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Watauga, NC Home Insurance - How to Get it Cheap

We have researched some steps to reduce your Watauga, NC home insurance rates. Use it & get a cheap deal.

1) Insure Personal Belongings In Your Watauga, NC Homeowners Insurance Coverage

Example Personal Belongings Category Price
Onkyo TX-NR737 7.2-Channel Network A/V Receiver Plus A Polk Audio 2.1 Home Theater Speaker System (2-TSI400 & 1-PSW108) Receiver or Amplifier $1,599.99
Plutus 2-Pack Side Chair Leatherette/Stainless Steel Sleigh Legs, Black Furniture $972.00
Bose SoundTouch Portable Wi-Fi Music System Speakers $399.00
Southbend 400 Series Ultimate Restaurant Range 60" 5 Burner 24" Griddle Cabinet Base - 4606CC-2GR Major Appliances $11,156.00
HP ProOne K1K40UT#ABA 21.5-Inch Desktop (Black) Personal Computer $1,149.00
VIZIO M80-C3 80-Inch 4K Ultra HD Smart LED HDTV Home Theater $3,999.99
Sennheiser EW 500-965 G3 - Wireless Vocal System with True Condenser Handheld Mic - A - Range (516 - 588 MHz) Musical Instruments $1,499.95
Vollrath 40703 Cayenne 23-7/16-Inch Electric Countertop Convection Oven, Half Size Kitchen $1,822.00
Bose Wave Radio III Music System $349.00
Sony 1600 Watt Audio Hi-fi Surround Sound Stereo Shelf System with Cd Player, Digital Tuner Am/fm Radio Receiver with 30 Presets, 3-way Speaker System with 10" Sub-Woofer, Bluetooth Audio Streaming with One-touch NFC Pairing, Dual Front USB Input for Mp3 Players and Flash Drives, Dual Rear Aux Input, Selectable Multicolored LED Lighting, Black Finish Music System $599.99

2) Home Security Systems Lowers Your Watauga, NC Home Insurance

Example Home Security Systems Price
Panasonic KX-HN6002W Home Monitoring System DIY Surveillance Camera Kit -Indoor/Outdoor (White) $299.95
Q-See 16 Channel HD NVR Security System with 3TB HDD and 9 HD Weatherproof IP Cameras $2,999.99
ZMODO KDF8-NARBZ4ZN-5G 8 CH CCTV Home Security System with 4 Sony CCD Night Vision Surveillance Cameras-500GB HDD $364.99
ANNKE 8CH Full 960H Video CCTV DVR Recorder 1TB HDD W/ 8 900TVL 42 IR Leds 110ft Superior Night Vision Weatherproof Security Camera System, QR Code Easy Setup Security Surveillance System, Smartphone Quick Remote Access $599.99
Night Owl Security L-DVR4-5GB 4-Channel 960H DVR with 500GB Hard Drive HDMI and Free Night Owl Lite App (Black) $199.99
Defender Sentinel 8CH 500GB Smart Security DVR Including 4 Ultra Hi-Res Indoor/Outdoor Cameras with 65ft Night Vision,21062 $319.99
Amcrest 720P HD Over Analog (HDCVI) 4CH Video Security System - Four 1.0 MP Weatherproof IP66 Bullet Cameras, 65ft IR LED Night Vision, Long Distance Transmit Range (1,640ft), Pre-Installed 1TB HD for 360 Hours 8Ch Recording 720p @ 30fps, Quick QR Code Smartphone Access, USB Backup and More $329.99
GW Security 8CHC17GW892CVGW812CV 8 CH HD Real-time 30 Fps DVR 8 x 1/2.8 Inches 2.1 MP Camera, 2.8-12 mm Lens (Color) $1,470.00
Samsung SDS-P4080 8 Channel DVR Security System $799.00
GW Security VD4C4CH1337IP 4 Channel 1080P NVR Surveillance System with 4 x 1.3MP 960P Outdoor or Indoor Onvif PoE IP Security Camera 1 TB Hard Drive $629.00

3) Stop Smoking to Reduce Your Watauga, NC Home Insurance

County Percentage of smokers
Watauga county including Meat Camp, Beech Mountain, Watauga, Bald Mountain, Stony Fork 16%
Buncombe county including Ivy, Weaverville, Fairview, Royal Pines, Reems Creek 20%
Caldwell county including North Catawba, Globe, Lower Creek, Granite Falls, Cajahs Mountain 23%
Rutherford county including High Shoals, Colfax, Henrietta, Cliffside, Bostic 27%
Mecklenburg county including Pineville, Mecklenburg County, Midland, Huntersville, Matthews 14%
Wilson county including Stantonsburg, Springhill, Wilson County, Old Fields, Taylors 12%
Granville county including Salem, Tally Ho, Oak Hill, Walnut Grove, Stovall 23%
Pasquotank county including Nixonton, Elizabeth City, Newland, Mount Hermon, Pasquotank County 35%
Alexander county including Sharpes, Hiddenite, Taylorsville, Wittenburg, Alexander County 26%
Forsyth county including Forsyth County, Walkertown, Broadbay, Winston-Salem, Salem Chapel 20%
Sampson county including Taylors Bridge, Delway, Plain View, Clinton, Herring 17%

4) Seniors Get More Home Insurance Discounts in Watauga, NC

Senior Population in Watauga, NC compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Watauga 401 384 367
Conover 433 829 933
Drexel 562 698 894
Bakersville 87 299 196
Wilson Creek 0 0 0
Wilkesboro 856 1132 1552
Red Hill 7 62 185
Cricket 56 274 302
Boone 337 539 801
Lovelace 56 34 116
Morganton 2067 2836 3180