Vineyard, MO Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Vineyard, MO home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Vineyard, MO Homeowners Insurance Coverage

Example Personal Belongings Category Price
BeoPlay A9 2nd generation - White with Maple Legs Receiver or Amplifier $2,699.00
PylePro PCMX265B Battery Powered Portable PA System With USB/SD, DJ Controls, And Aux Inputs Musical Instruments $535.99
Atago 2350 Hand-Held Refractive Index Refractometer, 3 Stage Switching, 1.333 - 1.520 nD Measurement Range Stove $725.00
Lot#3 Lawn Mower Blade Service System Lawn & Patio $1,195.00
Mack 5 Year Warranty Certificate for TVs Priced up to $3,500 (1408) Refrigerator $293.00
Southbend 400 Series Ultimate Restaurant Range 36" 5 Burner Cabinet Base - 4366C Major Appliances $5,121.00
NorthShore Brown Finish Dining Set, Rectangle Table, 4 Side Chair, 2 Arm Chair And Server Home $4,339.95
Bose SoundTouch 30 Series II Wireless Music System (Black) Speakers $499.00
Sharp LC-43LE653U 43-Inch 1080p 60Hz Smart LED TV Home Theater $479.99
Emeril by All-Clad E937SE6A Copper Stainless Steel Oven Safe Dishwasher Safe 14-Piece Cookware Set Kitchen $399.99

2) Home Security Systems Lowers Your Vineyard, MO Home Insurance

Example Home Security Systems Price
LaView LV-KD514F4V-1TB 4-Channel Security System with Face Detection, Dropbox Backup, 4x 700TVL Bullet Cameras, 1TB HDD and CUBE Plus (Silver) $429.99
GW Security 4 Channel HD-SDI DVR (4) x 1080P Outdoor /Indoor HD 2.1MP Security Camera System - 2.8~12mm Varifocal Zoom Lens 164 ft IR Long Distance - Include Pre-installed 1TB Hard Drive $1,199.00
Piper nv Security Camera with Door/Window Sensor and Smart Switch, All-in-One Security System with Video Monitoring Camera, White $349.99
SVAT PRO 16CH H.264 1 TB Smart Security DVR with 8 Ultra Hi-res Outdoor Surveillance Cameras and Smart Phone Compatibility (11114) $1,109.99
GW Security VD6CHC23 8 CH HD Real-time 30 Fps DVR 6 x 1/2.8 Inches 2.1 MP Camera, 2.8-12 mm Lens, 72-Piece LED, 164-Feet IR $1,240.00
Defender Sentinel 8CH 500GB Smart Security DVR Including 4 Ultra Hi-Res Indoor/Outdoor Cameras with 65ft Night Vision,21062 $319.99
BOSCH SECURITY VIDEO DVR-670-16A201 2 Tb HDD Advantage Digital Video Recorder $2,600.00
Bosch AutoDome Easy II Network Camera - Color VEZ-221-IWTE $1,640.00
ZMODO 16CH H.264 DVR Home Surveillance Camera System 8 Bullet 8 Dome Indoor/Outdoor 600TVL Security Cameras 1TB HDD $499.99
USG 1080P HD IP CCTV Kit: 1x 16 Channel NVR + 1x 8 Port PoE Switch + 8x 1080P 2.8-12mm PoE IP Bullet Cameras + 1x 4TB HDD *** High Definition CCTV Video Surveillance $2,699.00

3) Stop Smoking to Reduce Your Vineyard, MO Home Insurance

County Percentage of smokers
Lawrence county including Mount Vernon, Halltown, Chesapeake, Red Oak, Lawrence County 27%
Platte county including Iatan, Parkville, Northmoor, Pawnee, Preston 16%
St. Louis county including Vinita Terrace, Winchester, Hazelwood, Clayton, Midland 17%
McDonald county including McMillen Coy, Pineville, Erie McNatt, Noel, Elk River East 34%
Vernon county including Vernon County, Henry, Virgil, Center, Nevada 23%
Laclede county including May/Smith, Eldridge, Phillipsburg, Conway, Auglaize 26%
Pulaski county including Fort Leonard Wood, Dixon, Crocker, Cullen, Pulaski County 23%
Grundy county including Tindall, Myers, Trenton, Leisure Lake, Spickard 24%
Wayne county including Cowan, Piedmont, Williamsville, Greenville, Lost Creek 37%
Jackson county including Jackson County, Lake Lotawana, Lake Tapawingo, Unity Village, Lees Summit 22%
Washington county including Walton, Bellevue, Kingston, Caledonia, Belgrade 34%

4) Seniors Get More Home Insurance Discounts in Vineyard, MO

Senior Population in Vineyard, MO compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Vineyard 51 46 97
Pierce 272 589 653
Red Oak 16 33 19
Buffalo May 106 88 42
Stella 9 5 8
Weir 47 90 63
Elk Horn 50 95 99
Milo 0 14 7
62 65 72
Berwick 31 0 23
Roaring River 24 220 225