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Ocean County, NJ Home Insurance - Have You Tried This?

Get cheap Ocean County, NJ home insurance by following this practical approach

1) Insure Personal Belongings In Your Ocean County, NJ Homeowners Insurance Coverage

Example Personal Belongings Category Price
Onkyo PRSC5530 11.2-Channel THX Certified Network A/V Controller with Dolby Atmos Receiver or Amplifier $2,499.00
Acer Aspire XC Compact Desktop Intel Quad Core CPU (up to 2.42 GHz), 4GB DDR3L, 500GB HDD, Windows 8 (Certified Refurbished) Personal Computer $299.00
Bose SoundTouch 20 Series II Wireless Music System (White) Speakers $399.00
Southbend S-Series S60DD 60'' Gas Range, 10 Open Burner, 2 Standard Ovens | 324,000 BTU $7,019.00
OXO Good Grips Non-Stick Pro Dishwasher safe 12 Piece Set Kitchen $399.99
Spagna Vetro Sv198F-Sp30 Wall-Mounted Stainless Steel Range Hood, 30" Home Improvement $561.76
TalkSwitch 840vs 8 Line 4 Analog/IP 12 IP Extension Small Business Phone System Music System $1,495.00
Barcelona Solid Wood Dining Table Furniture $1,499.99
Shure BLX14R/MX53 Wireless Headset Rack Mount System with MX153 Earset Microphone, M15 Musical Instruments $686.00
Southbend S-Series S60DD 60'' Gas Range, 10 Open Burner, 2 Standard Ovens 324,000 BTU Major Appliances $7,019.00

2) Home Security Systems Lowers Your Ocean County, NJ Home Insurance

Example Home Security Systems Price
Seepower Wireless Digital Home 4ch Dvr with 7 Inch LCD Monitor, Sd Card Recording and 4 Long Range Night Vision Cameras (Black) $299.00
GW Security 16 Channel 960H HDMI CCTV Security Surveillance DVR System with 12 x 900TVL High Resolution Weatherproof Security Cameras and Pre-Installed 3TB Hard Drive $1,499.00
Uniden UDR744HD Outdoor Cameras with 7-Inch High Resolution LCD Touchscreen (Black) $399.99
GE Simon XTi Wireless Security System $399.00
Security Camera King 2 Megapixel Indoor/Outdoor Pan Tilt Zoom Camera (PTZ) - 12X Optical Zoom - High Definition TRUE HD - 1080p - 2MP IP - ONVIF protocol $838.59
GW Security 32 Channel 1080P PoE NVR HD IP Security Camera System with 32 Indoor/ Outdoor 2.8-12mm Varifocal Zoom Night Vision 1080P Security Cameras Pre-Installed 8TB HDD Network Remote Access $5,750.00
Swann SWDVK-164408A-US DVR16-4400 16 Channel 720p Digital Video Recorder and 8 x PRO-735 Cameras (Black) $699.99
Aiphone 32-Door/Sub Add-On Exchange Unit, Part# AX-320C $1,531.00
GW Security 32 Channel DVR Color Night Vision Security Camera System with (12) Bullet and (12) Dome 1000TVL 720P Starlight Varifocal Zoom Outdoor / Indoor Analog Cameras 6TB Hard Drive Included $3,599.00
GW Security VD6CHH9 8 CH HD-SD DVR 6 x HD-SDI 1/3-Inch 1.3 Megapixel CMOS Camera 720P 2.8 to 12mm Lens, 42-IR LED, 110-Feet IR Distance $1,700.00

3) Stop Smoking to Reduce Your Ocean County, NJ Home Insurance

County Percentage of smokers
Bergen county including Wallington, Fair Lawn, Ridgefield Park, Tenafly, River Edge 14%
Atlantic county including Egg Harbor, Buena Vista, Ventnor City, Elwood, Mullica 20%
Warren county including Liberty, Broadway, Great Meadows, White, Oxford 19%
Cape May county including Dennis, Erma, Wildwood, Cape May Point, Cape May County 21%
Passaic county including Passaic, Wanaque, Pompton Lakes, North Haledon, Totowa 17%
Monmouth county including Bradley Beach, Belford, Strathmore, Colts Neck, Wanamassa 16%
Cumberland county including Rosenhayn, Commercial, Cumberland County, Upper Deerfield, Stow Creek 24%
Middlesex county including Concordia, Edison, Kendall Park, Highland Park, Whittingham 12%
Ocean county including Tuckerton, Cedar Glen Lakes, Holiday Heights, Leisure Knoll, Vista Center 17%
Mercer county including East Windsor, White Horse, Groveville, Mercer County, Yardville 13%

4) Seniors Get More Home Insurance Discounts in Ocean County, NJ

Senior Population in Ocean County, NJ compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Ocean County 34469 69406 88985
Englishtown 81 163 147
Dover Beaches 69 261 430
Beach Haven West 497 1039 880
Bristol 4129 5112 4577
Silver Ridge 65 340 754
Ramtown 533 336 192
Corbin City 74 53 47
Pemberton Heights 133 192 338
Riverton 246 265 369
Wyncote 137 425 633