Winston-Salem, NC Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Winston-Salem, NC home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Winston-Salem, NC Homeowners Insurance Coverage

Example Personal Belongings Category Price
Profoto 901124 BatPac (Black) Refrigerator $2,187.00
POLYWOOD PWS122-1-WH Chippendale 5-Piece Dining Set, White Lawn & Patio $2,141.00
Yamaha 3D-Ready 5.1-Channel 500 Watts Digital Home Theater Audio/Video Receiver With a USB Digital Input and Connecting Cable to Play & Charge Your iPod or iPhone & Control Remotely + Set of 4 Yamaha All Weather Indoor / Outdoor 180 watt Wall Mountable Natural Sound 2-way Acoustic Suspension Speakers - White + 100ft 16 AWG Speaker Wire Receiver or Amplifier $1,549.99
Music Computing MCLCDTTV4202 Motion Command 42" 2-Touch LED Touchscreen Home Theater $1,879.00
Lenovo K450e Desktop (57331215) Black Personal Computer $1,049.99
RIDGID (EMERSON) PART NUMBER 96362 122 COPPER CUT/PREP MACH 230V Home Improvement $1,941.94
Electrolux EI30BM60MS Over-The-Range Microwave Oven, 1.8-Cubic Feet, Stainless Steel Major Appliances $799.00
Bose L1 Model IS Single B2 Bass with T1 Audio Engine Speakers $2,499.00
Breville RM-BOV800XL Certified Remanufactured Smart Oven 1800-watt Convection Toaster Oven Kitchen $179.99
Sennheiser EW 500-945 G3 - Wireless Vocal System with Dynamic Supercardioid Handheld Mic - A-Range (516 - 558 MHz) Musical Instruments $999.95

2) Home Security Systems Lowers Your Winston-Salem, NC Home Insurance

Example Home Security Systems Price
GW Security GW2109E1361IP6 9 CH Real-Time NVR 6 x 1/3" Aptina 1.3 MP Camera, 2.8-12mm Lens $1,210.00
ZMODO KDC8-CARBZ8ZN-1T 8 Channel 960H DVR & 1TB HDD with 8 600TVL Weatherproof Day Night Bullet Security Cameras $450.00
Wired 8 inch LCD Monitor Recording Video Door Phone Intercom Doorbell Chimes Security Entry Access Control RFID Card System with SD Card for 10 Apartment Families Villa $1,570.00
GW Security 8 Channel 1080P Network NVR HD IP Security Camera System with 8 x 960P Outdoor / Indoor 2.8-12mm Varifocal Zoom Security Cameras and Pre-Installed 2TB HDD $1,599.00
USG 1080P HD IP CCTV Kit: 1x 16 Channel NVR 1x 8 Port PoE Switch 8x 1080P 2.8-12mm PoE IP Bullet Cameras 1x 4TB HDD *** High Definition CCTV Video Surveillance $2,699.00
GW Security VD32CH736G18 32-Channel 960H DVR Security Camera System with 18 x 900TV Outdoor Indoor Dome 3.6mm Wide Angle Lens Security Camera (Grey) $1,799.00
GW Security 32 Channel 960H DVR Security Camera System with (32) x 700TVL Outdoor / Indoor Wide Angle Lens Dome Cameras (Sales Only for Christmas Holiday) $2,999.00
Nest Learning Thermostat, 2nd Generation $249.00
Vivotek IP8372 5MP 30M IR Smart Focus System IP67 Network Bullet Camera $1,130.00
GW Security 16 Camera 1080P PoE IP CCTV Kit : 14 x 1080P IP PoE 2.8-12mm Dome Cameras 2 x 1080P Auto Tracking IP PTZ 4.7 ~ 94mm 20 times Zoom 1x 16 Channel 1080P NVR 1 x 3TB HDD *** High Definition Video Surveillance For Your Home or Business $4,700.00

3) Stop Smoking to Reduce Your Winston-Salem, NC Home Insurance

County Percentage of smokers
Cherokee county including Murphy, Cherokee County, Hothouse, Marble, Valleytown 25%
Harnett county including Bunnlevel, Coats, Mamers, Benson, Grove 26%
Stanly county including Millingport, Badin, New London, Endy, Big Lick 25%
Currituck county including Coinjock, Poplar Branch, Moyock, Crawford, Fruitville 26%
Caldwell county including Yadkin Valley, Wilson Creek, Lenoir, Sawmills, Lower Creek 23%
Davidson county including Denton, Conrad Hill, Reedy Creek, Abbotts Creek, Alleghany 26%
Yancey county including Toe, Green Mountain, Brush Creek, Pensacola, Crabtree 21%
Stokes county including Sauratown, Big Creek, Beaver Island, Snow Creek, Yadkin 36%
Forsyth county including Lewisville, Germanton, Winston-Salem, Rural Hall, Clemmons 20%
Wake county including Wake County, Apex, Wendell, Knightdale, Angier 13%

4) Seniors Get More Home Insurance Discounts in Winston-Salem, NC

Senior Population in Winston-Salem, NC compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Winston 13606 19612 20182
Jackson Hill 30 141 135
Reidsville 1758 2290 2495
Cana 193 208 212
Madison 730 913 1092
New Castle 74 213 296
Harmony 29 98 62
Marsh 273 285 280
Tyro 399 983 1041
Rockingham County 6926 11074 10337
Statesville 1554 2155 3004