN Home Insurance Secrets

Secrets that you can use to get cheap Homer, MN Home Insurance including insuring properly, comparing quotes & asking for discounts

1) Insure Personal Belongings In Your Homer, MN Homeowners Insurance Coverage

Example Personal Belongings Category Price
Dell XPS 8700 Desktop, Intel Core 4th Generation i7-4790, 8GB DDR3, 1TB HDD, NVIDIA GeForce GT 720 1GB DDR3, DVD Burner, Windows 8 Professional, Black (Certified Refurbished) Personal Computer $1,099.00
Yamaha MCR-B142WH Desktop Audio Bluetooth System (White) Receiver or Amplifier $449.95
DIPO CK35-A 3500 Watt Portable Induction Range Stove $2,190.00
SONOS SUB Wireless Subwoofer Speakers $699.00
POLYWOOD PWS125-1-MA Nautical 7-Piece Dining Set, Mahogany Lawn & Patio $3,478.00
LG Electronics 60LF6300 60-Inch 1080p 120Hz Smart LED TV (2015 Model) Home Theater $1,399.99
Low Profile Undercounter Refrigerator True Refrigeration TUC-48D-4-LP (Each) Major Appliances $9,024.00
Vulcan VGM24B V Series Heavy Duty Griddle Top Range, 24 in. Home $8,120.00
Rode NTG1 Condenser Shotgun Microphone Musical Instruments $349.00
Compro TN600RW Smart IR Remote Control to Home Appliance- Wireless Day/Night H.264 2-Way Audio PTZ Cloud Network Camera Air conditioners $379.00

2) Home Security Systems Lowers Your Homer, MN Home Insurance

Example Home Security Systems Price
GW Security 720P HD Over Analog (HDCVI) 16 Channel Video Security System - Sixteen 1.0 MP Weatherproof IP66 Bullet Cameras, 75ft IR LED Night Vision, Long Distance Transmit Range (1,640ft), Pre-Installed 4TB HD for 360 Hours 16Ch Recording HD 720P, Quick QR Code Smartphone Access, USB Backup and More $1,899.00
Annke New AHD 8CH 720P Security DVR Video Surveillance System 8 Weatherproof 720P Night Vision 100ft 36 IR LEDs Indoor/Outdoor AHD High Quality Security Camera P2P QR Code Scan Easy Remote Setup 1TB HDD Support Continuous Recording 6 Days $699.99
GW Security 1080P HD-CVI 4 Channel Video Security Camera System - Two 2MP Weatherproof 2.8-12mm Varifocal Zoom Dome Cameras, 30-IR LED 80ft Night Vision, Long Distance Transmit Range (984ft), Pre-Installed 500GB HDD $699.00
GW Security VD16CH16C85HW 16 Channel DVR Surveillance Security Camera System with 16 x High-Resolution 900TVL Outdoor Cameras and Pre-Installed 2TB HDD $1,149.00
KGUARD SecurityInc. EL1621-8HW212B-1TB Easy Link Series 16 Channel QR Cloud 960H DVR with 8x 600TVL Cameras, 1TB HDD Home Security Surveillance Kit (Black) $799.99
Watchguard XTM 330 Firewall Appliance (WG330061) $1,220.00
USG Sony DSP 16 Camera 1080P PoE IP CCTV Kit with AUDIO: 6x 1080P IP PoE 3.6mm Dome Cameras (4 of 6 with Audio) + 8x 1080P IP PoE 2.8-12mm Bullet Cameras + 2x 1080P IP PTZ 5-90mm 18x Zoom Lens + 1x 24 Channel 1080P NVR + 4x Microphones + 4x Mic PoE Kits + 1x 19 Port Gigabit Network PoE Switch + 1x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,899.99
Zmodo 8channel DVR Security Cameras System w/ 4 Outdoor Bullet+ 4 Indoor Dome 600TVL Hi-Resolution Video Surveillance Cameras 1TB HDD $349.99
GW Security 4 Channel 960H HDMI CCTV Security Surveillance DVR System with 4 x 900TVL High Resolution Weatherproof Security Cameras and Pre-Installed 1TB Hard Drive $499.00
Arlo Smart Home - 1 HD Camera Security System, 100% Wire-Free, Indoor/Outdoor with Night Vision (VMS3130-100NAS) $199.99

3) Stop Smoking to Reduce Your Homer, MN Home Insurance

County Percentage of smokers
Winona county including New Hartford, Winona, Goodview, La Crescent, Dresbach 15%
Lake county including Fall Lake, Silver Bay, Lake No. 2, Stony River, Beaver Bay 19%
Mahnomen county including Marsh Creek, La Garde, Chief, Beaulieu, Mahnomen 35%
Benton county including Ronneby, Benton County, Gilman, Minden, Royalton 15%
Rice county including Walcott, Cannon City, Warsaw, Wheatland, Bridgewater 10%
Itasca county including Nore, Bearville, Little Sand Lake, Splithand, Wabana 20%
Roseau county including Moranville, Poplar Grove, Skagen, Reine, Hereim 11%
Carver county including Norwood Young America, Cologne, Benton, Victoria, New Germany 14%
Beltrami county including Northern, Ponemah, Hagali, Turtle Lake, Durand 30%
Todd county including Little Elk, Ward, Reynolds, Stowe Prairie, Burtrum 15%
Goodhue county including Holden, Florence, Red Wing, Roscoe, Vasa 19%

4) Seniors Get More Home Insurance Discounts in Homer, MN

Senior Population in Homer, MN compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Homer 170 194 135
Lanesboro 58 90 167
Norton 43 71 53
Ettrick 103 181 120
Mabel 65 74 197
Coon Valley 32 83 102
Glencoe 42 61 47
Garden Valley 30 73 52
Sparta 533 834 988
Chatfield 124 195 383
Spring Grove 81 121 346