Charlotte, NC Home Insurance - Have You Tried This?

Get cheap Charlotte, NC home insurance by following this practical approach

1) Insure Personal Belongings In Your Charlotte, NC Homeowners Insurance Coverage

Example Personal Belongings Category Price
All American 921 21-1/2-Quart Pressure Cooker/Canner Kitchen $368.00
MacKenzie-Dow Fine Furniture 72-Inch Diameter Dining Table with 35-Inch Diameter Lazy Susan Furniture $6,447.00
Fluke FP Plus FoodPro Plus Food Safety Thermometer, LCD Display, -31 Degrees to +525 Degrees F Temperature Range Home Improvement $299.99
Toshiba Satellite C55-B5240X 15.6-Inch Laptop Personal Computer $299.99
Shure UR14D+-G1 Wireless Microphones Musical Instruments $5,624.00
Blodgett Convection Oven half DFG50 BASE Oven $10,230.00
Ariens 986101 169cc Gas 9 in. Wheeled Lawn Edger (CARB) Lawn & Patio $589.99
Rectangular Sofa Table (T1351-73) Home $480.00
Samsung UN40JU6700 Curved 40-Inch 4K Ultra HD Smart LED TV Home Theater $949.99
Summit Professional Series : TEM130BKWY 20 Freestanding Electric Range - Stainless Steel Major Appliances $1,030.00

2) Home Security Systems Lowers Your Charlotte, NC Home Insurance

Example Home Security Systems Price
GW Security 32 Channel 960H DVR Security Camera System with (32) x 700TVL Outdoor / Indoor Wide Angle Lens Dome Cameras (Sales Only for Christmas Holiday) $2,999.00
BOSCH SECURITY VIDEO DVR-670-16A201 2 Tb HDD Advantage Digital Video Recorder $2,600.00
Defeway D16AHD1-12xC720AH1-2000G HD 1080P 960H 16 Channel DVR Kit CCTV System Home Security Camera System $979.27
Samsung SDH-P4041B 8 Channel 1080p HDTV Hybrid CCTV Surveillance DVR Security System 2TB HDD 4 Full HD Box Cameras and 4 720TVL Bullet Cameras $1,199.00
Cisco-IMSourcing 2821 Security Bundle with IOS Advanced IP Services Image CISCO2821-HSEC/K9 SEC BNDL AIM DISC PROD SPCL SOURCING SEE NOTES 2 Ports - 9 Slots - Rack-mountable $2,470.95
Security Camera King 16 Channel NVR Surveillance Camera System - 16 x 2MP IP Network Cameras - (8 Dome IP Cams and 8 Bullet IP Cams) - 16 Port PoE Switch with an additional 2GB Uplink Port - 16 x 100' Cat5 Network Cables - NO HARD DRIVE $4,305.80
8 Channel CCTV Security Surveillance DVR w/ 1TB HDD High Resolution 800 TV Lines Waterproof Day Night Cameras 60ft Video Power Cables iPhone Blackberry Android Smartphone View Complete System $699.00
Lorex LH016805B Security Camera System with 8 Night Vision Cameras and 16 Channel ECO BlackBox (Black) $699.95
ANRAN 2.0 Megapixel 1080P Waterproof Outdoor/Indoor IR Night Vision POE IP Camera Home Security System Motion Detection Email Alert 16 Channel 1080P 720P NVR HDMI with 2pcs 3TB HDD pre-installed $2,550.00
BOSCH SECURITY VIDEO CNFE2MC/IN Ethernet Fiber Optic Media Converter $791.90

3) Stop Smoking to Reduce Your Charlotte, NC Home Insurance

County Percentage of smokers
Mecklenburg county including Midland, Pineville, Mecklenburg County, Charlotte, Matthews 14%
Burke county including Jonas Ridge, Lower Fork, Quaker Meadows, Glen Alpine, Icard 24%
Lenoir county including Kinston, La Grange, Institute, Falling Creek, Trent 16%
Watauga county including Foscoe, Beech Mountain, Bald Mountain, Boone, Watauga County 16%
Martin county including Williamston, Bear Grass, Goose Nest, Poplar Point, Parmele 12%
Lincoln county including Ironton, Westport, Lincolnton, Lincoln County, Denver 17%
Chowan county including Edenton, Chowan County 30%
Alleghany county including Sparta, Gap Civil, Prathers Creek, Glade Creek, Cherry Lane 27%
Union county including Marshville, Monroe, New Salem, Goose Creek, Mint Hill 16%
Caldwell county including Lovelady, Lower Creek, North Catawba, Kings Creek, Patterson 23%
Wilson county including Cross Roads, Black Creek, Springhill, Stantonsburg, Elm City 12%

4) Seniors Get More Home Insurance Discounts in Charlotte, NC

Senior Population in Charlotte, NC compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Charlotte 39739 52220 43024
Scotch Irish 250 127 181
Mooresville 1436 1939 2483
Mountain View 303 572 328
South Point 3316 4281 3439
Albemarle 878 1884 1804
Bandys 365 668 356
Pee Dee 123 194 122
Pineville 279 632 1081
Lowesville 274 275 249