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Cheap Herculaneum, MO Home Insurance Recommendations

Check out simple recommendations to buy Herculaneum, MO home insurance & get cheap rates.

1) Insure Personal Belongings In Your Herculaneum, MO Homeowners Insurance Coverage

Example Personal Belongings Category Price
Klipsch R-3650-WII In-Wall System #15 Speakers $3,591.00
Lenovo IdeaCentre A 720 Series 27-Inch All-in-One EXTREME 512 GB SSD 16GB RAM (Intel Core i7 EXTREME i7-3920XM 3rd generation processor - 2.90GHz with TURBO BOOST to 3.80GHz, 16 GB RAM, 512GB SSD Hard Drive, Full HD 1080p 1920x1080 LED backlit 10-Finger Multi-TOUCHSCREEN Display, BLU-RAY, HDTV, Windows 8) Desktop Computer PC TV Touch Screen A720 Series LIMITED EDITION Personal Computer $4,125.00
RIDGID (EMERSON) PART NUMBER 96362 122 COPPER CUT/PREP MACH 230V Home Improvement $1,941.94
EZGO 34257G01 Master Cylinder Assembly for Lawn Mower Lawn & Patio $533.13
Westminster Collection Dining Set Table with 6 Chairs Home $2,606.32
Samsung UN55J6200 55-Inch 1080p Smart LED TV (2015 Model) Home Theater $849.99
Southbend 4367D Range Oven, Ultimate Restaurant Range, Gas, 36", 4 Pyromax burne Stove $4,741.00
Coaster Myleene Motion 3 Piece Reclining Sofa Set in Padded Velvet Kitchen $2,899.00
Southbend 400 Series Ultimate Restaurant Range 36" 5 Burner Convection Oven - 4365A Major Appliances $8,707.00
Music Hall - MMF-11.1 - Turntable (no cartridge) Receiver or Amplifier $4,495.00

2) Home Security Systems Lowers Your Herculaneum, MO Home Insurance

Example Home Security Systems Price
GW Security 1080P HD-CVI 8 Channel Video Security Camera System - Six 2MP Weatherproof 2.8-12mm Varifocal Zoom Bullet Cameras, 64-IR LED 180ft Night Vision, Long Distance Transmit Range (984ft), Pre-Installed 2TB HDD $1,499.00
GW Security VD16CH16C50WD 16 Channel 960H DVR Surveillance Camera System with Varifocal 196-Feet IR Day Night Outdoor Security Camera (Grey) $1,699.00
GW Security 8 Channel HD SDI DVR 1080P Security Camera System with 8 x 2.1MP 1080P HDSDI (True HD 1080P, 100% more detailed than 1080P HDCVI or HDTVI) 2.8-12mm Varifocal Zoom Outdoor Cameras and Pre-Installed 2TB Hard Drive $1,799.00
Lorex LH014501C4WF 4-Channel 500 GB Digital Video Recorder Kit with 4 Wireless Camera (White/Black) $749.95
HONEYWELL ACCESS NX4OP30L NX4 W/LARGE ENCLOSURE & QTY 4 OP30 READERS $3,248.69
Lorex LH108321C8B 8-Camera Network Video Surveillance System with 320GB H.264 DVR (Black) $600.00
USG 1080P HD IP CCTV Kit: 1x 16 Channel NVR + 1x 8 Port PoE Switch + 8x 1080P 2.8-12mm PoE IP Bullet Cameras + 1x 4TB HDD *** High Definition CCTV Video Surveillance $2,699.00
Swann SODVK-244344-US 4300 24 Channel 960h DVR and 700 TVL Cameras (Black/White) $1,599.99
GW Security VD8CH8C726WH8 8-Channel DVR Surveillance Camera System with x 700TVL Outdoor/Indoor Dome Security Cameras and 1TB Hard Drive $599.00
Samsung SDH-P4041ND 8 Channel 1080p HDTV Hybrid CCTV Surveillance DVR Security System 2TB HDD 4 Full HD Dome Cameras and 4 720TVL Bullet Cameras $1,199.00

3) Stop Smoking to Reduce Your Herculaneum, MO Home Insurance

County Percentage of smokers
Jefferson county including Herculaneum, Plattin, Barnhart, Big River, Rock 28%
Cole county including Wardsville, Lohman, Taos, St. Martins, Russellville 18%
Livingston county including Utica, Cream Ridge, Mooresville, Sampsel, Wheeling 20%
Lewis county including La Grange, Highland, Ewing, Monticello, Dickerson 23%
Randolph county including Huntsville, Clifton Hill, Moniteau, Moberly, Renick 27%
Audrain county including Audrain County, Vandalia, Martinsburg, Vandiver, Laddonia 29%
Mississippi county including Mississippi, St. James, Wolf Island, Ohio, East Prairie 24%
Texas county including Upton, Burdine, Houston, Lynch, Cass 31%
Clinton county including Shoal, Holt, Trimble, Lathrop, Gower 20%
Morgan county including Moreau, Gravois Mills, Mill Creek, Haw Creek, Syracuse 35%
Nodaway county including Skidmore, Barnard, Hughes, Conception, Nodaway County 15%

4) Seniors Get More Home Insurance Discounts in Herculaneum, MO

Senior Population in Herculaneum, MO compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Herculaneum 108 444 396
Granite City 1964 2753 3434
Bel-Nor 171 227 116
Weldon Spring Heights 18 13 26
Darmstadt 0 0 0
Mascoutah 499 754 666
Plum Hill 13 121 45
Glen Echo Park 4 14 18
Bonne Terre 398 370 481
Central 990 1125 1424
Joachim 1318 2000 1476