Cheap Springfield, NJ Home Insurance Recommendations

Check out simple recommendations to buy Springfield, NJ home insurance & get cheap rates.

1) Insure Personal Belongings In Your Springfield, NJ Homeowners Insurance Coverage

Example Personal Belongings Category Price
Bar Harbor-Wicker Rattan Indoor 6 Pc. Dining Set,Color Brownwash,Size 30"W x 30"D x 41"H,Pattern Palma Lacquer Home $2,995.00
HUSQVARNA OUTDOOR POWER EQUIPMENT ST330P 30 In. Snow T Home Improvement $2,685.70
Mitsubishi WD-65737 65-Inch 1080p 120Hz Home Theater DLP HDTV Home Theater $1,499.99
Cottage 5 Piece Dining Set Furniture $1,147.42
Bowers & Wilkins A7 Hi-Fi Wireless Music System with AirPlay Speakers $799.99
7-Piece Dining Set in Rich Cappuccino - Coaster Kitchen $1,131.48
Polk Audio TSX550T 5.1 Home Theater System (Black) Music System $2,228.80
Southbend 400 Series Ultimate Restaurant Range 60" 6 Burner 24" Griddle Standard Oven - 4601DC-2GR Major Appliances $10,609.00
Onkyo CS-N755 Network Hi-Fi Mini System Receiver or Amplifier $499.00
Astell&Kern AK240 Mastering Quality Sound Dual DAC (Gun Metal) Music System $2,499.00

2) Home Security Systems Lowers Your Springfield, NJ Home Insurance

Example Home Security Systems Price
GW Security VD2CHH1 4 CH HD-SDI DVR 2 x HD-SDI 1/3-Inch 2.1 Megapixel CMOS Camera, 1080P, 2.8 to 12 mm Manual Zoom Lens $1,200.00
GW 16 Channel 1080P NVR Video Security Camera System - Sixteen 5MP 1080P Weatherproof 2.8-12mm Varifocal Bullet Cameras, 180ft IR Night Vision, Realtime Recording 1080p @ 30fps, Pre-Installed 4TB HDD $3,399.00
Defeway D6020WH8-8xC1012DP9 HD Home Security 1080P 960H 8 Channel CCTV Network Video Surveillance System Onvif IP NVR DVR Kit $331.68
GW Security 1.3 MegaPixel 1000TVL Color Night Vision Security Camera System with 32 Channel DVR and 32 x 1000TVL Starlight 2.8-12mm Varifocal Zoom Outdoor / Indoor Analog Dome Cameras 6TB Hard Drive Included $4,399.00
32CH 1080P NVR Network IP Surveillance Camera System - 32 x HD 960P 1.3MP 2.8~12mm Varifocal Lens 180ft IR PoE IP Camera 8TB Hard Drive 2 x 16 Ports PoE Switch $5,299.00
Q-see Qc9416-16y4-3 16 Channel Security System 8 900 TVL Bullet Cameras 3tb HDD $2,400.00
IDTECK iEDC 8 Door Access Control Package - PoE or 12V DC - Apache Web Browser - 3 Year Warranty $2,050.86
Piper nv All-in-One Security System with Video Monitoring Camera, White $279.99
GW Security 8 Channel DVR Color Night Vision Security Camera System with (4) Bullet and (4) Dome 1000TVL 720P Starlight Varifocal Zoom Outdoor / Indoor Analog Cameras 2TB Hard Drive Included $1,199.00
GW Security GW4CH4CM2061 4 CH 1080P 1 TB NVR and 4 x HD 1080P 2.8-12 mm Varifocal 180-Feet IR Distance PoE IP Security Camera System, POE Switch Included $799.00

3) Stop Smoking to Reduce Your Springfield, NJ Home Insurance

County Percentage of smokers
Union county including Hillside, Fanwood, Elizabeth, Springfield, Roselle 15%
Cape May county including Avalon, Cape May, Whitesboro, West Wildwood, Cape May Court House 21%
Hudson county including North Bergen, Hoboken, Secaucus, Kearny, Hudson County 16%
Atlantic county including Buena Vista, Hammonton, Linwood, Smithville, Brigantine 20%
Cumberland county including Bridgeton, Downe, Millville, Seabrook Farms, Laurel Lake 24%
Passaic county including Wayne, Paterson, Pompton Lakes, Ringwood, Little Falls 17%
Burlington county including Tabernacle, Hainesport, Woodland, Burlington County, Ramblewood 15%
Sussex county including Hardyston, Ogdensburg, Vernon, Lafayette, Montague 18%
Ocean county including Pine Lake Park, Ship Bottom, Seaside Heights, Cedar Glen, Jackson 17%
Warren county including Pohatcong, Bridgeville, Phillipsburg, Beattystown, Vienna 19%
Middlesex county including Colonia, Avenel, Kingston, Edison, East Brunswick 12%

4) Seniors Get More Home Insurance Discounts in Springfield, NJ

Senior Population in Springfield, NJ compared to similar areas eligible for home insurance
Place 55-60 Years 60-70 Years >70 Years
Springfield 1221 1558 2251
Leisure Village 272 771 2968
Glen Cove 1594 2958 3427
Flower Hill 252 458 485
Westchester County 62678 91853 100766
Old Orchard 165 231 358
Oyster Bay Cove 200 225 216
Hackettstown 616 818 948
Highland Falls 211 386 265
Demarest 318 590 457