Madison, MN Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Madison, MN home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Madison, MN Homeowners Insurance Coverage

Example Personal Belongings Category Price
Bose Wave Multi-CD Changer, Graphite Gray Music System $249.00
Husqvarna 967323903 V-Twin 724 cc Zero Turn Mower, 46" Lawn & Patio $2,699.95
Spagna Vetro Sv198F-Sp30 Wall-Mounted Stainless Steel Range Hood, 30" Home Improvement $561.76
Southbend Platinum Heavy Duty Range 12" - P12N-H Major Appliances $3,918.00
Samsung UN40JU7500 Curved 40-Inch 4K Ultra HD Smart LED TV (2015 Model) Home Theater $1,399.99
Mackie FREEPLAY -Personal PA System Musical Instruments $499.99
Dell Inspiron I3847-5849BK Desktop - Intel Processor i5-4440 3.1GHz, 16GB DDR3 Memory, 2TB Hard Drive, CD/DVD Burner, Windows 7 Professional, Black Personal Computer $1,099.00
Klipsch KL-6504-THX 5.1 Wall System-Harman AVR 3700-Furman Elite-20-Free PL-200 Speakers $6,199.00
Sony SHAKE5 2400 Watt Audio system with Bluetooth and NFC Receiver or Amplifier $999.99
APW Wyott Countertop Electrical Pass Through Cheese Melter, 19 x 27 x 15 1/8 inch -- 1 each. Oven $3,372.00

2) Home Security Systems Lowers Your Madison, MN Home Insurance

Example Home Security Systems Price
Revo R165D5IB5I-4T 16 CH 4 TB 960H DVR Surveillance System with 10 1200TVL 100-Feet Night Vision Cameras (White) $1,299.99
GW Security New AHD 16 Channel 1080P DVR Video Surveillance Camera System 16 1080P 2.1 Megapixel Outdoor/Indoor Weatherproof IR Night Vision Bullet and Dome Security Camera $1,999.00
FingerTec USA TA200 Plus W FingerTec Time AttendanceTA200 Plus Fingerprint plus RFID Time Clock Wireless $893.86
Home Automation Omni Touch Touchscreen VGA $1,018.00
GW Security 8CH401HDSDI83T 8 Channel 1.3MP HD-SDI 720p Security Camera System with 12mm Varifocal Len HD Outdoor Cameras and 3TB Hard Drive (White) $899.00
Novi Battery Powered 4-in-1 Home Security Kit: HD Camera, Motion and Smoke, Siren with Novi App $299.00
GW Security 16 Channel HD 1.0MP 720P HD-CVI Outdoor/ Indoor Security Camera System with Pre-Installed 4TB Hard Drive - High Resolution Long Distance Transmit Range $1,999.00
ZMODO 600TVL Outdoor Surveillance Camera System 8CH H.264 DVR with 8 High Resolution Weatherproof Day/Night Security Cameras with 1TB Hard Drive pre-installed $349.99
Funlux Outdoor Surveillance Camera System QR Code Easy Setup 8CH 960H Video DVR with 8X700TVL High Resolution Day/Night IR-Cut Built-in Weatherproof Security Cameras with 1TB Hard Drive $489.99
SANNCE Home 16-Channel Full 960H Security DVR with 16 800TVL High-Resolution... $999.99

3) Stop Smoking to Reduce Your Madison, MN Home Insurance

County Percentage of smokers
Dodge county including Claremont, Kasson, Milton, Vernon, Mantorville 20%
Martin county including Granada, Westford, Lake Belt, Welcome, Pleasant Prairie 18%
Clay county including Sabin, Kurtz, Parke, Cromwell, Viding 17%
Clearwater county including Clearwater, Shevlin, Copley, Falk, Nora 20%
Chisago county including Rush City, Wyoming, Shafer, Stacy, Franconia 26%
Steele county including Lemond, Deerfield, Medford, Berlin, Havana 14%
Lake county including Lake County, Beaver Bay, Stony River, Lake No. 1, Silver Bay 19%
Yellow Medicine county including Porter, Omro, Canby, Hazel Run, Yellow Medicine County 30%
Freeborn county including Hayward, London, Freeborn, Mansfield, Moscow 19%
Pope county including Bangor, New Prairie, Rolling Forks, Sedan, Ben Wade 15%

4) Seniors Get More Home Insurance Discounts in Madison, MN

Senior Population in Madison, MN compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Madison 120 202 460
Ortonville 142 224 446
Arena 6 23 17
Herrick 9 11 0
Riverside 21 38 44
Hidewood 17 16 23
Wilmot 41 59 81
Danvers 4 14 12
Afton 2 60 35
Estelline 10 44 184
Maynard 25 24 52