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Montgomery County, MO Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Montgomery County, MO home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Montgomery County, MO Homeowners Insurance Coverage

Example Personal Belongings Category Price
CyberpowerPC Trinity T6000A Desktop (Black) Personal Computer $1,799.00
Grindmaster-Cecilware BK22 Countertop Stainless Steel Single Tier Baking Oven, 21-Inch Kitchen $1,735.00
EDCO 94400 Tile Shark Floor Stripper 3/4 Horsepower 115-Volt Home Improvement $1,670.00
Southbend 400 Series Ultimate Restaurant Range 48" 6 Burner Standard Oven - 4483DC-7L Oven $9,658.00
Coaster Dining Table with Tempered Glass Top in Chrome Finish Furniture $599.99
Samsung ME18H704SFS 1.8 cu. ft. Over-the-Range Microwave Oven Major Appliances $379.00
Onkyo CS-265(B) CD Hi-Fi Mini System with Bluetooth Receiver or Amplifier $249.00
Audio-Technica ATW-3141BD 3000 Series Wireless Cardioid Dynamic Handheld Microphone System Musical Instruments $909.00
Bakers Pride HearthBake Electric Counter Top Single Compartment Bake and Roast Oven, 26 x 28 x 17 inch -- 1 each. Oven $3,059.00
Steve Silver Leona 9 Piece Dining Table Set Home $4,859.90

2) Home Security Systems Lowers Your Montgomery County, MO Home Insurance

Example Home Security Systems Price
GW 32 Channel 1080P NVR Video Security Camera System - 24 x 5MP 1080P Weatherproof 2.8-12mm Varifocal Dome Cameras, 80ft IR Night Vision, Realtime Recording 1080p @ 30fps, Pre-Installed 8TB HDD $4,999.00
NUTONE IMA3303L Whole House Intercom System $709.95
GW Security 1080P HD-AHD 8 Channel Video Security Camera System - Eight 2.1 MP Sony Cmos Weatherproof Bullet Cameras, 130ft IR LED Night Vision, Realtime Recording 1080p @ 30fps, Pre-Installed 2TB HD $1,499.00
SDH-B3040 - Samsung 4Ch 720p HD DVR Security Camera System $449.00
WD 8TB WD Sentinel DX4000 Small Business Network File Storage Server iSCSI NAS $1,249.99
HD SDI PTZ Camera 1080P 3 Megapixel 1/3" Sony Original Zoom 30 FPS Camera Built-in 36x Zoom (3x optical, 12x digital) IP67 Weatherproof For CCTV Day & Night Home Security Camera Bracket Included $899.00
Valcom Universal Doorphone System $1,500.00
32 Channel 960H DVR Security Camera System with (24) x 700TVL Outdoor / Indoor Dome Cameras and 4TB Hard Drive (24 Camera System) $2,349.00
Revo R165D5IB5I-4T 16 CH 4 TB 960H DVR Surveillance System with 10 1200TVL 100-Feet Night Vision Cameras (White) $1,299.99
Q-See QT5132-32D3-3 Channel Real Time D1 Surveillance System with 32 High-Resolution 700TVL Cameras and 3 TB Hard Drive (Dark Grey) $1,699.99

3) Stop Smoking to Reduce Your Montgomery County, MO Home Insurance

County Percentage of smokers
Montgomery county including Loutre, New Florence, Bellflower, Danville, McKittrick 28%
Benton county including Tom, Cole Camp, Williams, South Lindsey, Lindsey 21%
Audrain county including Wilson, Martinsburg, South Fork, Mexico, Rush Hill 29%
Clinton county including Trimble, Atchison, Gower, Holt, Turney 20%
St. Francois county including Perry, Bismarck, Farmington, Leadington, Wortham 29%
Newton county including Neosho, Redings Mill, Diamond, Loma Linda, Ritchey 18%
Morgan county including Laurie, Gravois Mills, Moreau, Stover, Mill Creek 35%
Pettis county including Hughesville, Smithton, Houstonia, Heath Creek, La Monte 25%
Dunklin county including Malden, Dunklin County, Rives, Freeborn, Kennett 31%
Shannon county including Newton, Delaware, Spring Valley, Summersville, Birch Tree 32%
Scotland county including Arbela, Sand Hill, South Gorin, Rutledge, Granger 14%

4) Seniors Get More Home Insurance Discounts in Montgomery County, MO

Senior Population in Montgomery County, MO compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Montgomery County 921 1404 1563
Clark 514 860 604
Hurricane 160 497 429
Bellflower 24 79 18
Warrenton 358 370 796
Boles 1376 1848 1332
Defiance 11 9 9
Third Creek 15 194 97
Hallsville 95 151 89
Hartsburg 8 34 22